Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Applying for a Japan Visa in the USA: Process, Fees, and FAQs
Applying for a Japan Visa in the USA: Process, Fees, and FAQs
Detailed introduction to the process, required documents, fee range, and processing time for applying for a Japan visa in the USA, with answers to common questions to help you efficiently and successfully obtain a visa.
How RUM Stock Is Performing in 2025
How RUM Stock Is Performing in 2025
RUM stock saw high volatility and a 37.7% annual gain in 2025, with improved efficiency but ongoing losses. Analyst outlooks remain mixed amid sector shifts.
FNGU Stock in 2025 Opportunities and Challenges Ahead
FNGU Stock in 2025 Opportunities and Challenges Ahead
FNGU stock in 2025 offers high reward potential and major risks. Analyze performance, 3x leverage impact, and key factors shaping short-term trading.
Analyzing LTCN Stock Performance and Investor Takeaways
Analyzing LTCN Stock Performance and Investor Takeaways
LTCN stock shows strong momentum and volatility. See key trends, ETF updates, and what investors should know before making decisions in 2025.
What Makes UDOW Stock Move and How to Respond
What Makes UDOW Stock Move and How to Respond
UDOW stock moves with the Dow Jones, using 3x leverage. Learn how volatility, daily resets, and risk controls affect your investment decisions.
2025 Guide for Chinese Users Remitting to Europe: Detailed Comparison of Wise vs. Alipay
2025 Guide for Chinese Users Remitting to Europe: Detailed Comparison of Wise vs. Alipay
For Chinese users remitting to Europe in 2025, a comparison of Wise and Alipay: transparent fees, fast transfers, and high security. Wise is better suited for cross-border remittance needs. Understand the pros and cons in one article.
2025 Hong Kong Stock Trading Selection Guide: Global vs. Local Brokers Analysis
2025 Hong Kong Stock Trading Selection Guide: Global vs. Local Brokers Analysis
Should you choose global or local brokers for Hong Kong stock trading? Comparing commissions, services, and account opening convenience to help you efficiently select the best trading platform in 2025.
2025 Wise vs. PayPal/Xoom Cross-border Remittance: In-depth Analysis of Pros and Cons
2025 Wise vs. PayPal/Xoom Cross-border Remittance: In-depth Analysis of Pros and Cons
A detailed comparison of Wise and PayPal/Xoom for cross-border remittances, analyzing fees, exchange rates, receipt speed, and security to help Chinese users choose the most suitable remittance tool.
Comparison of Mobile Experience and Services of Mainstream U.S. Stock Trading Apps
Comparison of Mobile Experience and Services of Mainstream U.S. Stock Trading Apps
A comprehensive comparison of the mobile experience, features, fees, and services of mainstream U.S. stock trading apps to help you efficiently choose a suitable platform based on interface, Chinese language support, and security.