BiyaPay Registration and KYC Verification Step-by-Step Tutorial: One-Stop Solution for Funding, Withdrawals, and US Stock Trading

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You can register with BiyaPay to achieve seamless real-time fund movement without needing an overseas bank account. Currency conversion supports USDT with efficient and transparent USD arrival. The operation process is intuitive and ideal for Chinese-speaking users to get started quickly. Funds are secure, deposits and withdrawals are convenient, and investing in US stocks requires no complicated procedures.

Core Points

• BiyaPay registration is simple — users only need an invitation code and a Gmail email address; the entire process usually takes just 1 minute.
• Through BiyaPay, users can achieve real-time conversion between USDT, USD, and HKD with efficient and transparent fund flows.
• KYC verification is a key step to ensure account security — users must upload valid identification documents and complete facial recognition.
• BiyaPay supports flexible transfers of multiple currencies — users can trade US and Hong Kong stocks anytime with fees as low as 0.5%.
• Users can view real-time deposit and withdrawal records in the APP, ensuring all operation processes are clear and transparent.

BiyaPay Feature Advantages

USDT Conversion and Real-Time Deposits/Withdrawals

You can achieve real-time conversion between USDT, USD, and HKD through BiyaPay without needing an overseas bank account. The platform supports multi-chain deposits with efficient and transparent fund movement. BiyaPay provides Chinese-speaking users with a unified cross-border remittance platform, simplifying the operation process and avoiding the hassle of managing multiple accounts. You only need to complete BiyaPay registration to experience convenient fund flows. The table below compares the main advantages of BiyaPay versus other digital asset platforms for deposits and withdrawals:

You can trade anytime via web or mobile app, and the platform provides transparent real-time exchange rates, ensuring the fund conversion process is open and verifiable.

Convenient US and Hong Kong Stock Investing

BiyaPay makes investing in US and Hong Kong stocks simple and efficient. You can directly convert USDT to USD or HKD to participate in US/HK stock trading without complicated account opening procedures. The platform supports online registration — the entire process takes only 1 minute. Fund transfers have no limits, support multiple currencies, and withdrawals are flexible. The table below compares BiyaPay with traditional brokerage accounts:

You can register with BiyaPay, quickly bind a US stock account, and trade anytime with strong liquidity — ideal for Chinese-speaking users to flexibly allocate assets.

Fund Security and Compliance Assurance

BiyaPay places high importance on fund security and compliance. The platform holds MSB licenses in the United States and Canada, ensuring every transaction complies with local legal standards. You can track fund flows throughout the cross-border transfer process, and the platform implements comprehensive KYC procedures to reduce risk. Funds are processed through legally regulated offshore accounts with high security. BiyaPay is headquartered in Singapore and has subsidiaries in the United States, Canada, Hong Kong, and other regions, reflecting its internationalization strategy. Over 300,000 users have safely completed remittances through BiyaPay. You can confidently use the platform for fund management and investing, enjoying compliant and transparent service.

BiyaPay Registration Process

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Invitation Code and Email Verification

When starting BiyaPay registration, you first need to prepare a valid invitation code. Usually, you can obtain the invitation code through the BiyaPay official website, partner communities, or friends who are already registered. The invitation code is part of the platform’s security system and helps you successfully create an account.

It is recommended to use a Gmail email for registration. Many Chinese-speaking users report that using mainland China email addresses often results in not receiving verification codes. Gmail is globally compatible and verification emails are rarely blocked. You simply enter the invitation code and email address on the registration page, click “Get Verification Code,” then check your inbox and input the code.

Tip: If you don’t have a Gmail account, register one in advance to ensure a smooth follow-up process.

Here is a brief checklist to prepare before registration:

• Invitation code (obtain from friends or communities)
• Gmail email address (recommended to ensure timely receipt of verification codes)
• Mobile phone (for subsequent identity verification)

Password Setup and APP Installation

After receiving the email verification code, proceed to the next step: set a password. It is recommended to create a strong password containing letters, numbers, and symbols to enhance account security. Password length should be at least 8 characters.
After setting the password, you can choose to continue on the web or mobile side. The official BiyaPay APP supports iOS and Android systems. Download methods are as follows:

After installing the APP, log in using the email and password you just registered. The mobile interface is more convenient, allowing you to manage funds and investment accounts anytime, anywhere.

First Login and Account Activation

After your first login to BiyaPay, the system will automatically guide you to complete account activation. The platform requires you to bind a mobile phone number to further enhance account security. Enter your phone number, receive the SMS verification code, and input it to finish activation.

Once the account is activated, you can go to the personal center to complete basic information. The BiyaPay registration process is designed to be concise — the entire procedure usually takes only a few minutes. You do not need to submit complicated materials or have an overseas bank account.

Note: After account activation, it is recommended to immediately complete KYC verification to secure funds and unlock more features.

After completing BiyaPay registration, you can immediately experience the platform’s core functions such as real-time deposits/withdrawals and convenient US stock investing. The entire process is user-friendly for Chinese-speaking users, with intuitive operations and efficient, transparent fund flows.

KYC Verification Process

After completing BiyaPay registration, you need to perform KYC verification to officially enable USDT withdrawal functionality and ensure account security. The KYC process verifies your identity information to ensure compliant and transparent fund flows. You can smoothly complete verification through the following steps.

