Want to Avoid Detours in Investing? The 5 Most Worth Downloading Finance Apps in 2025

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The investment market in 2025 is filled with complex and abundant information. Choosing an authoritative and efficient finance app is the first step to making informed decisions and avoiding information traps.

Based on professional evaluations and user reputation, we have selected the following five top apps for you: Sina Finance, Tonghuashun, East Money, Xueqiu, and Futu NiuNiu.

Finding the “investment navigator” that best suits you is crucial.

Key Points

• When choosing a finance app, decide based on your investment goals and market preferences.
• Sina Finance is suitable for investors focused on global markets and macroeconomics.
• Tonghuashun is a great tool for technical analysis and short-term traders.
• East Money is ideal for investment beginners and those primarily investing in funds.
• Futu NiuNiu is an excellent tool for investing in Hong Kong and US stocks.

Sina Finance: A Model of Global Perspective and Intelligent Decision-Making

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If you are an investor with a global outlook, Sina Finance is undoubtedly your top choice on the 2025 app rankings. With its strong media background and comprehensive data services, it has won the favor of many experienced investors and stands as a benchmark for accessing authoritative financial information.

Core Advantages: Authoritative Information and Global Market Coverage

The core competitiveness of Sina Finance lies in its unparalleled breadth and depth of data. You can easily connect to global markets through it and obtain the information needed for key decisions.

• Global Market Coverage: It provides real-time quotes for over 40 markets, allowing you to seamlessly track US stocks, Hong Kong stocks, futures, and various other assets.
• Free Real-Time Data: You can access free Level 1 real-time quotes from core exchanges like the New York Stock Exchange (NYSE) and NASDAQ.
• Millisecond-Level Refresh: Data refresh rates as fast as 0.03 seconds, ensuring you can synchronize with market dynamics at extreme speed and seize every trading opportunity.

Featured Function: Sina Finance AI Assistant for Decision Support

Feeling overwhelmed by massive amounts of information? The AI assistant in Sina Finance can simplify things for you.

Imagine when a new macroeconomic policy is released; you no longer need to spend hours studying it. Its built-in “Xina AI Assistant” will automatically generate a policy impact analysis report for you. The report clearly highlights key points in different colors, such as using red for potential risks and green for potential benefits, allowing you to grasp the core of the event in just a few minutes.

This function makes complex macroeconomic analysis intuitive and easy to understand, greatly improving your decision-making efficiency.

Suitable For: Investors Focused on Macroeconomics and Cross-Market Decisions

Overall, Sina Finance is best suited for investors whose vision is not limited to a single market and who emphasize macroeconomic analysis. If you frequently make cross-market decisions (such as simultaneously tracking US tech stocks and global commodities) and want to rely on authoritative information and intelligent tools for judgment, this app will become your indispensable “investment navigator.”

Tonghuashun: A Powerful Tool for Technical Traders

If speed and technical indicators are at the core of your investment decisions, Tonghuashun is a trading tool tailored for you. With its huge user base in mainland China, its lightning-fast quote refresh speed and powerful technical analysis functions make it the preferred platform for short-term traders and technical analysis enthusiasts.

Core Advantages: High-Speed Quotes and Trading

In the trading world where every second counts, speed is the lifeline. Tonghuashun understands this well and has maximized the efficiency of quotes and trading.

You no longer need to switch back and forth between quote software and trading software. Tonghuashun supports direct linking to your securities account, achieving seamless integration of market watching and order placement.

This integration greatly enhances trading efficiency, allowing you to respond faster to market changes. Currently, it supports multiple mainstream brokers, such as:

• Guotai Junan Securities
• Haitong Securities
• Guangfa Securities

Through these brokers, you can complete high-speed trading directly within the Tonghuashun app.

Featured Functions: Intelligent Stock Selection and Powerful Charts

Tonghuashun is not just a market watching tool; it is a powerful decision-support system. It offers many unique tools to help you discover opportunities from vast amounts of data.

