Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Best Online Payment Stats and Real-World Cons in 2025
Best Online Payment Stats and Real-World Cons in 2025
Best online payment stats for 2025: Compare top providers, real-world cons, fees, and security to choose the right payment solution for your business.
Best Credit Card for Starters in the Philippines for 2025
Best Credit Card for Starters in the Philippines for 2025
Find the best credit card for starters in the Philippines for 2025 with low fees, easy approval, and rewards to help you build your credit confidently.
A Deep Dive into Bank of America Services and Features
A Deep Dive into Bank of America Services and Features
Bank of America Review: See if Bank of America is a good bank for you. We cover fees, digital tools, customer service, and savings rates in detail.
Where to Buy a Travelex Card in the United States in 2025
Where to Buy a Travelex Card in the United States in 2025
You cannot purchase Travelex card in the US in 2025. Check top alternatives like Mastercard multi-currency Cash Passport for your travel needs.
What makes PayPal Credit different and how it works
What makes PayPal Credit different and how it works
PayPal Credit offers a digital credit line for online shopping, special financing on $99+ purchases, and secure payments through your PayPal account.
What Americans Need to Know About Working in Japan
What Americans Need to Know About Working in Japan
Jobs in Japan for Americans: Find out visa rules, job options, language needs, and tips for working and living in Japan as a U.S. citizen.
Top No Foreign Transaction Fee Credit Cards for Students Studying Abroad
Top No Foreign Transaction Fee Credit Cards for Students Studying Abroad
Compare the best no foreign transaction fee credit cards for students in 2025 to save on international purchases and maximize rewards while studying abroad.
The Beginner’s Roadmap to Freelance Writing Success
The Beginner’s Roadmap to Freelance Writing Success
Start freelance writing by choosing a niche, building a portfolio, setting fair rates, and finding clients to launch your freelance writing career.
Money order locations you can trust in 2025
Money order locations you can trust in 2025
Trusted money order locations in 2025 include USPS, banks, Walmart, and major retailers. Compare fees, limits, and convenience for your money order needs.