ID Document Upload

During the verification process, you first need to upload valid identification documents. The BiyaPay platform requires you to provide a government-issued ID from the United States, such as a passport or driver’s license. You also need to fill in your Social Security Number and a local US address. The platform will ask you to upload a debit card or Pomelo Mastercard® for payment verification. You must ensure that the recipient’s GCash registered phone number, name, bank account details, and verification code information are consistent.

The table below summarizes the required documents for KYC verification and explanations:

You must ensure all information is genuine and valid to avoid review failure due to mismatched documents. When uploading files, it is recommended to use high-resolution scans or photos to ensure content is clear and legible.

Facial Recognition Operation

After uploading the ID documents, the system will guide you to perform facial recognition. You need to face the camera directly in the APP or web interface as prompted to complete the capture. The platform uses AI technology to automatically compare your facial features with the ID photo to ensure identity consistency.

During the operation, keep sufficient lighting and avoid obstructing your face. The system provides real-time feedback on recognition results; if recognition fails, you can retry. The facial recognition step enhances account security and prevents identity impersonation.

Tip: If recognition fails, check camera settings, ensure stable network, and retake a clear photo.

Review Progress and Common Issues

After submitting all verification materials, the platform will automatically enter the review process. Typically, BiyaPay completes KYC review within 1–3 business days. You can view the review progress in real time in the APP personal center.
During review, the following common issues may occur:

When review fails, check the materials item by item according to the prompts. It is recommended to ensure all information is entered accurately, uploaded files are clear, and network environment is stable. If you encounter system delays or server failures, try again later.

Note: KYC verification is a critical step for fund security and compliance. After completing verification, you can officially enable USDT withdrawal and enjoy BiyaPay’s efficient fund flow and US stock investment services.

By following standard procedures, you can successfully complete KYC verification, secure your account, and improve fund management efficiency. The BiyaPay registration and KYC verification process is designed to be simple and suitable for Chinese-speaking users to get started quickly.

Deposits/Withdrawals and US Stock Trading

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USDT Deposit and Withdrawal

You can deposit USDT via multiple chains on BiyaPay, supporting mainstream networks such as TRC-20, with fund arrival speed faster than the industry average. Typically, USDT deposits and withdrawals include blockchain confirmation and internal platform processing. BiyaPay optimizes both aspects, with actual processing time far below the industry standard of 1–5 business days.

• USDT deposit minimum 20 USD, maximum up to 40,000 USD (ACH channel).
• Withdrawal handling fee is 0.5%–1%, wire transfers have no upper limit.
• You can convert USDT to USD and directly withdraw to Hong Kong licensed bank accounts such as Wise or OCBC, with flexible fund flows.

You can view real-time deposit and withdrawal records in the APP — all operation processes are clear and transparent.

Binding US Stock Account

After completing BiyaPay registration and KYC verification, you can bind a US stock account within the platform. The platform supports one-click binding with a clear operation process. You only need to select “Bind US Stock Account” in the personal center, fill in the relevant information, and complete verification. BiyaPay strictly complies with US and Canadian financial regulations and holds financial licenses in multiple countries, ensuring compliant and secure cross-border fund flows.

US Stock Buy/Sell Operations

After binding your US stock account, you can trade US stocks through BiyaPay. The platform supports ultra-low commission trading, zero fees for fractional share trading, suitable for beginners and professional investors.

You can learn US stock investment strategies in the “Beginner Academy” to improve trading skills. BiyaPay provides full-process support for Chinese-speaking users, helping you efficiently manage cross-border assets.

You have now mastered the complete process of BiyaPay registration, KYC verification, deposits/withdrawals, and US stock trading. The operations are simple with efficient fund flows. Please note the following security and compliance matters:

• Each identity can only participate once — repeated registration or cheating is prohibited.
• All operations must comply with platform rules and local laws and regulations — violations will result in disqualification.

You can complete all steps independently. It is recommended to use the Beginner Academy to learn investment strategies and enhance financial management capabilities.

FAQ

How to solve the problem of not receiving the verification code via email?

It is recommended to use a Gmail email to register for BiyaPay. Some China/mainland China email providers may block verification code emails. You can check the spam/junk folder or switch to an internationally compatible email to ensure smooth registration.

How long does KYC verification review usually take?

After submitting materials, BiyaPay typically completes KYC review within 1–3 business days. You can view the review progress in real time in the APP personal center. If there is a delay, please wait patiently or contact customer service.

Which blockchain networks does USDT deposit support?

BiyaPay supports mainstream blockchain networks such as TRC-20 for USDT deposits. You can select the corresponding network on the deposit page and ensure the address is entered correctly to avoid asset loss.

What are the requirements for withdrawing USD to a bank account?

You can withdraw USD to a Hong Kong licensed bank account or other supported international bank accounts. Please ensure account information is accurate and the name matches the KYC verification. BiyaPay charges a 0.5%–1% withdrawal handling fee; arrival time depends on the bank’s processing speed.

What is the minimum deposit amount for US stock trading?

When participating in US stock trading through BiyaPay, the minimum deposit amount is 20 USD. The platform supports fractional share trading, suitable for flexible capital allocation. You can choose your investment amount based on your needs without a large capital threshold.