Reggie Tan

Reggie Tan

FinTech Columnist | Payments Policy Analyst

BA in Finance, self-studied financial journalism. Former commercial bank international settlement officer, now independent commentator focusing on digital currency regulations. Writes Cross-Border Payments Journal column for Economic Observer, explaining forex policies through real-life cases.

Latest Articles

Complete Guide to US Stock Market Opening and Closing: Mastering These Five Beijing Time Points is Crucial
Complete Guide to US Stock Market Opening and Closing: Mastering These Five Beijing Time Points is Crucial
Want to know the US stock market opening time in Beijing time? During daylight saving time, it opens at 9:30 PM; during standard time, it opens at 10:30 PM. This article details trading strategies for the five key periods—pre-market, opening, regular hours, closing, and after-hours—to help you precisely grasp market rhythm.
Stop Wasting Money: Master 5 Tips to Effectively Reduce Cross-BBorder Remittance Costs
Stop Wasting Money: Master 5 Tips to Effectively Reduce Cross-BBorder Remittance Costs
Want to lower cross-border remittance fees? Stop relying on expensive banks. This article summarizes 5 practical tips: choose low-fee platforms, seize the best exchange rates, consolidate large transfers, avoid hidden charges, and help you save costs effectively while ensuring full amount arrival.
US Stock Futures Fluctuate Narrowly as Investors Weigh Employment Data and Fed Easing Signals
US Stock Futures Fluctuate Narrowly as Investors Weigh Employment Data and Fed Easing Signals
Why are US stock futures fluctuating narrowly? This article provides an in-depth analysis of the mixed employment data and the intense market battle over expectations for Federal Reserve rate cuts. It interprets key data such as NFP and JOLTS to help you understand the Fed's policy direction and future market catalysts.
Another Major Drop! Why Is the China A-Share Index Falling Non-Stop – Where Exactly Is the Problem?
Another Major Drop! Why Is the China A-Share Index Falling Non-Stop – Where Exactly Is the Problem?
Why did A-shares plunge again? This article deeply analyzes the root causes of the relentless decline: weakening macro expectations, internal structural imbalances, and fragile investor confidence are resonating together, causing heavyweight sectors to lead the fall with over 4,400 stocks down. Understand the fundamental reasons for the market’s prolonged weakness and the outlook ahead.
What Are the Logical Foundations Behind Hong Kong Stock Market Trends?
What Are the Logical Foundations Behind Hong Kong Stock Market Trends?
Hong Kong stock market trends are primarily determined by three major factors: global liquidity (especially USD interest rates) determines valuations, China's economic fundamentals determine corporate earnings base, and the structure of domestic and overseas investors jointly influences market sentiment. Understanding the dynamic balance of these three is key to judging Hong Kong stock trends.
Hong Kong Stock Market Trading Hours Guide: 2025 Holidays and Half-Day Details
Hong Kong Stock Market Trading Hours Guide: 2025 Holidays and Half-Day Details
Planning to invest in Hong Kong stocks? Understand the 2025 Hong Kong stock trading hours in one article: Full-day trading runs from 9:30-12:00 and 13:00-16:00. Includes a complete public holiday closure calendar and half-day arrangements to help you plan trades in advance and seize every investment opportunity.
Futu Holdings Latest Earnings Report Released: Did Q4 2025 Performance Exceed Expectations?
Futu Holdings Latest Earnings Report Released: Did Q4 2025 Performance Exceed Expectations?
Comprehensive analysis of Futu Holdings' Q4 2025 earnings report. Data shows that key indicators such as total revenue, net profit, and paid user growth significantly surpassed market expectations, with non-GAAP net profit margin maintaining a high industry level of 44%, and notable results from the internationalization strategy.
From 1896 to 2025: How the Dow Jones Index Has Shaped the Modern Investment World
From 1896 to 2025: How the Dow Jones Index Has Shaped the Modern Investment World
Review the century-long history of the Dow Jones Index from its birth in 1896 to the present. From the Great Depression giving rise to SEC regulation, to Black Monday introducing circuit breakers, and post-financial crisis component changes—understand how it defined blue-chip stocks and shaped the modern investment world.
S&P 500 ETF Showdown: SPY vs VOO vs IVV - Which One Wins?
S&P 500 ETF Showdown: SPY vs VOO vs IVV - Which One Wins?
How to choose among SPY, VOO, and IVV, the three major S&P 500 ETFs? Long-term investors should prioritize the lowest-cost VOO or IVV to maximize compounding, while short-term traders are better suited to the highly liquid SPY. This article provides an in-depth comparison of expense ratios, liquidity, and structural differences to help you find the best fit for your needs.
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