Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

What is a Bank Account Routing Number? How to Ensure Secure and Accurate Transfers
What is a Bank Account Routing Number? How to Ensure Secure and Accurate Transfers
This article introduces the definition, function, and acquisition methods of bank account routing numbers and explores their importance in international remittances, helping users ensure the secure transfer of funds.
In-depth comparison between Amazon and Google: Who is more worth paying attention to in 2025?
In-depth comparison between Amazon and Google: Who is more worth paying attention to in 2025?
If DeepSeek has caused a stir in Silicon Valley, Amazon and Google seem to have been unaffected.
How to Easily Make International Remittances via Money Express and Enjoy High-Quality Services
How to Easily Make International Remittances via Money Express and Enjoy High-Quality Services
Want to complete international transfers effortlessly? With Money Express, you can lock in exchange rates in advance, enjoy transparent fees, and have funds reach the recipient’s UnionPay card in as little as a few minutes, automatically converted to RMB, making every transfer simple and secure.
How to Transfer Money from One Card to Another? Analysis of Steps, Fees, and Transfer Limits
How to Transfer Money from One Card to Another? Analysis of Steps, Fees, and Transfer Limits
This article introduces the detailed steps of how to transfer money from one card to another, including key elements such as fees, transfer amount limits, and transfer time. It also provides users with suggestions for choosing a suitable remittance platform to help you complete the fund transfer between cards smoothly.
Sending Money from Australia to the US: How to Choose Between Wire Transfer, Prepaid Card, or Digital Wallet?
Sending Money from Australia to the US: How to Choose Between Wire Transfer, Prepaid Card, or Digital Wallet?
This article introduces the common methods of sending money from Australia to the US, including wire transfer, prepaid debit card, and digital wallet. Understand the advantages, fees, and selection tips of each method to help you make the most appropriate remittance decision.
How to Easily Complete Payments Using an Amex Card on the Appfolio Platform?
How to Easily Complete Payments Using an Amex Card on the Appfolio Platform?
Want to know how to pay rent with an Amex card on the Appfolio platform? This guide walks you through checking availability, adding your card, and setting up autopay. Understand credit card processing fees to ensure every payment on the Appfolio platform is secure and convenient.
A Comprehensive Guide to Sending Money to the Dominican Republic: Legal Restrictions, Fees, and Service Selection
A Comprehensive Guide to Sending Money to the Dominican Republic: Legal Restrictions, Fees, and Service Selection
Planning to send money to the Dominican Republic? This comprehensive guide details legal restrictions, tax regulations, and teaches you how to calculate the true cost, including fees and exchange rates. We compare online platforms, bank transfers, and other mainstream services to help you choose the fastest and most cost-effective option, ensuring your funds arrive safely.
What Currency is ZAR? The History and Current Situation of the South African Rand
What Currency is ZAR? The History and Current Situation of the South African Rand
What is ZAR currency? ZAR is the international code for South Africa’s legal tender, the South African Rand. As an emerging market currency closely tied to commodity prices like gold and platinum, its value is highly volatile. This article delves into the Rand’s history, key factors affecting its exchange rate, and provides a practical travel currency exchange guide.
Introduction to Ria Money Transfer Service: An International Remittance Solution with Low Fees and Global Coverage
Introduction to Ria Money Transfer Service: An International Remittance Solution with Low Fees and Global Coverage
Looking for a low-cost international remittance solution? Ria Money Transfer offers a network covering over 190 countries, transparent low fees, and diverse receiving options, ensuring your funds reach recipients worldwide quickly and securely.
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