Maggie Lim

Maggie Lim

Financial Inclusion Editor | Money Literacy Writer

BA in Economics, minor in Sociology, self-taught data journalism. Led rural digital payment projects. Runs popular WeChat blog Maggie's Wallet explaining pension reforms with infographics. Won Ant Group's Inclusive Content Award.

Latest Articles

Ultimate Guide to Stablecoin Remittance Cost Control in 2025
Ultimate Guide to Stablecoin Remittance Cost Control in 2025
Want to reduce USDT and other stablecoin remittance costs? This guide details transaction fees, network fees, and spread components, providing personal and enterprise-level stablecoin remittance cost control strategies to help you select the optimal platform and network for minimizing expenses.
How to Use USDT for Small Remittances? One Article to Understand the Operation Process and Money-Saving Tips
How to Use USDT for Small Remittances? One Article to Understand the Operation Process and Money-Saving Tips
Struggling with high fees for small remittances? This article teaches you how to use USDT, by choosing the TRC-20 network and C2C trading, to reduce remittance costs to below $1. Includes detailed operation process and security tips to help you easily complete cost-saving remittances.
2025 Latest Guide: Full Analysis of Stablecoin (USDT) Remittances
2025 Latest Guide: Full Analysis of Stablecoin (USDT) Remittances
Want to know how much cheaper stablecoin (USDT) remittances are than PayPal? This article reveals through fee, speed, and risk comparisons that USDT can save nearly 90% in costs for medium to large remittances. Get the latest 2025 safe operation guide to avoid common risks.
Stablecoin International Remittance Guide: How to Use USDT to Save on Exchange Rates and Fees
Stablecoin International Remittance Guide: How to Use USDT to Save on Exchange Rates and Fees
Want to conduct stablecoin international remittances? This guide details how to buy and sell USDT at the best exchange rates through C2C markets and choose low-cost networks like TRC-20 for transfers, reducing fees to under 1 USD and achieving near-lossless fund arrival.
Beyond Traditional USD Settlement: Stablecoin Payments Unlock New Opportunities in Foreign Trade
Beyond Traditional USD Settlement: Stablecoin Payments Unlock New Opportunities in Foreign Trade
Still enduring the high costs and slow efficiency of traditional wire transfers? This article deeply analyzes how foreign trade enterprises can achieve near-real-time cross-border settlements through stablecoin payment practices, significantly reducing transaction fees. Understand the on-chain and off-chain dual risk control model to ensure your funds are safe and compliant, seizing new opportunities in foreign trade.
Say Goodbye to High Fees: In-Depth Review and Selection Guide for Small Cross-Border Remittance Platforms
Say Goodbye to High Fees: In-Depth Review and Selection Guide for Small Cross-Border Remittance Platforms
Looking for the best solution for small cross-border remittances? This article provides an in-depth review of platforms like Wise, Remitly, and PayPal, comparing handling fees, exchange rates, arrival speed, and security from multiple dimensions to help you choose the lowest-cost, most suitable remittance method based on different scenarios and avoid high fees.
The Ultimate Solution to Cross-Border Payment Challenges: Efficient Payment Optimization for Freelancers
The Ultimate Solution to Cross-Border Payment Challenges: Efficient Payment Optimization for Freelancers
Are freelancers still troubled by exchange losses and fees in cross-border payments? This article deeply analyzes mainstream platforms like Payoneer, Wise, and Stripe from four dimensions—security, cost, efficiency, and compliance—offering a combined tool optimization solution to effectively reduce overall costs and maximize your income.
5 Innovative Foreign Trade Settlement Solutions to Bid Farewell to Exchange Rate Risks
5 Innovative Foreign Trade Settlement Solutions to Bid Farewell to Exchange Rate Risks
Facing exchange rate fluctuations in 2025, how can foreign trade enterprises optimize cross-border settlements? This article provides 5 innovative foreign trade settlement solutions, from forward contracts to fintech platforms, helping you lock in profits, reduce costs, and effectively manage exchange rate risks.
What Credit Cards Does Cash App Support? Understanding Card Options and Security
What Credit Cards Does Cash App Support? Understanding Card Options and Security
What credit cards does Cash App support? The platform accepts Visa, Mastercard, American Express (Amex), and Discover credit cards. Using a credit card for payments incurs a 3% fee but provides stronger consumer protection. Learn about card choices and security measures to help you make informed decisions.
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BIYA GLOBAL LLC is a licensed entity registered with the U.S. Securities and Exchange Commission (SEC No.: 802-127417); a certified member of the Financial Industry Regulatory Authority (FINRA) (Central Registration Depository CRD No.: 325027); regulated by the Financial Industry Regulatory Authority (FINRA) and the U.S. Securities and Exchange Commission (SEC).
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