Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Complete Guide to Pre-Market and After-Hours Stock Trading: Definitions, Rules, and Risks
Complete Guide to Pre-Market and After-Hours Stock Trading: Definitions, Rules, and Risks
Want to understand full stock market hours? This article details the differences between pre-market (4:00-9:30), regular (9:30-16:00), and after-hours (16:00-20:00) trading, covering rules, order types, and in-depth analysis of key risks like low liquidity and high volatility.
Decoding the Historical Volatility of the S&P 500 Index: Evolution from Peaks to Troughs
Decoding the Historical Volatility of the S&P 500 Index: Evolution from Peaks to Troughs
Review the history of the S&P 500 Index, from the 2000 dot-com bubble to the 2009 financial crisis and the post-pandemic highs. This article deeply analyzes the macroeconomic factors, technological revolutions, and investor sentiment driving market volatility to help you understand the patterns of its evolution from peaks to troughs.
Beginner’s Must-Read: Complete Breakdown of VOO, IVV, and SPY—the Three Major S&P 500 ETFs
Beginner’s Must-Read: Complete Breakdown of VOO, IVV, and SPY—the Three Major S&P 500 ETFs
Confused about which S&P 500 index fund to choose? This article provides a comprehensive analysis of the core differences between VOO, IVV, and SPY. For long-term investors, VOO and IVV are superior due to their 0.03% low expense ratios; for short-term or options traders, SPY stands out with its unmatched liquidity. This helps you make an informed decision based on your strategy.
Is the Dow Jones Index Right for You? Pros and Cons Comparison with Nasdaq and S&P 500
Is the Dow Jones Index Right for You? Pros and Cons Comparison with Nasdaq and S&P 500
Considering investing in the Dow Jones Index? This article provides a comprehensive comparison of the advantages and disadvantages of the Dow, Nasdaq, and S&P 500, analyzing their investment styles, risks, and returns to help you find the most suitable index based on your goals.
The Ultimate Glossary of Stock Quotation Terms
The Ultimate Glossary of Stock Quotation Terms
Decode any quotation stock with confidence. This glossary explains key terms like P/E ratio, bid/ask, beta, and volume to help you analyze a company's value.
The Ultimate Beginner’s Guide to the Hang Seng Index (HSI)
The Ultimate Beginner’s Guide to the Hang Seng Index (HSI)
Want to invest in the Hong Kong Hang Seng Index (HSI) but don’t know where to start? This article fully explains what the Hang Seng Index is, its major constituent stocks, and compares the three main investment vehicles—ETFs, CFDs, and futures—so you can easily take your first step into Hong Kong stocks
Tencent ADR (TCEHY) vs Hong Kong Shares (00700): What’s the Difference?
Tencent ADR (TCEHY) vs Hong Kong Shares (00700): What’s the Difference?
Want to invest in Tencent stock — should you choose the US ADR (TCEHY) or Hong Kong shares (00700)? This article compares the key differences in trading market, currency, liquidity, and taxation. TCEHY trades in USD with lower liquidity; 00700 trades in HKD with high liquidity but stamp duty, helping you make the best choice.
Taiwan Stock Market Keeps Hitting Record Highs — Are Retail Investors Only Chasing Tops and Panic-Selling Bottoms? Experts Teach You to Replace Fear with Trend
Taiwan Stock Market Keeps Hitting Record Highs — Are Retail Investors Only Chasing Tops and Panic-Selling Bottoms? Experts Teach You to Replace Fear with Trend
The Taiwan market keeps breaking records — is it still safe to enter? Stop worrying about buying the top! Experts show you how to use the 200-day moving average to identify the trend and deploy dollar-cost averaging into broad-market ETFs like 0050 so you can ditch fear and steadily capture long-term growth.
How to Invest in the Nasdaq Index? Complete Guide for Taiwanese Investors
How to Invest in the Nasdaq Index? Complete Guide for Taiwanese Investors
Want to invest in the Nasdaq Index? This article covers three methods: Taiwan brokerage complex orders, direct overseas brokers, and Taiwan-listed ETF (00662). Full comparison of fees, pros & cons — whether you’re a beginner, small-capital investor, or cost-conscious trader, find the perfect way to invest in US tech with TWD or USD.