Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Staying Rational Amid the AI Surge: Respect the Market, Respect the Rules, and Firmly Retain Ultimate Control Over Your Assets
Staying Rational Amid the AI Surge: Respect the Market, Respect the Rules, and Firmly Retain Ultimate Control Over Your Assets
In the era of explosive AI growth, maintaining rationality is crucial. Respect the market and rules, firmly hold control over your assets, and help yourself steadily navigate the opportunities and risks brought by AI.
AI Era Anti-Fraud Guide: Why You Must Never Let OpenClaw Directly Read Your Primary Bank Card Information
AI Era Anti-Fraud Guide: Why You Must Never Let OpenClaw Directly Read Your Primary Bank Card Information
Anti-fraud guide reminder: Allowing OpenClaw to read primary bank card information can lead to irreversible data leakage and fraud risks. Always authorize only necessary information to protect your funds.
In-Depth Reveal: How Are Wall Street Institutions Secretly Positioning in the AI Industry Chain Using Digital Assets?
In-Depth Reveal: How Are Wall Street Institutions Secretly Positioning in the AI Industry Chain Using Digital Assets?
Wall Street institutions are quietly and efficiently positioning in the AI industry chain through digital assets, blockchain funds, and DeFi tools, improving investment transparency and efficiency while driving technological innovation.
Personal Data Sovereignty: How to Prevent Locally Deployed AI Models from Uploading Your Financial Transactions to the Cloud?
Personal Data Sovereignty: How to Prevent Locally Deployed AI Models from Uploading Your Financial Transactions to the Cloud?
Personal data sovereignty ensures the security of financial transaction data in local AI models. Network isolation, access control, and encryption prevent sensitive data from being uploaded to the cloud, reducing the risk of leakage.
Why 'Never Trust Any Code'? Returning to Cold Wallets and Hardware Authentication in the Age of Automation
Why 'Never Trust Any Code'? Returning to Cold Wallets and Hardware Authentication in the Age of Automation
Never trust any code—due to frequent code vulnerabilities and automated attacks. Cold wallets and hardware authentication effectively isolate private keys and enhance digital asset security.
Use AI Agents to Intercept Spam Airdrop Tokens and Keep Multi-Asset Wallets Clean & Secure
Use AI Agents to Intercept Spam Airdrop Tokens and Keep Multi-Asset Wallets Clean & Secure
AI agents automatically identify and isolate spam airdrop tokens, helping you maintain clean and secure multi-asset wallets, improve management efficiency, and reduce asset risk.
Using AI to Analyze Fed Decisions and Automatically Execute USD to Offshore RMB Conversion Strategies
Using AI to Analyze Fed Decisions and Automatically Execute USD to Offshore RMB Conversion Strategies
Use AI to analyze Federal Reserve decisions, automatically generate USD to offshore RMB trading strategies, achieve efficient execution and risk control, and enhance capital security and strategic foresight.
One Chart to Understand 2026 Global Mainstream Fiat Settlement Networks: From SWIFT, SEPA to the Blockchain-Based Settlement Revolution
One Chart to Understand 2026 Global Mainstream Fiat Settlement Networks: From SWIFT, SEPA to the Blockchain-Based Settlement Revolution
In 2026, global mainstream fiat settlement networks coexist diversely. Blockchain settlement reshapes cross-border payments with high efficiency and low cost, while SWIFT and SEPA maintain advantages in compliance and coverage.
Essential for Entrepreneurs: How to Legally Use Offshore Shell Companies and Licensed Wallets to Achieve Public-to-Private Crypto Profit Distribution
Essential for Entrepreneurs: How to Legally Use Offshore Shell Companies and Licensed Wallets to Achieve Public-to-Private Crypto Profit Distribution
How entrepreneurs can legally use offshore shell companies and licensed wallets to distribute crypto profits from company to individuals, balancing compliance, tax optimization, and risk control.