Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Alipay International Credit Card: Binding Tutorial and Fee Guide
Alipay International Credit Card: Binding Tutorial and Fee Guide
Alipay supports international credit cards like Visa, requiring real-name authentication. A 3% transaction fee applies, waived for single transactions under USD 28. Detailed tutorial and precautions included.
U.S. Students and Workers' Practical Guide to Applying for a UK Visa
U.S. Students and Workers' Practical Guide to Applying for a UK Visa
Applying for a UK visa from Anchors from the U.S., covering visa types, durations, fees, and processes, with a detailed list of required documents and tips for a smooth and efficient application.
Zelle Transfer Guide: Can Zelle Be Used for International Transfers?
Zelle Transfer Guide: Can Zelle Be Used for International Transfers?
The Zelle transfer guide explains that Zelle only supports transfers between U.S. bank accounts and cannot be used for international transfers. For international remittances, consider alternative tools.
Chase Sapphire Preferred Credit Card Sign-Up Bonus Full Analysis and Application Guide
Chase Sapphire Preferred Credit Card Sign-Up Bonus Full Analysis and Application Guide
The Chase Sapphire Preferred credit card offers a sign-up bonus of up to 75,000 points, achievable by spending $5,000 within three months, with full details on the bonus value and application process.
What is ACH Payment? A Deep Dive into ACH Transfers and Payment Methods
What is ACH Payment? A Deep Dive into ACH Transfers and Payment Methods
ACH payment is an electronic bank-to-bank transfer method in the U.S., suitable for payroll, bill payments, and more, with low fees and high security, ideal for daily automated transfers.
Applying for a Japan Visa in the USA: Process, Fees, and FAQs
Applying for a Japan Visa in the USA: Process, Fees, and FAQs
Detailed introduction to the process, required documents, fee range, and processing time for applying for a Japan visa in the USA, with answers to common questions to help you efficiently and successfully obtain a visa.
How RUM Stock Is Performing in 2025
How RUM Stock Is Performing in 2025
RUM stock saw high volatility and a 37.7% annual gain in 2025, with improved efficiency but ongoing losses. Analyst outlooks remain mixed amid sector shifts.
FNGU Stock in 2025 Opportunities and Challenges Ahead
FNGU Stock in 2025 Opportunities and Challenges Ahead
FNGU stock in 2025 offers high reward potential and major risks. Analyze performance, 3x leverage impact, and key factors shaping short-term trading.
Analyzing LTCN Stock Performance and Investor Takeaways
Analyzing LTCN Stock Performance and Investor Takeaways
LTCN stock shows strong momentum and volatility. See key trends, ETF updates, and what investors should know before making decisions in 2025.
BiyaPay
BiyaPay makes crypto more popular!

Contact Us

Mail: service@biyapay.com
Customer Service Telegram: https://t.me/biyapay001
Telegram Community: https://t.me/biyapay_ch
Digital Asset Community: https://t.me/BiyaPay666
BiyaPay的电报社区BiyaPay的Discord社区BiyaPay客服邮箱BiyaPay Instagram官方账号BiyaPay Tiktok官方账号BiyaPay LinkedIn官方账号
Regulation Subject
BIYA GLOBAL LLC
BIYA GLOBAL LLC is registered with the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury, as a Money Services Business (MSB), with registration number 31000218637349, and regulated by the Financial Crimes Enforcement Network (FinCEN).
BIYA GLOBAL LIMITED
BIYA GLOBAL LIMITED is a registered Financial Service Provider (FSP) in New Zealand, with registration number FSP1007221, and is also a registered member of the Financial Services Complaints Limited (FSCL), an independent dispute resolution scheme in New Zealand.
©2019 - 2026 BIYA GLOBAL LIMITED