Reggie Tan

Reggie Tan

FinTech Columnist | Payments Policy Analyst

BA in Finance, self-studied financial journalism. Former commercial bank international settlement officer, now independent commentator focusing on digital currency regulations. Writes Cross-Border Payments Journal column for Economic Observer, explaining forex policies through real-life cases.

Latest Articles

Micron MU vs Western Digital WDC: Which Logic Is Stronger, AI Memory or Data Center Hard Drives?
Micron MU vs Western Digital WDC: Which Logic Is Stronger, AI Memory or Data Center Hard Drives?
Compare Micron MU and Western Digital WDC in the AI infrastructure cycle. This article breaks down HBM, DRAM, NAND, data center SSDs, nearline HDDs, high-capacity hard drives, cloud customer orders, and the storage cycle to help you judge whether AI memory or data center hard drives have the stronger logic.
What Are NOR Flash, SLC NAND, and EEPROM? Why They Help Explain Hong Kong-Listed Memory-Related Stocks
What Are NOR Flash, SLC NAND, and EEPROM? Why They Help Explain Hong Kong-Listed Memory-Related Stocks
NOR Flash, SLC NAND, and EEPROM are all non-volatile memory products, but they differ in use cases, technical characteristics, and investment analysis logic. This article explains how these niche memory products map to code storage, embedded capacity, small-parameter storage, automotive electronics, industrial control, communication modules, and Hong Kong-listed memory-related stocks.
AI Storage Supply Chain Map: Chips, HDDs, SSDs, Packaging Equipment, and Enterprise Storage Systems
AI Storage Supply Chain Map: Chips, HDDs, SSDs, Packaging Equipment, and Enterprise Storage Systems
What does the AI storage supply chain include? This article analyzes AI training, inference, and data retention across HBM, DRAM, NAND, enterprise SSDs, nearline HDDs, CoWoS advanced packaging, testing equipment, and enterprise storage systems from Dell, IBM, NetApp, Pure Storage, and others.
Micron, Sandisk, Western Digital, and Seagate Compared: How to Separate the Four Main AI Storage Themes
Micron, Sandisk, Western Digital, and Seagate Compared: How to Separate the Four Main AI Storage Themes
Compare Micron MU, Sandisk SNDK, Western Digital WDC, and Seagate STX in the AI storage value chain, covering HBM, DRAM, NAND, enterprise SSDs, nearline HDDs, HAMR, high-capacity hard drives, gross margin, free cash flow, and cycle risks.
Micron Technology MU Stock Analysis: HBM, DRAM, NAND, and the AI Storage Cycle
Micron Technology MU Stock Analysis: HBM, DRAM, NAND, and the AI Storage Cycle
Micron Technology MU is a key U.S. stock in the AI storage cycle, with businesses covering HBM, DRAM, NAND, and enterprise SSDs. This article analyzes what investors should watch in MU stock from the perspectives of AI data center demand, memory pricing cycles, financial metrics, valuation logic, and key risks.
How Should You Arrange Cross-Border Funds More Conveniently? Differences Between Bank Accounts, Virtual Cards, Multi-Currency Accounts, and Brokerage Accounts
How Should You Arrange Cross-Border Funds More Conveniently? Differences Between Bank Accounts, Virtual Cards, Multi-Currency Accounts, and Brokerage Accounts
Learn how to arrange cross-border funds more efficiently by comparing bank accounts, virtual cards, multi-currency accounts, and brokerage accounts across functions, costs, risks, and use cases.
What Is the Relationship Between SpaceX, Starlink, and Tesla? Elon Musk’s Corporate Map and Market Linkages
What Is the Relationship Between SpaceX, Starlink, and Tesla? Elon Musk’s Corporate Map and Market Linkages
SpaceX, Starlink, and Tesla are not the same company. This guide explains their ownership relationship, business links, market impact, and investment risks.
What Is the SpaceX Stock Ticker? Can You Trade It Now?
What Is the SpaceX Stock Ticker? Can You Trade It Now?
The SpaceX stock ticker is SPCX, traded on Nasdaq as Space Exploration Technologies Corp. Class A common stock. This guide explains whether SPCX can be bought, how to confirm the correct stock, how investment access changed after the IPO, trading costs, valuation volatility, and common mistakes.
What Are the Main Ways to Fund a U.S. Stock Account? Bank Wire, Third-Party Accounts, and Multi-Currency Accounts Compared
What Are the Main Ways to Fund a U.S. Stock Account? Bank Wire, Third-Party Accounts, and Multi-Currency Accounts Compared
Compare common ways to fund a U.S. stock account, including bank wire, ACH/EFT, Wise and other multi-currency accounts, with fees, timing, account-name rules, refund risks, and beginner-friendly use cases.