• WenCai 2.0 Intelligent Stock Selection: You can use natural language to propose complex stock selection conditions as if chatting with a friend. For example, input “Semiconductor stocks with ROE greater than 15% for three consecutive years”, and the system will immediately screen out a list of stocks that meet the conditions.
• Free Level 2 Quotes: It provides free ten-level buy/sell order book data and main fund flow analysis. This allows you to more clearly understand the balance of power between buyers and sellers and judge short-term support and resistance levels for stock prices.
• Exclusive Technical Indicators: Tonghuashun offers some unique advanced technical indicators that are hard to find on other platforms, providing deeper analysis dimensions for professional technical analysts.

Suitable For: Short-Term Traders and Technical Analysts

In summary, Tonghuashun is best suited for investors who rely on charts, indicators, and order book data for decisions. If you are a short-term trader pursuing ultimate trading speed or an enthusiast capturing market fluctuations through technical analysis, Tonghuashun’s powerful functions and efficient experience will be your indispensable partner.

East Money: A National-Level Wealth Management Platform

If you are a newcomer just entering the investment world or primarily focused on fund management, East Money will be your ideal choice. With its extremely large user base and simple, easy-to-understand interface, it has become the first stop for many mainland Chinese investors.

Core Advantages: One-Stop Fund Supermarket

The biggest highlight of East Money is its powerful “Fund Supermarket.” You can complete all operations related to fund investment on one platform, eliminating the hassle of switching between different apps.

• Comprehensive Product Variety: You can find almost all fund products on the market, whether stock-type, bond-type, or mixed-type funds, with a very rich selection.
• Significant Fee Advantages: The platform offers highly competitive fund subscription fee discounts, and long-term SIP investments can save you considerable costs.
• Convenient Screening Tools: It includes multiple fund screening and comparison tools to help you easily find products that match your investment goals based on historical performance, fund managers, and other dimensions.

Featured Function: Vibrant Stock Bar Community Ecosystem

In addition to trading functions, East Money’s “Stock Bar” is another core feature. This is a huge online investor communication community where you can see massive discussions about individual stocks and the market.

Stock Bar is an information hub and also an emotion amplifier. You can quickly understand market hotspots and retail investor sentiment here. But please always maintain independent thinking and use community discussions as a reference rather than the sole basis for decisions.

By observing the discussion trends in Stock Bar, you can feel the market temperature from a unique perspective.

Suitable For: Investment Beginners and Fund Investors

Overall, East Money is very suitable for two types of people. If you are an investment beginner, its simple interface and clear function guidance can help you get started smoothly. If you are a dedicated fund investor, its comprehensive and discounted fund supermarket will provide great convenience. For investors hoping to easily participate in mainland China’s A-shares and fund markets, East Money is a platform not to be missed.

Xueqiu: Value Investing Community

If you believe that investing is not just buying and selling but a deep cognitive practice, Xueqiu is the thought exchange platform built for you. Unlike other apps centered on quotes and trading, the soul of Xueqiu lies in its high-quality value investing community.

Core Advantages: High-Quality In-Depth Content

In an era of information explosion, Xueqiu filters out truly valuable voices for you. Discussions here go far beyond simple price predictions and are full of deep dives into company fundamentals. You can easily find:

• Detailed Financial Report Interpretations: Learn how experts analyze a financial statement.
• Profound Industry Analyses: Understand the business logic and future trends behind an industry.
• Rigorous Company Research: See investors’ complete thinking process on a company’s moat, management, and valuation.

The content quality here can help you build your own investment analysis framework.

Featured Function: Famous Users’ Real Portfolio and Strategy Sharing

One of Xueqiu’s most attractive functions is that many investment experts (famous users) publicly share their real investment portfolios. This means you can see their holdings, buy/sell operations, and the underlying logic in real time.

It’s like getting a series of public “investment homework.” You can observe how they handle market fluctuations and learn their asset allocation strategies. But remember, copying operations carries risks; more importantly, learn their problem-analysis methods and form your own judgments.

