Maggie Lim

Maggie Lim

Financial Inclusion Editor | Money Literacy Writer

BA in Economics, minor in Sociology, self-taught data journalism. Led rural digital payment projects. Runs popular WeChat blog Maggie's Wallet explaining pension reforms with infographics. Won Ant Group's Inclusive Content Award.

Latest Articles

Are There Fees for Transferring Money with Apple Pay? A Complete Fee Breakdown
Are There Fees for Transferring Money with Apple Pay? A Complete Fee Breakdown
How much are Apple Pay transfer fees? They’re usually free, but charges apply in specific cases. Transfers using a debit card or Apple Cash balance are free, but instant withdrawals incur a 1.5% fee. International transfer fees depend on third-party platforms.
Apple Cash International Usage Guide: Transfer Process, Fees, and Considerations
Apple Cash International Usage Guide: Transfer Process, Fees, and Considerations
Apple Cash cannot be used directly for international transfers, but this guide shows you how to use Apple Pay with a linked bank card through third-party apps like Wise to complete transfers. It details the transfer process, fee comparisons, and limits to help you send money overseas safely and efficiently.
Wise Remittance Amount and Fee Cap Guide: Latest Insights and Optimization Tips
Wise Remittance Amount and Fee Cap Guide: Latest Insights and Optimization Tips
Wise allows remittance amounts up to $10 million with fees as low as 0.43%. Some amounts are fee-free, and a fee cap policy helps optimize remittance costs.
WeChat Real-Name Authentication: How Overseas Users Can Complete WeChat Real-Name Authentication
WeChat Real-Name Authentication: How Overseas Users Can Complete WeChat Real-Name Authentication
WeChat real-name authentication supports overseas users with passports and other documents, requiring no bank card binding. The process is simple, with quick verification, enabling seamless access to China's mobile payment system.
Alipay Withdrawal Guide: Fees, Limits, and How to Avoid Them
Alipay Withdrawal Guide: Fees, Limits, and How to Avoid Them
A detailed Alipay withdrawal guide covering fees, free withdrawal limits, and caps, with tips on using points redemption and Yu’e Bao transfers to effectively avoid or reduce withdrawal fees.
Western Union International Transfer Guide: Fees, Process, Timing, and Pickup in China
Western Union International Transfer Guide: Fees, Process, Timing, and Pickup in China
A comprehensive Western Union international transfer guide detailing fees, processing times, pickup procedures, and pickup channels in China to help you efficiently and securely receive funds, resolving cross-border transfer challenges.
21 U.S. Shopping Websites You Need to Know: Features, Deals, and Policies
21 U.S. Shopping Websites You Need to Know: Features, Deals, and Policies
A guide to 21 top U.S. shopping websites, covering their features, deals, payment methods, and return policies to help you shop easily and enjoy cross-border shopping benefits.
Douyin Overseas Top-Up Money-Saving Guide
Douyin Overseas Top-Up Money-Saving Guide
Douyin overseas top-up money-saving guide: Compare official and third-party platforms, choose payment methods wisely, and take advantage of promotional activities to easily reduce fees and exchange rate losses.
PayPal Registration Tutorial: How to Register a PayPal US Account
PayPal Registration Tutorial: How to Register a PayPal US Account
A detailed registration tutorial teaching you how to prepare a US address, phone number, email, and bank card to successfully register a PayPal US account and avoid risk control issues.
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