Maggie Lim

Maggie Lim

Financial Inclusion Editor | Money Literacy Writer

BA in Economics, minor in Sociology, self-taught data journalism. Led rural digital payment projects. Runs popular WeChat blog Maggie's Wallet explaining pension reforms with infographics. Won Ant Group's Inclusive Content Award.

Latest Articles

BiyaPay Secures Sumsub's Highest Security Certification: Building a Rock-Solid Foundation for a Global Integrated Financial Platform with Zero-Tolerance Risk Controls
BiyaPay Secures Sumsub's Highest Security Certification: Building a Rock-Solid Foundation for a Global Integrated Financial Platform with Zero-Tolerance Risk Controls
BiyaPay earns Sumsub's top 'Risk Intolerant Vanguard' certification, solidifying zero-tolerance risk management for its global fusion financial platform offering secure crypto, payments, and investments.
US Stock Broker Opening Guide: Fees, Security, and App Experience Comparison (Futu vs Tiger vs Firstrade)
US Stock Broker Opening Guide: Fees, Security, and App Experience Comparison (Futu vs Tiger vs Firstrade)
Want to open a US stock account? This article provides an in-depth comparison of the pros and cons of Futu Niuniu, Tiger Brokers, and Firstrade in terms of fees, security, and app experience. It helps you choose the broker that best fits your trading costs and functional needs, making account opening easy.
A Blessing for Small Investors: Finding the Lowest Trading Cost US Stock Brokers
A Blessing for Small Investors: Finding the Lowest Trading Cost US Stock Brokers
Looking for the lowest cost US stock brokers? This article provides a detailed comparison of mainstream platforms like Firstrade, Moomoo, Webull, etc., in terms of commissions, platform fees, deposit/withdrawal costs, helping you choose a zero-commission broker that offers free real-time US stock quotes to easily start your small investment journey.
Focusing on AI and Semiconductors: In-Depth Analysis of 10 Leading Future US Tech Stocks
Focusing on AI and Semiconductors: In-Depth Analysis of 10 Leading Future US Tech Stocks
Looking to invest in leading future US stocks? This article provides an in-depth analysis of 10 tech stocks focused on AI and semiconductors, from NVIDIA and Microsoft to TSMC, dissecting their core advantages and growth potential to help you seize the next golden investment opportunity.
Do You Need to Stay Up Late to Trade US Stocks? One Chart to Understand the Correspondence Between US Stock Trading Hours and Beijing Time
Do You Need to Stay Up Late to Trade US Stocks? One Chart to Understand the Correspondence Between US Stock Trading Hours and Beijing Time
Do you have to stay up late to invest in US stocks? Not necessarily! This article explains US stock trading hours in detail, including pre-market, regular, and after-hours sessions converted to Beijing time. One chart helps you understand how to use the afternoon and evening pre-market sessions for trading, easily balancing investment and life.
2025 Best US Stock Trading Apps Ranking Released: In-Depth Review of Top Stock Trading Applications
2025 Best US Stock Trading Apps Ranking Released: In-Depth Review of Top Stock Trading Applications
Looking for the best US stock trading app in 2025? This article provides an in-depth review of top apps like eToro, Fidelity, and Webull, comparing them across trading fees, platform features, and user experience to help you easily select the most suitable stock trading platform based on your personal investment style.
What Is Tencent ADR (TCEHY)? A Complete Guide to the Differences with Tencent Hong Kong Stock (00700)
What Is Tencent ADR (TCEHY)? A Complete Guide to the Differences with Tencent Hong Kong Stock (00700)
Want to invest in Tencent stock? This article clearly explains the key differences between Tencent ADR (TCEHY) and Hong Kong stock (00700). It details distinctions in trading markets, currencies, liquidity, and shareholder rights, helping you understand their price linkage and make informed investment choices.
Beyond Tech Giants: Which AI US Stocks Are Worth Holding Long-Term in 2026
Beyond Tech Giants: Which AI US Stocks Are Worth Holding Long-Term in 2026
Looking for AI US stock recommendations worth holding long-term in 2026? Beyond tech giants, professional AI cloud providers (CoreWeave), energy companies with low-cost power (IREN), and commercial application leaders (Shopify) also offer unique investment opportunities.
Hang Seng Index Trend Analysis
Hang Seng Index Trend Analysis
Reviewing the strong 30% gain of the Hang Seng Index in Hong Kong in 2025 and looking ahead to 2026, the market will be driven by earnings growth. Analysis shows that the Hang Seng Tech Index is expected to achieve 25% earnings growth, with AI, high-dividend stocks, and domestic consumption as the three major investment themes, revealing structural opportunities for investors in the new year.
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BIYA GLOBAL LLC
BIYA GLOBAL LLC is a licensed entity registered with the U.S. Securities and Exchange Commission (SEC No.: 802-127417); a certified member of the Financial Industry Regulatory Authority (FINRA) (Central Registration Depository CRD No.: 325027); regulated by the Financial Industry Regulatory Authority (FINRA) and the U.S. Securities and Exchange Commission (SEC).
BIYA GLOBAL LLC
BIYA GLOBAL LLC is registered with the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury, as a Money Services Business (MSB), with registration number 31000218637349, and regulated by the Financial Crimes Enforcement Network (FinCEN).
BIYA GLOBAL LIMITED
BIYA GLOBAL LIMITED is a registered Financial Service Provider (FSP) in New Zealand, with registration number FSP1007221, and is also a registered member of the Financial Services Complaints Limited (FSCL), an independent dispute resolution scheme in New Zealand.
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