Maggie Lim

Maggie Lim

Financial Inclusion Editor | Money Literacy Writer

BA in Economics, minor in Sociology, self-taught data journalism. Led rural digital payment projects. Runs popular WeChat blog Maggie's Wallet explaining pension reforms with infographics. Won Ant Group's Inclusive Content Award.

Latest Articles

Why Are Memory Stocks Cyclical? Will AI Demand Change the DRAM, NAND, and HDD Cycle?
Why Are Memory Stocks Cyclical? Will AI Demand Change the DRAM, NAND, and HDD Cycle?
Why are memory stocks cyclical? This article explains the memory stock cycle through DRAM, NAND, HDD pricing, inventory, capacity, and AI demand, and analyzes how HBM, enterprise SSDs, and nearline HDDs affect companies such as Micron, WDC, Seagate, Samsung, and SK hynix.
How to Classify Hong Kong-Listed Storage Supply Chain Stocks? A Breakdown of Design, Packaging Equipment, Wafer Foundry, and Specialty Processes
How to Classify Hong Kong-Listed Storage Supply Chain Stocks? A Breakdown of Design, Packaging Equipment, Wafer Foundry, and Specialty Processes
This article explains how to classify Hong Kong-listed storage supply chain stocks, covering companies such as Fudan Microelectronics, Hua Hong Semiconductor, SMIC, and ASMPT across chip design, specialty processes, wafer foundry, and advanced packaging equipment. It helps investors distinguish direct storage chip stocks from AI storage supply chain beneficiaries.
Western Digital WDC vs Seagate STX: Financials, Technology, and Risks of the Two AI HDD Leaders
Western Digital WDC vs Seagate STX: Financials, Technology, and Risks of the Two AI HDD Leaders
Which company benefits more from AI data centers, Western Digital WDC or Seagate STX? Compare the two HDD leaders across recent earnings, HAMR and ePMR technology roadmaps, cash flow, valuation risks, and investor decision factors.
What Are U.S. Storage Stocks? A Breakdown of Micron, SanDisk, Western Digital, Seagate, Pure Storage, and NetApp
What Are U.S. Storage Stocks? A Breakdown of Micron, SanDisk, Western Digital, Seagate, Pure Storage, and NetApp
U.S. storage stocks cover memory chips, Flash/NAND, HDDs, all-flash arrays, and enterprise data management platforms. This guide breaks down MU, SNDK, WDC, STX, PSTG, and NTAP by business category, AI demand logic, and cyclical risks.
What Are Storage Chip Stocks? A Breakdown of DRAM, NAND, HBM, and HDD-Related Names
What Are Storage Chip Stocks? A Breakdown of DRAM, NAND, HBM, and HDD-Related Names
Storage chip stocks can be grouped into DRAM, NAND, HBM, HDD, SSD, controllers, and storage systems. This guide reviews representative names such as MU, SNDK, WDC, STX, Samsung, and SK hynix, along with AI demand drivers and cyclical risks.
How Can Ordinary Investors Buy SpaceX After Its Listing? U.S. Brokerage Accounts, Order Timing, and Risk Notes
How Can Ordinary Investors Buy SpaceX After Its Listing? U.S. Brokerage Accounts, Order Timing, and Risk Notes
After SpaceX goes public, ordinary investors can search for SPCX through a brokerage account that supports U.S. stock trading, but whether they can buy depends on brokerage permissions, trading hours, and order types. Before placing an order, investors should check W-8BEN requirements, USD funding, commissions and platform fees, pre-market and after-hours risks, valuation volatility, lock-up periods, and earnings execution, instead of treating a popular IPO as a low-risk opportunity.
How to Cancel a ChatGPT Plus Subscription?
How to Cancel a ChatGPT Plus Subscription?
Want to cancel your ChatGPT Plus subscription? First confirm whether you subscribed through the web, Apple App Store, or Google Play. This guide explains cancellation steps, billing timing, refund rules, duplicate subscription checks, and payment record management.
What If You Can’t Buy SpaceX Stock? How to Evaluate Related U.S. Stocks, ETFs, and Commercial Space Companies
What If You Can’t Buy SpaceX Stock? How to Evaluate Related U.S. Stocks, ETFs, and Commercial Space Companies
If you can’t buy SpaceX stock, first check whether the issue is IPO allocation, broker access, or regional rules, then compare SPCX shares, space ETFs, commercial space stocks, and trading cost risks.
What to Do If Your Claude Pro Payment Fails? Card Linking, Billing Address, 3D Verification, and Retry Steps
What to Do If Your Claude Pro Payment Fails? Card Linking, Billing Address, 3D Verification, and Retry Steps
Claude Pro payment failures are often related to supported regions, billing address mismatches, cross-border card permissions, insufficient balance, 3D Secure verification, or App Store / Google Play billing channels. This guide explains how to check your card, billing address, 3DS verification, browser settings, retry timing, billing records, and refund options so you can reduce failed attempts and keep clear payment records.