Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Must-Read for Retail Investors: Understand Institutional Investors and Stop Being Market "Sheep"!
Must-Read for Retail Investors: Understand Institutional Investors and Stop Being Market "Sheep"!
A must-read for retail investors, master the skills to identify institutional investor behavior, learn to follow the main force, avoid traps, improve investment success rates, and prevent being harvested, becoming a rational investor.
Do I need to pay stock tax? Understand the key tax rates and declaration process in one article
Do I need to pay stock tax? Understand the key tax rates and declaration process in one article
Do you need to pay stock taxes? This article details U.S. stock tax policies, key tax rates, and filing processes to help you determine when taxes apply and how to file compliantly.
How to start retirement finance? Comprehensive analysis of IRA accounts + practical operation guide
How to start retirement finance? Comprehensive analysis of IRA accounts + practical operation guide
Starting retirement planning by choosing the right IRA account to enjoy tax advantages and compound growth. This article details the account opening process, type selection, and practical management tips.
How to Judge the Main Force's Direction Using Open Interest? An Article to Understand the "Game Thermometer" of the Options Market
How to Judge the Main Force's Direction Using Open Interest? An Article to Understand the "Game Thermometer" of the Options Market
This article elaborates on the definition, role, and practical significance of open interest in the options market, teaching you how to interpret the market structure in combination with price and trading volume and improve the quality of trading decisions.
Intrinsic Value: How to Evaluate the True Value of Stocks
Intrinsic Value: How to Evaluate the True Value of Stocks
Understand the Intrinsic Value of Stocks! From Definition to DCF Calculation, Master Value Investment, and Cases Teach You to Judge Undervalued Stocks!
Is a High Price-to-Earnings Ratio a Trap? Is a Low One a Treasure? Understand These Three Types of PEs to Avoid Investment Minefields!
Is a High Price-to-Earnings Ratio a Trap? Is a Low One a Treasure? Understand These Three Types of PEs to Avoid Investment Minefields!
Is a high P/E ratio a trap? Is a low P/E a gem? Learn the logic behind three types of P/E ratios to avoid investment pitfalls and enhance the accuracy of stock selection.
How to Protect Yourself When the Stock Market Crashes? Circuit Breaker Mechanism Protects Investments
How to Protect Yourself When the Stock Market Crashes? Circuit Breaker Mechanism Protects Investments
How to safeguard your investments during a stock market crash? Circuit breakers pause trading, giving you time to analyze calmly, reduce impulsive actions, and enhance asset safety.
Health Savings Accounts Are Quietly Becoming Essential for More Families—You Should Know About Them!
Health Savings Accounts Are Quietly Becoming Essential for More Families—You Should Know About Them!
Health Savings Accounts offer tax advantages, flexible funds, and long-term growth, helping you manage medical expenses efficiently, enhance financial security, and suit users of high-deductible health plans.
Afraid of catching a knife while bottom fishing? Itching to miss the opportunity? Use this trick to collect money first and then bottom fishing, Buffett will give you a thumbs up!
Afraid of catching a knife while bottom fishing? Itching to miss the opportunity? Use this trick to collect money first and then bottom fishing, Buffett will give you a thumbs up!
In the past week, the market has been completely disrupted. The sudden tariff policy has once again put pressure on the already fragile sentiment, and many stocks with good fundamentals are also unable to escape the fate of collective decline.
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