Maggie Lim

Maggie Lim

Financial Inclusion Editor | Money Literacy Writer

BA in Economics, minor in Sociology, self-taught data journalism. Led rural digital payment projects. Runs popular WeChat blog Maggie's Wallet explaining pension reforms with infographics. Won Ant Group's Inclusive Content Award.

Latest Articles

Wise Remittance Amount and Fee Cap Guide: Latest Insights and Optimization Tips
Wise Remittance Amount and Fee Cap Guide: Latest Insights and Optimization Tips
Wise allows remittance amounts up to $10 million with fees as low as 0.43%. Some amounts are fee-free, and a fee cap policy helps optimize remittance costs.
WeChat Real-Name Authentication: How Overseas Users Can Complete WeChat Real-Name Authentication
WeChat Real-Name Authentication: How Overseas Users Can Complete WeChat Real-Name Authentication
WeChat real-name authentication supports overseas users with passports and other documents, requiring no bank card binding. The process is simple, with quick verification, enabling seamless access to China's mobile payment system.
Alipay Withdrawal Guide: Fees, Limits, and How to Avoid Them
Alipay Withdrawal Guide: Fees, Limits, and How to Avoid Them
A detailed Alipay withdrawal guide covering fees, free withdrawal limits, and caps, with tips on using points redemption and Yu’e Bao transfers to effectively avoid or reduce withdrawal fees.
Western Union International Transfer Guide: Fees, Process, Timing, and Pickup in China
Western Union International Transfer Guide: Fees, Process, Timing, and Pickup in China
A comprehensive Western Union international transfer guide detailing fees, processing times, pickup procedures, and pickup channels in China to help you efficiently and securely receive funds, resolving cross-border transfer challenges.
21 U.S. Shopping Websites You Need to Know: Features, Deals, and Policies
21 U.S. Shopping Websites You Need to Know: Features, Deals, and Policies
A guide to 21 top U.S. shopping websites, covering their features, deals, payment methods, and return policies to help you shop easily and enjoy cross-border shopping benefits.
Douyin Overseas Top-Up Money-Saving Guide
Douyin Overseas Top-Up Money-Saving Guide
Douyin overseas top-up money-saving guide: Compare official and third-party platforms, choose payment methods wisely, and take advantage of promotional activities to easily reduce fees and exchange rate losses.
PayPal Registration Tutorial: How to Register a PayPal US Account
PayPal Registration Tutorial: How to Register a PayPal US Account
A detailed registration tutorial teaching you how to prepare a US address, phone number, email, and bank card to successfully register a PayPal US account and avoid risk control issues.
Taobao Consolidation Shipping to the USA: Process, Timing, Prohibited Items, etc.
Taobao Consolidation Shipping to the USA: Process, Timing, Prohibited Items, etc.
A detailed guide to Taobao consolidation shipping to the USA, covering the ordering process, consolidation, shipping fees, delivery times, prohibited items, and customs clearance considerations to help you receive goods safely and efficiently, avoiding package detention.
U.S. Tax Rates: How Much Income Is Exempt from Filing Taxes in the U.S.? Understanding U.S. Individual Income Tax Rates
U.S. Tax Rates: How Much Income Is Exempt from Filing Taxes in the U.S.? Understanding U.S. Individual Income Tax Rates
U.S. individual income tax rates are clearly tiered. In 2025, single filers with income below $15,000 generally do not need to file taxes. This article explains thresholds and tax rates for different filing statuses.
BiyaPay
BiyaPay makes crypto more popular!

Contact Us

Mail: service@biyapay.com
Customer Service Telegram: https://t.me/biyapay001
Telegram Community: https://t.me/biyapay_ch
Digital Asset Community: https://t.me/BiyaPay666
BiyaPay的电报社区BiyaPay的Discord社区BiyaPay客服邮箱BiyaPay Instagram官方账号BiyaPay Tiktok官方账号BiyaPay LinkedIn官方账号
Regulation Subject
BIYA GLOBAL LLC
BIYA GLOBAL LLC is registered with the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury, as a Money Services Business (MSB), with registration number 31000218637349, and regulated by the Financial Crimes Enforcement Network (FinCEN).
BIYA GLOBAL LIMITED
BIYA GLOBAL LIMITED is a registered Financial Service Provider (FSP) in New Zealand, with registration number FSP1007221, and is also a registered member of the Financial Services Complaints Limited (FSCL), an independent dispute resolution scheme in New Zealand.
©2019 - 2026 BIYA GLOBAL LIMITED