Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

How Enterprises Can Use Cryptocurrency for International Remittance: Compliance Framework and Practical Guide
How Enterprises Can Use Cryptocurrency for International Remittance: Compliance Framework and Practical Guide
This cryptocurrency remittance guide provides enterprises with a detailed compliance framework and practical processes. From establishing AML/KYC standards to selecting licensed service providers, it helps you legally and efficiently use stablecoins to complete international payments while avoiding legal and tax risks.
Unveiling the Best Security Practices for Crypto Remittances – Avoid Common Traps
Unveiling the Best Security Practices for Crypto Remittances – Avoid Common Traps
Want to conduct crypto remittances securely? This article provides an ultimate checklist of best security practices, teaching you how to effectively avoid common traps like clipboard malware and address poisoning through key steps such as verifying addresses, small test transfers, and enabling whitelists to ensure your funds are completely safe.
Is Cryptocurrency Remittance Safe? Follow These Steps to Ensure Absolute Security
Is Cryptocurrency Remittance Safe? Follow These Steps to Ensure Absolute Security
Cryptocurrency remittance itself is safe, but operational errors can lead to permanent loss of funds. To use cryptocurrency safely, you must correctly select the network, carefully verify the address, and conduct a small test transfer. Follow our step-by-step guide to ensure every remittance is foolproof.
Stablecoin USDT Remittance Money-Saving Secrets: How to Effectively Reduce Transaction Costs
Stablecoin USDT Remittance Money-Saving Secrets: How to Effectively Reduce Transaction Costs
Want to reduce USDT remittance costs? This guide details stablecoin (USDT) remittance cost control strategies. By choosing low-fee networks like TRC-20 and screening C2C low-premium merchants, you can reduce total fees by over 75% and say goodbye to high handling fees.
Easy Collections: Complete Guide to Cross-Border Payment Optimization Solutions
Easy Collections: Complete Guide to Cross-Border Payment Optimization Solutions
Still troubled by high handling fees and exchange rate losses in cross-border collections? This article provides a complete cross-border collection optimization solution, comparing mainstream platforms like Wise and Payoneer, and offering practical techniques such as fund pooling and local currency settlement to help you significantly reduce costs and collect payments easily.
Comprehensive Cross-Border Fund Management Solution: Permanently Eliminate Cash Flow Struggles
Comprehensive Cross-Border Fund Management Solution: Permanently Eliminate Cash Flow Struggles
Still worried about high fees, long settlement periods, and chaotic multi-currency accounts? This complete cross-border fund management solution integrates global collections, centralized fund operations, and smart currency exchange to help you reduce costs, boost efficiency, and completely escape cash flow dilemmas.
Money-Saving Secrets for Overseas Spending: Which is More Cost-Effective, DCC or Foreign Transaction Fees?
Money-Saving Secrets for Overseas Spending: Which is More Cost-Effective, DCC or Foreign Transaction Fees?
Planning a trip in 2025? When making travel cross-border payments, always choose to settle in the local currency. This helps you avoid DCC (Dynamic Currency Conversion) hidden fees of up to 5%. This article uses example calculations to reveal the true costs of DCC versus foreign transaction fees, teaching you how to choose the most cost-effective payment method and save money effortlessly.
Transparent Every Remittance: Ultimate Guide to Cryptocurrency Cross-Border Transfers
Transparent Every Remittance: Ultimate Guide to Cryptocurrency Cross-Border Transfers
Want to know how much cryptocurrency cross-border transfers can save? This guide breaks down the four major costs of buying, transferring, selling, and exchange slippage to help you accurately calculate total fees and avoid hidden traps. It provides secure operation steps and network choices to make your remittances transparent and efficient.
Say Goodbye to High Fees: The Money-Saving Secrets of Crypto Cross-Border Transfers
Say Goodbye to High Fees: The Money-Saving Secrets of Crypto Cross-Border Transfers
Want to reduce cross-border remittance costs? This crypto transfer guide teaches you how to use stablecoins (USDT) and the TRC20 network to drop fees to around $1, with near-instant arrival. Master C2C fiat on/off-ramp techniques for safe, efficient payments.
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BIYA GLOBAL LLC is a licensed entity registered with the U.S. Securities and Exchange Commission (SEC No.: 802-127417); a certified member of the Financial Industry Regulatory Authority (FINRA) (Central Registration Depository CRD No.: 325027); regulated by the Financial Industry Regulatory Authority (FINRA) and the U.S. Securities and Exchange Commission (SEC).
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