Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Seattle Soccer & Seafood Trip: How to Activate an NFC-Enabled Digital Asset Prepaid Card
Seattle Soccer & Seafood Trip: How to Activate an NFC-Enabled Digital Asset Prepaid Card
Heading to Seattle for a game and seafood? How to open an NFC contactless digital asset prepaid card — simple process, convenient and secure payments at stadiums and seafood restaurants.
Monterrey Security and Anti-Skimming: Why Virtual Debit Cards Are Best for Watching the World Cup?
Monterrey Security and Anti-Skimming: Why Virtual Debit Cards Are Best for Watching the World Cup?
Monterrey has complex security issues and high skimming risks. During the World Cup, it is recommended to use virtual debit cards to effectively prevent skimming and facilitate budget management, ensuring fund safety.
Kraken Exchange EUR/USD Withdrawal Experience: Which Is Better Compared to BiyaPay?
Kraken Exchange EUR/USD Withdrawal Experience: Which Is Better Compared to BiyaPay?
Comparison of EUR/USD withdrawals between Kraken exchange and BiyaPay: BiyaPay offers faster arrival and lower fees, while Kraken provides high security and compliance, suitable for different user needs.
Which Crypto Wallets Support Direct Offshore RMB (CNH) Withdrawal?
Which Crypto Wallets Support Direct Offshore RMB (CNH) Withdrawal?
Mainstream crypto wallets such as Biyapay, Binance, OKX, etc. all support offshore RMB withdrawal with low fees and fast crediting, suitable for users with different capital needs.
2026 World Cup Hotel Booking Tips & Anti-Scam Guide for Each Host Region – Secure Payment Methods
2026 World Cup Hotel Booking Tips & Anti-Scam Guide for Each Host Region – Secure Payment Methods
2026 World Cup hotel booking anti-scam guide: detailed advice on safe room selection, payment methods, avoiding fraud, and dispute resolution to help you book and stay securely near host venues.
Binance/OKX Withdrawals to Personal Bank Card Always Fail? Try This Multi-Signature Wallet Solution
Binance/OKX Withdrawals to Personal Bank Card Always Fail? Try This Multi-Signature Wallet Solution
Binance or OKX withdrawals to personal bank cards failing? Multi-signature wallets help improve withdrawal security and success rate, bypassing common issues like reviews and information errors for smooth fund arrival.
Traditional Broker Wire Deposits Too Slow? How to Use Cryptocurrency for Real-Time Deposits into US Stocks
Traditional Broker Wire Deposits Too Slow? How to Use Cryptocurrency for Real-Time Deposits into US Stocks
Traditional broker wire deposits to US stocks are slow and expensive? This article details how to use cryptocurrency channels for real-time arrival, reduce handling fees, and improve fund turnover efficiency.
Canada Remittance to China Alipay Instant Arrival: APP Supporting CAD/CNY Direct Exchange
Canada Remittance to China Alipay Instant Arrival: APP Supporting CAD/CNY Direct Exchange
For remitting from Canada to China, choose an APP supporting CAD/CNY direct exchange with Alipay instant arrival in minutes, transparent fees, competitive rates, safe and compliant, meeting urgent remittance needs.
How to Manage Idle USD Funds in US Stock Accounts? High-Yield USD Cash Product Recommendations
How to Manage Idle USD Funds in US Stock Accounts? High-Yield USD Cash Product Recommendations
How to manage idle funds in US stock accounts? This article details high-yield USD cash products like money market funds and short-term Treasury ETFs to help you safely grow funds while balancing liquidity and returns.