Maggie Lim

Maggie Lim

Financial Inclusion Editor | Money Literacy Writer

BA in Economics, minor in Sociology, self-taught data journalism. Led rural digital payment projects. Runs popular WeChat blog Maggie's Wallet explaining pension reforms with infographics. Won Ant Group's Inclusive Content Award.

Latest Articles

Year-End Review 2025: Has the Federal Reserve Completed the Transition from Hawkish to Dovish?
Year-End Review 2025: Has the Federal Reserve Completed the Transition from Hawkish to Dovish?
At the end of 2025, the Federal Reserve completed a key transition from 'hawkish tightening' to 'neutral slightly dovish' through rate cuts. Latest US finance news shows that although the market reacted positively, stubborn services inflation and economic soft landing risks make the future policy path full of uncertainty.
From Banks to Online Platforms: Comprehensive Guide to Saving on Cross-Border Remittance Fees
From Banks to Online Platforms: Comprehensive Guide to Saving on Cross-Border Remittance Fees
Want to save on cross-border remittance fees? This article compares bank wire transfers with online platforms, teaching you to identify hidden fees, lock in optimal exchange rates, and use promotions with 5 core techniques to help you choose the best remittance plan and eliminate high costs.
Want to Understand US Financial News? Start with These Websites
Want to Understand US Financial News? Start with These Websites
Want to understand US financial news? This article recommends top websites like The Wall Street Journal, Bloomberg, and Reuters, offering in-depth analysis, real-time data, and neutral reporting to help you easily grasp market trends. It also includes Chinese-language sources suitable for beginners.
BiyaPay Secures Sumsub's Highest Security Certification: Building a Rock-Solid Foundation for a Global Integrated Financial Platform with Zero-Tolerance Risk Controls
BiyaPay Secures Sumsub's Highest Security Certification: Building a Rock-Solid Foundation for a Global Integrated Financial Platform with Zero-Tolerance Risk Controls
BiyaPay earns Sumsub's top 'Risk Intolerant Vanguard' certification, solidifying zero-tolerance risk management for its global fusion financial platform offering secure crypto, payments, and investments.
US Stock Broker Opening Guide: Fees, Security, and App Experience Comparison (Futu vs Tiger vs Firstrade)
US Stock Broker Opening Guide: Fees, Security, and App Experience Comparison (Futu vs Tiger vs Firstrade)
Want to open a US stock account? This article provides an in-depth comparison of the pros and cons of Futu Niuniu, Tiger Brokers, and Firstrade in terms of fees, security, and app experience. It helps you choose the broker that best fits your trading costs and functional needs, making account opening easy.
A Blessing for Small Investors: Finding the Lowest Trading Cost US Stock Brokers
A Blessing for Small Investors: Finding the Lowest Trading Cost US Stock Brokers
Looking for the lowest cost US stock brokers? This article provides a detailed comparison of mainstream platforms like Firstrade, Moomoo, Webull, etc., in terms of commissions, platform fees, deposit/withdrawal costs, helping you choose a zero-commission broker that offers free real-time US stock quotes to easily start your small investment journey.
Focusing on AI and Semiconductors: In-Depth Analysis of 10 Leading Future US Tech Stocks
Focusing on AI and Semiconductors: In-Depth Analysis of 10 Leading Future US Tech Stocks
Looking to invest in leading future US stocks? This article provides an in-depth analysis of 10 tech stocks focused on AI and semiconductors, from NVIDIA and Microsoft to TSMC, dissecting their core advantages and growth potential to help you seize the next golden investment opportunity.
Do You Need to Stay Up Late to Trade US Stocks? One Chart to Understand the Correspondence Between US Stock Trading Hours and Beijing Time
Do You Need to Stay Up Late to Trade US Stocks? One Chart to Understand the Correspondence Between US Stock Trading Hours and Beijing Time
Do you have to stay up late to invest in US stocks? Not necessarily! This article explains US stock trading hours in detail, including pre-market, regular, and after-hours sessions converted to Beijing time. One chart helps you understand how to use the afternoon and evening pre-market sessions for trading, easily balancing investment and life.
Best US Brokerage Apps 2025: Fees, Features, and Investor Fit Compared
Best US Brokerage Apps 2025: Fees, Features, and Investor Fit Compared
Compare the best US brokerage apps in 2025, including eToro, Fidelity, Webull, Moomoo, IBKR and Schwab, by fees, features, tools and investor type.
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BIYA GLOBAL LLC
BIYA GLOBAL LLC is registered with the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury, as a Money Services Business (MSB), with registration number 31000218637349, and regulated by the Financial Crimes Enforcement Network (FinCEN).
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