By following the strategies of investors you admire, you can closely combine theoretical learning with investment practice.

Suitable For: Fundamental and Learning-Oriented Investors

In summary, Xueqiu is best suited for learning-oriented investors who believe in value investing and focus on fundamental analysis. If you are not satisfied with chasing rises and killing falls but want to deeply understand the companies you invest in and grow through exchanges with like-minded people, Xueqiu is undoubtedly your best choice. It is more like an investment thinking gym, helping you develop independent thinking capabilities in investing.

Futu NiuNiu: Top Choice for Hong Kong and US Stock Investing

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If your investment focus is primarily on the Hong Kong and US markets, Futu NiuNiu is an indispensable app in your toolkit. With its deep roots in the Hong Kong market and excellent product design, it has become the preferred choice for many international investors.

• Huge User Base: In Hong Kong, its registered users account for about 50% of the adult population.
• Active Trading Platform: As early as 2021, its daily active users exceeded 1 million.

This is enough to prove its leading position in Hong Kong and US stock trading.

Core Advantages: Exceptional Trading Experience

The core competitiveness of Futu NiuNiu lies in providing users with an extremely smooth and professional trading experience. What you choose is not just a trading software but an award-winning financial service platform. Its outstanding performance has been recognized by multiple authoritative institutions.

Behind this exceptional experience is its strong compliance and technical strength. Futu Securities holds multiple financial licenses issued by the Hong Kong SFC, ensuring your investment activities are safe and regulated.

Featured Functions: Free In-Depth Quotes and Investment Community

Futu NiuNiu offers many powerful free functions to help you make more accurate decisions.

You no longer need to pay for advanced quotes. After registering and completing the questionnaire, you can freely view Level 2 depth quotes for US stocks (NYSE order book), gaining insight into the true balance of market buy/sell orders.

In addition, its fee structure is clear and transparent with competitive rates. For example, the commission for trading US stocks is $0.0049 per share, with a minimum of only $0.99 per order. Its built-in “NiuNiu Circle” community also provides a platform for exchanging views on Hong Kong and US stocks with global investors.

Suitable For: Hong Kong and US Market Investors

In summary, Futu NiuNiu is a powerful tool tailored for investors focused on Hong Kong and US stock markets. If you need a platform with smooth trading experience, free in-depth quotes, and an active community for investing in US or Hong Kong market stocks, Futu NiuNiu is undoubtedly your best choice. It will help you connect more efficiently to global premium assets.

To help you make the final choice, we have summarized the key information of these five apps.

Based on your investment style, you can choose as follows:

• Pursuing authoritative macro perspectives, prioritize Sina Finance.
• Technical short-term traders, inseparable from Tonghuashun.
• Fund beginners and A-share exchanges, base camp at East Money.
• Value investors, find like-minded people on Xueqiu.
• Focused on Hong Kong and US stocks, prefer Futu NiuNiu.

Please remember that apps are just tools. Building an investment system suited to yourself is the key to success.

Feel free to share your usage experiences in the comments!

FAQ

Are these apps all free?

The apps themselves offer free downloads and basic functions. However, please note that when conducting stock trading through them, brokers will charge commissions or platform fees.

For example, using Futu NiuNiu to trade US stocks has a minimum fee of $0.99 per order. You need to carefully read the fee descriptions for each platform.

Do I need to download all these apps?

You do not need to download all of them. Doing so may lead to information overload. We recommend choosing one or two that best suit your investment style to start with.

• First clarify your primary investment market.
• Then match your investment strategy (technical or value-oriented).

As a beginner, which app should I start with?

If you are an investment beginner, East Money is a good starting point. Its interface design is simple, and function guidance is clear. You can start from its rich fund supermarket to learn basic wealth management knowledge and build investment confidence.

Can I use one app to invest in all markets?

Currently, it is difficult to find an app that perfectly covers and trades all global markets. Most apps have their own focus areas. For example, Futu NiuNiu specializes in Hong Kong and US stock markets, while Tonghuashun focuses more on mainland China’s A-share market.