Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

What Are the Options for Urgent International Money Transfers? Comprehensive Comparison of Bank Wire Transfers and Third-Party Platforms
What Are the Options for Urgent International Money Transfers? Comprehensive Comparison of Bank Wire Transfers and Third-Party Platforms
Need an urgent international money transfer? This article comprehensively compares bank wire transfers with third-party platforms like Wise. From speed, fees, and security perspectives, it analyzes the best choices for scenarios such as paying tuition or family emergencies. Understand the difference between minute-level arrivals and hidden costs to help you complete cross-border transfers quickly and at low cost.
How to Safely and Efficiently Send Money to India via MoneyGram Login?
How to Safely and Efficiently Send Money to India via MoneyGram Login?
Log into your MoneyGram account to easily send money to India. The process is fully encrypted for fund security, simple to operate, with real-time tracking and transparent fees for efficient transfers.
Alipay International Credit Card: Binding Tutorial and Fee Guide
Alipay International Credit Card: Binding Tutorial and Fee Guide
Alipay supports international credit cards like Visa, requiring real-name authentication. A 3% transaction fee applies, waived for single transactions under USD 28. Detailed tutorial and precautions included.
U.S. Students and Workers' Practical Guide to Applying for a UK Visa
U.S. Students and Workers' Practical Guide to Applying for a UK Visa
Applying for a UK visa from Anchors from the U.S., covering visa types, durations, fees, and processes, with a detailed list of required documents and tips for a smooth and efficient application.
Zelle Transfer Guide: Can Zelle Be Used for International Transfers?
Zelle Transfer Guide: Can Zelle Be Used for International Transfers?
The Zelle transfer guide explains that Zelle only supports transfers between U.S. bank accounts and cannot be used for international transfers. For international remittances, consider alternative tools.
Chase Sapphire Preferred Credit Card Sign-Up Bonus Full Analysis and Application Guide
Chase Sapphire Preferred Credit Card Sign-Up Bonus Full Analysis and Application Guide
The Chase Sapphire Preferred credit card offers a sign-up bonus of up to 75,000 points, achievable by spending $5,000 within three months, with full details on the bonus value and application process.
What is ACH Payment? A Deep Dive into ACH Transfers and Payment Methods
What is ACH Payment? A Deep Dive into ACH Transfers and Payment Methods
ACH payment is an electronic bank-to-bank transfer method in the U.S., suitable for payroll, bill payments, and more, with low fees and high security, ideal for daily automated transfers.
Applying for a Japan Visa in the USA: Process, Fees, and FAQs
Applying for a Japan Visa in the USA: Process, Fees, and FAQs
Detailed introduction to the process, required documents, fee range, and processing time for applying for a Japan visa in the USA, with answers to common questions to help you efficiently and successfully obtain a visa.
How RUM Stock Is Performing in 2025
How RUM Stock Is Performing in 2025
RUM stock saw high volatility and a 37.7% annual gain in 2025, with improved efficiency but ongoing losses. Analyst outlooks remain mixed amid sector shifts.
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