Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

US Stock Market Opening Hours Guide: Easily Master the 2025 Holidays
US Stock Market Opening Hours Guide: Easily Master the 2025 Holidays
Want to know the 2025 US stock market opening hours schedule? This article provides the most comprehensive 2025 US stock market holiday calendar, including 10 full closure days and 3 early closure days. It also details regular trading hours adjusted for daylight saving time and standard time to help you plan trades accurately.
Interactive Brokers vs Schwab vs Fidelity Margin Rates: Fees, Account Opening, and Investor Fit
Interactive Brokers vs Schwab vs Fidelity Margin Rates: Fees, Account Opening, and Investor Fit
Compare Interactive Brokers, Charles Schwab, and Fidelity by margin rates, US stock trading costs, account opening, global access, support, regulation and investor fit.
How to Wire Transfer USD from Industrial and Commercial Bank of China to OCBC Singapore? This Guide is All You Need
How to Wire Transfer USD from Industrial and Commercial Bank of China to OCBC Singapore? This Guide is All You Need
Want to know how to wire transfer USD from ICBC to OCBC? This article provides the latest 2025 illustrated tutorial, detailing the full process from purchasing foreign exchange via the ICBC App, filling in OCBC recipient information (SWIFT code, GSA account) to completing the remittance. Help you succeed in one go and avoid delays due to incorrect information.
Data Shows: What Successful Hong Kong Stock Investors All Understand
Data Shows: What Successful Hong Kong Stock Investors All Understand
Want to get started with Hong Kong stock investing? Data shows that successful investors know how to select industry leaders, capitalize on valuation dips, and follow southbound capital flows. This article reveals core techniques from account preparation to stock selection, trading, and risk control.
Complete Guide to Pre-Market and After-Hours Stock Trading: Definitions, Rules, and Risks
Complete Guide to Pre-Market and After-Hours Stock Trading: Definitions, Rules, and Risks
Want to understand full stock market hours? This article details the differences between pre-market (4:00-9:30), regular (9:30-16:00), and after-hours (16:00-20:00) trading, covering rules, order types, and in-depth analysis of key risks like low liquidity and high volatility.
Decoding the Historical Volatility of the S&P 500 Index: Evolution from Peaks to Troughs
Decoding the Historical Volatility of the S&P 500 Index: Evolution from Peaks to Troughs
Review the history of the S&P 500 Index, from the 2000 dot-com bubble to the 2009 financial crisis and the post-pandemic highs. This article deeply analyzes the macroeconomic factors, technological revolutions, and investor sentiment driving market volatility to help you understand the patterns of its evolution from peaks to troughs.
Beginner’s Must-Read: Complete Breakdown of VOO, IVV, and SPY—the Three Major S&P 500 ETFs
Beginner’s Must-Read: Complete Breakdown of VOO, IVV, and SPY—the Three Major S&P 500 ETFs
Confused about which S&P 500 index fund to choose? This article provides a comprehensive analysis of the core differences between VOO, IVV, and SPY. For long-term investors, VOO and IVV are superior due to their 0.03% low expense ratios; for short-term or options traders, SPY stands out with its unmatched liquidity. This helps you make an informed decision based on your strategy.
Is the Dow Jones Index Right for You? Pros and Cons Comparison with Nasdaq and S&P 500
Is the Dow Jones Index Right for You? Pros and Cons Comparison with Nasdaq and S&P 500
Considering investing in the Dow Jones Index? This article provides a comprehensive comparison of the advantages and disadvantages of the Dow, Nasdaq, and S&P 500, analyzing their investment styles, risks, and returns to help you find the most suitable index based on your goals.
The Ultimate Glossary of Stock Quotation Terms
The Ultimate Glossary of Stock Quotation Terms
Decode any quotation stock with confidence. This glossary explains key terms like P/E ratio, bid/ask, beta, and volume to help you analyze a company's value.
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