Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

2025 USD to CNY Exchange Rate Forecast and Transfer Strategies: A Must-Read Guide
2025 USD to CNY Exchange Rate Forecast and Transfer Strategies: A Must-Read Guide
Planning to convert USD to CNY in 2025? Market consensus expects the USD/CNY exchange rate to fluctuate bidirectionally between 6.95 and 7.35 throughout the year, with the overall center of gravity shifting mildly lower. This article provides in-depth analysis of Fed rate cuts and China-US economic fundamentals, offering practical strategies such as batch conversions and seizing high-rate windows for international students, investors, and exporters/importers.
Want to Invest in US Stocks? Wall Street Today Guides You to Get Started Easily
Want to Invest in US Stocks? Wall Street Today Guides You to Get Started Easily
Want to invest in US stocks but don't know where to start? Wall Street Today provides a beginner's guide, covering broker selection, compliant funding, T+0 trading rules, and ETF stock picking strategies to help you easily take the first step in US stock investing.
US Stock Indicators Tutorial: Detailed Explanation of Relative Strength Index (RSI) Overbought and Oversold Signals
US Stock Indicators Tutorial: Detailed Explanation of Relative Strength Index (RSI) Overbought and Oversold Signals
Want to use the RSI indicator to determine buy and sell points in US stocks? This tutorial explains in detail the practical application of RSI overbought (>70) and oversold (<30) signals, teaching you how to combine price patterns with the latest US stock news to effectively identify potential reversal opportunities and avoid indicator failure traps.
US Stock Real-Time Quotes Fluctuate Wildly: Is Pre-Market and After-Hours Trading an Opportunity or a Trap?
US Stock Real-Time Quotes Fluctuate Wildly: Is Pre-Market and After-Hours Trading an Opportunity or a Trap?
US stock real-time quotes experience intense volatility in pre-market and after-hours sessions—this offers opportunities to react quickly to earnings news but also hides traps like low liquidity and price reversals. This article deeply analyzes the pros and cons to help you decide if it's suitable for you and provides safe trading guidelines based on limit orders and position control.
US Penny Stock Gold Rush: The Most Promising Potential Stocks to Watch in 2026
US Penny Stock Gold Rush: The Most Promising Potential Stocks to Watch in 2026
Looking for high-potential penny stocks in 2026? This US stock recommendation list carefully selects promising stocks like Grab (GRAB), Cybin (CYBN), and others, providing detailed analysis and risk management strategies to help you discover the next 10x stock.
US Stock Market Opening Hours Guide: Easily Master the 2025 Holidays
US Stock Market Opening Hours Guide: Easily Master the 2025 Holidays
Want to know the 2025 US stock market opening hours schedule? This article provides the most comprehensive 2025 US stock market holiday calendar, including 10 full closure days and 3 early closure days. It also details regular trading hours adjusted for daylight saving time and standard time to help you plan trades accurately.
Interactive Brokers vs Schwab vs Fidelity Margin Rates: Fees, Account Opening, and Investor Fit
Interactive Brokers vs Schwab vs Fidelity Margin Rates: Fees, Account Opening, and Investor Fit
Compare Interactive Brokers, Charles Schwab, and Fidelity by margin rates, US stock trading costs, account opening, global access, support, regulation and investor fit.
How to Wire Transfer USD from Industrial and Commercial Bank of China to OCBC Singapore? This Guide is All You Need
How to Wire Transfer USD from Industrial and Commercial Bank of China to OCBC Singapore? This Guide is All You Need
Want to know how to wire transfer USD from ICBC to OCBC? This article provides the latest 2025 illustrated tutorial, detailing the full process from purchasing foreign exchange via the ICBC App, filling in OCBC recipient information (SWIFT code, GSA account) to completing the remittance. Help you succeed in one go and avoid delays due to incorrect information.
Data Shows: What Successful Hong Kong Stock Investors All Understand
Data Shows: What Successful Hong Kong Stock Investors All Understand
Want to get started with Hong Kong stock investing? Data shows that successful investors know how to select industry leaders, capitalize on valuation dips, and follow southbound capital flows. This article reveals core techniques from account preparation to stock selection, trading, and risk control.