Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

International Remittance via PayPal: A Secure and Convenient Cross-Border Payment Method
International Remittance via PayPal: A Secure and Convenient Cross-Border Payment Method
Want to know how to make international money transfers safely and conveniently? This article provides a step-by-step guide to using PayPal for cross-border payments, covering account verification, fee structures, and operational processes, allowing you to complete transfers with just an email.
In - depth Reveal: The Complete Process, Fee Details and Key Precautions of Apple Cash International Remittance
In - depth Reveal: The Complete Process, Fee Details and Key Precautions of Apple Cash International Remittance
Can Apple Cash be used internationally? This guide analyzes the process, arrival time, handling fees, and exchange rate calculation method of Apple Pay international remittances, helping users choose the best international payment solution.
How to Transfer Money to Another Country? A Guide to Safe and Quick International Remittances
How to Transfer Money to Another Country? A Guide to Safe and Quick International Remittances
Wondering how to send money to another country? This international transfer guide compares the pros, cons, costs, and speeds of banks, online platforms, and cash agents. Learn how to calculate true costs, choose the safest and fastest method, and ensure funds arrive smoothly.
Analysis of IBAN Examples and Structure: Standard Format and Application for International Transfers
Analysis of IBAN Examples and Structure: Standard Format and Application for International Transfers
Curious about what an IBAN looks like? This article uses a German IBAN example to break down its country code, check digits, and BBAN structure, explaining the meaning of each part to help you accurately understand the composition of an International Bank Account Number and ensure error-free international transfer information.
MoneyGram Confirmation Number: Analysis of Withdrawal Methods, Requirements, and Frequently Asked Questions
MoneyGram Confirmation Number: Analysis of Withdrawal Methods, Requirements, and Frequently Asked Questions
Received an 8-digit MoneyGram reference number? This guide details the full process for withdrawing funds using the reference number, required documents (valid ID), and name requirements, while addressing common issues like name errors or lost numbers to ensure smooth receipt.
Sending Money from the United States to South Korea: Process, Fees, and Best Options
Sending Money from the United States to South Korea: Process, Fees, and Best Options
This guide provides a detailed analysis of the best ways to send money from the United States to South Korea, including bank wire transfers, online remittances, and e-wallets. It introduces the SWIFT code, fees, and how to reduce costs, ensuring the safe and rapid arrival of funds.
Tesla's stock price has fallen for the longest time in 15 years! 800 billion market value is gone, where is the future?
Tesla's stock price has fallen for the longest time in 15 years! 800 billion market value is gone, where is the future?
Since Musk went to Washington to join the Trump administration, Tesla's stock price has fallen for seven consecutive weeks, closing at $270.48 on Friday.
The Best Ways to Remit Money to Nepal and a Comparison of Fees
The Best Ways to Remit Money to Nepal and a Comparison of Fees
Looking for the best way to send money to Nepal? This article thoroughly compares the fees, exchange rates, and speed of online platforms like Wise and Remitly with bank wire transfers, helping you choose the most cost-effective and fastest option to complete your transfer effortlessly.
Analysis of MoneyGram Remittance Limits: Amount Limits, Fees, and Methods to Increase the Limit
Analysis of MoneyGram Remittance Limits: Amount Limits, Fees, and Methods to Increase the Limit
MoneyGram transfer limits explained: Online single transactions and 30-day rolling limits are typically $10,000, but vary by country/region. This article breaks down transaction limits, fee structures, and exchange rate costs, while providing methods to effectively increase your limit through identity verification and contacting customer service.
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