Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

How to Remit Money from El Salvador to the United States: Detailed Steps, Fees, and Recommended Services
How to Remit Money from El Salvador to the United States: Detailed Steps, Fees, and Recommended Services
Planning to send money from El Salvador to the US? This guide compares online platforms, bank wire transfers, and cash agent points in detail regarding fees, speed, and steps. It helps you choose the best services like Remitly and WorldRemit to ensure your funds arrive safely and efficiently.
How to Pick Up Money from Western Union? These Details You Must Know
How to Pick Up Money from Western Union? These Details You Must Know
This article provides a detailed introduction on how to pick up Western Union funds, including limits, material requirements, the use of MTCN, fee explanations, and common problems, helping users successfully complete the receipt of cross-border funds.
Does Cash App Accept Prepaid Cards? Usage Limits and Binding Guidelines
Does Cash App Accept Prepaid Cards? Usage Limits and Binding Guidelines
This article introduces whether Cash App accepts prepaid cards, which brands are available, the binding method, the cash withdrawal method, the verification process, as well as the limitations and fees during the usage process, helping users understand how to use prepaid debit cards more safely and efficiently for transactions.
Analysis of Food Expenses in the Cost of Living in Switzerland and Money-Saving Tips
Analysis of Food Expenses in the Cost of Living in Switzerland and Money-Saving Tips
Switzerland's cost of living is high, with food expenses being a major factor. This article analyzes the reasons behind high food prices in Switzerland and provides a practical money-saving guide, teaching you how to effectively reduce food costs by choosing budget supermarkets, utilizing discounts, and using apps.
What Do You Need to Know Before Sending Money to India via Remitly?
What Do You Need to Know Before Sending Money to India via Remitly?
Planning to send money to India via Remitly? This article details the documents you need to prepare, recipient information, fee and exchange rate structure, as well as receiving methods like bank deposits and cash pickups, ensuring your remittance process is safe and smooth.
Which method is safer and more convenient for remitting money from the United States to Mexico?
Which method is safer and more convenient for remitting money from the United States to Mexico?
This article introduces the best ways to remit money from the United States to Mexico, including remittance currency, arrival time, fee structure, cancellation policy, and transaction tracking, to help users find a safe and convenient international transfer solution.
Has Xiaomi's stock price reached a high point and become extremely cold? The true meaning of investment can be seen from the 5-fold stock.
Has Xiaomi's stock price reached a high point and become extremely cold? The true meaning of investment can be seen from the 5-fold stock.
Investing is a practice for me and a part of life.
International Remittance via PayPal: A Secure and Convenient Cross-Border Payment Method
International Remittance via PayPal: A Secure and Convenient Cross-Border Payment Method
Want to know how to make international money transfers safely and conveniently? This article provides a step-by-step guide to using PayPal for cross-border payments, covering account verification, fee structures, and operational processes, allowing you to complete transfers with just an email.
In - depth Reveal: The Complete Process, Fee Details and Key Precautions of Apple Cash International Remittance
In - depth Reveal: The Complete Process, Fee Details and Key Precautions of Apple Cash International Remittance
Can Apple Cash be used internationally? This guide analyzes the process, arrival time, handling fees, and exchange rate calculation method of Apple Pay international remittances, helping users choose the best international payment solution.
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