Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Major Shift in U.S. Interest Rate Policy: How Investors Should Adjust Portfolios to Navigate Market Volatility
Major Shift in U.S. Interest Rate Policy: How Investors Should Adjust Portfolios to Navigate Market Volatility
The Federal Reserve's pivot in interest rate policy has triggered heightened market volatility. How should investors respond? This article analyzes the latest U.S. economic developments and provides practical strategies including stock-bond rebalancing, sector rotation, and incorporating safe-haven assets like gold to help you adjust your portfolio and confidently navigate uncertain markets.
Smile Curve or Perfect Storm? Institutional Forecasts for the Dow Jones and Global Market Linkages
Smile Curve or Perfect Storm? Institutional Forecasts for the Dow Jones and Global Market Linkages
The Dow Jones outlook is sharply divided: institutions see either a bullish “smile curve” driven by AI and rate cuts, or a bearish “perfect storm” triggered by sticky inflation and geopolitics. This article dives deep into the bull and bear cases for the DJIA and explores its strong linkage with the Taiwan stock market.
When the US Stock Market Sneezes, Does Taiwan’s Market Catch a Cold? Data Reveals the Real Correlation Between Major Indices
When the US Stock Market Sneezes, Does Taiwan’s Market Catch a Cold? Data Reveals the Real Correlation Between Major Indices
US market sneezes, Taiwan market catches a cold? Data shows US gains or losses heavily influence Taiwan’s opening, but intraday movement quickly returns to domestic fundamentals. This article dives deep into the true linkage between the two major indices and provides short-term and long-term coping strategies to help you understand market dynamics.
Global Demand Reshapes China A-Shares: A Complete Guide to 2026 Investment Positioning
Global Demand Reshapes China A-Shares: A Complete Guide to 2026 Investment Positioning
Looking ahead to A-share performance in 2026, the market is shifting from valuation-driven to earnings-driven in a steady structural bull market. Against the backdrop of a global demand recovery and policy support, this article explains how to allocate to AI technology, high-dividend SOEs and “going global” supply-chain leaders to capture structural opportunities.
What Are Stock Index Futures and Why Are They a Hedging Tool in the Market
What Are Stock Index Futures and Why Are They a Hedging Tool in the Market
What are stock index futures? They are standardized contracts that specify the future buying or selling of a stock price index. This article uses practical cases to show why shorting stock index futures can hedge equity risk and make them an important hedging tool in the market, and it also explains their high leverage characteristics and risks.
Top 5 International News Sources with Chinese Editions for Mandarin Readers in 2025
Top 5 International News Sources with Chinese Editions for Mandarin Readers in 2025
Want to stay fully informed about global affairs in 2025? This article hand-picks the 5 best international news outlets with dedicated Chinese-language editions — from in-depth analysis to real-time updates — and explains why The Washington Post Chinese edition is an essential complement for understanding U.S. politics, helping you build a well-rounded worldview.
Hong Kong, US & Taiwan Stock Market Trading Hours Comparison Chart 2025 – Never Get Confused Again
Hong Kong, US & Taiwan Stock Market Trading Hours Comparison Chart 2025 – Never Get Confused Again
Want to know the exact Hong Kong (HKEX) trading hours compared with Taiwan (TWSE) and US markets? This complete guide includes a full cross-market timetable, explains HK morning/afternoon sessions, US summer/winter time plus pre-market & after-hours, and gives you one master chart so you can easily track overlapping sessions and never miss an entry again.
US and Taiwan Stock Market Holidays Summary with 2026 Trading Calendar
US and Taiwan Stock Market Holidays Summary with 2026 Trading Calendar
Planning your stock market timing? This summary organizes US stock market closures and Taiwan stock market holiday schedules for 2025 to 2026. Quickly check Lunar New Year, Thanksgiving, and full holidays, plus the 2026 trading calendar to help you plan ahead.
Stablecoin International Remittance Pitfall Avoidance Guide: How to Safely and Quickly Complete USDT Transfers
Stablecoin International Remittance Pitfall Avoidance Guide: How to Safely and Quickly Complete USDT Transfers
Want to use the stablecoin USDT for international remittances but worried about risks? This tutorial details how to safely purchase USDT, select the optimal transfer network (TRC-20), and verify addresses to ensure funds arrive quickly, helping you effectively avoid C2C scams and asset loss risks.
BiyaPay
BiyaPay makes crypto more popular!

Contact Us

Mail: service@biyapay.com
Customer Service Telegram: https://t.me/biyapay001
Telegram Community: https://t.me/biyapay_ch
Digital Asset Community: https://t.me/BiyaPay666
BiyaPay的电报社区BiyaPay的Discord社区BiyaPay客服邮箱BiyaPay Instagram官方账号BiyaPay Tiktok官方账号BiyaPay LinkedIn官方账号
Regulation Subject
BIYA GLOBAL LLC
BIYA GLOBAL LLC is a licensed entity registered with the U.S. Securities and Exchange Commission (SEC No.: 802-127417); a certified member of the Financial Industry Regulatory Authority (FINRA) (Central Registration Depository CRD No.: 325027); regulated by the Financial Industry Regulatory Authority (FINRA) and the U.S. Securities and Exchange Commission (SEC).
BIYA GLOBAL LLC
BIYA GLOBAL LLC is registered with the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury, as a Money Services Business (MSB), with registration number 31000218637349, and regulated by the Financial Crimes Enforcement Network (FinCEN).
BIYA GLOBAL LIMITED
BIYA GLOBAL LIMITED is a registered Financial Service Provider (FSP) in New Zealand, with registration number FSP1007221, and is also a registered member of the Financial Services Complaints Limited (FSCL), an independent dispute resolution scheme in New Zealand.
©2019 - 2026 BIYA GLOBAL LIMITED