Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

What makes PayPal Credit different and how it works
What makes PayPal Credit different and how it works
PayPal Credit offers a digital credit line for online shopping, special financing on $99+ purchases, and secure payments through your PayPal account.
What Americans Need to Know About Working in Japan
What Americans Need to Know About Working in Japan
Jobs in Japan for Americans: Find out visa rules, job options, language needs, and tips for working and living in Japan as a U.S. citizen.
Top No Foreign Transaction Fee Credit Cards for Students Studying Abroad
Top No Foreign Transaction Fee Credit Cards for Students Studying Abroad
Compare the best no foreign transaction fee credit cards for students in 2025 to save on international purchases and maximize rewards while studying abroad.
The Beginner’s Roadmap to Freelance Writing Success
The Beginner’s Roadmap to Freelance Writing Success
Start freelance writing by choosing a niche, building a portfolio, setting fair rates, and finding clients to launch your freelance writing career.
Money order locations you can trust in 2025
Money order locations you can trust in 2025
Trusted money order locations in 2025 include USPS, banks, Walmart, and major retailers. Compare fees, limits, and convenience for your money order needs.
Is Plaid Safe for Venmo Bank Users
Is Plaid Safe for Venmo Bank Users
Plaid uses encryption and tokenization to keep your Venmo bank details secure. You control access and can unlink your Venmo bank from Plaid anytime.
How to make international transfers with First Convenience Bank
How to make international transfers with First Convenience Bank
Follow this international transfer guide to send money abroad with First Convenience Bank. Learn required steps, documents, and branch-only service details.
How to Exit Your Contract with a Timeshare and Protect Your Credit
How to Exit Your Contract with a Timeshare and Protect Your Credit
Exit your contract with a timeshare safely. Follow proven steps to cancel, avoid scams, and protect your credit while ending your timeshare agreement.
How to Access American Bank Services in Spain as an Expat
How to Access American Bank Services in Spain as an Expat
Access American banks in Spain as an expat. Learn about US bank branches, account options, fees, and what documents you need to manage your finances.
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