Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Guide to Using Google Pay in Vietnam: Current Situation, Payment Methods, and Remittance Suggestions
Guide to Using Google Pay in Vietnam: Current Situation, Payment Methods, and Remittance Suggestions
This Vietnam Google Pay guide answers your questions: Google Pay supports online payments and NFC tap-to-pay in Vietnam, but its adoption lags far behind local wallets like MoMo. This article details its payment methods, limitations, comparisons with local wallets, and international remittance suggestions.
Is it Safe to Transfer Money to Others via Apple Pay? A Detailed Explanation of Apple Pay Remittance
Is it Safe to Transfer Money to Others via Apple Pay? A Detailed Explanation of Apple Pay Remittance
This article provides a detailed introduction on how to transfer money to others using Apple Pay, including the usage steps of Apple Pay, security, transfer fees, limits, and applicable scenarios, helping users choose the most suitable payment method.
With the combination of CoWoS packaging and N2 technology, can TSMC maintain its position at the top of the global chip manufacturing process?
With the combination of CoWoS packaging and N2 technology, can TSMC maintain its position at the top of the global chip manufacturing process?
TSMC is currently the most advanced chip manufacturer in the world.
A Comprehensive Understanding of Panda Remit: Cross-border Remittance Is No Longer Difficult
A Comprehensive Understanding of Panda Remit: Cross-border Remittance Is No Longer Difficult
Want to fully understand Panda Remit? It’s a secure and compliant cross-border transfer platform offering low fees and locked exchange rates, with funds arriving in as fast as 2 minutes without using your personal foreign exchange quota, making remittances simple.
How to Add a Prepaid Debit Card to Your Cash App Account? A Complete Guide
How to Add a Prepaid Debit Card to Your Cash App Account? A Complete Guide
Want to add a prepaid debit card to Cash App? This guide provides step-by-step instructions: open the app, click 'Linked Banks,' select 'Add Debit Card,' and enter the card number, expiration date, and CVV to complete. Learn about supported card types and solutions to common issues.
A Guide to Currency Exchange in Honduras: Best Ways and Safety Suggestions
A Guide to Currency Exchange in Honduras: Best Ways and Safety Suggestions
This article introduces the currency exchange methods in Honduras, the best remittance services, the current exchange rate of the Lempira, and how to ensure the security of funds, helping users optimize their international transaction experience.
What is the best way to exchange $400 into Ghanaian cedis? How can one get the highest exchange rate?
What is the best way to exchange $400 into Ghanaian cedis? How can one get the highest exchange rate?
Want to exchange 400 USD to Ghanaian Cedis? The best methods are using online services like Wise for mid-market rates or exchanging cash at reputable forex bureaus in Ghana. This guide teaches you how to compare rates, avoid risks, and ensure you get the most Cedis.
What is a Bank Account Routing Number? How to Ensure Secure and Accurate Transfers
What is a Bank Account Routing Number? How to Ensure Secure and Accurate Transfers
This article introduces the definition, function, and acquisition methods of bank account routing numbers and explores their importance in international remittances, helping users ensure the secure transfer of funds.
In-depth comparison between Amazon and Google: Who is more worth paying attention to in 2025?
In-depth comparison between Amazon and Google: Who is more worth paying attention to in 2025?
If DeepSeek has caused a stir in Silicon Valley, Amazon and Google seem to have been unaffected.
BiyaPay
BiyaPay makes crypto more popular!

Contact Us

Mail: service@biyapay.com
Customer Service Telegram: https://t.me/biyapay001
Telegram Community: https://t.me/biyapay_ch
Digital Asset Community: https://t.me/BiyaPay666
BiyaPay的电报社区BiyaPay的Discord社区BiyaPay客服邮箱BiyaPay Instagram官方账号BiyaPay Tiktok官方账号BiyaPay LinkedIn官方账号
Regulation Subject
BIYA GLOBAL LLC
BIYA GLOBAL LLC is registered with the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury, as a Money Services Business (MSB), with registration number 31000218637349, and regulated by the Financial Crimes Enforcement Network (FinCEN).
BIYA GLOBAL LIMITED
BIYA GLOBAL LIMITED is a registered Financial Service Provider (FSP) in New Zealand, with registration number FSP1007221, and is also a registered member of the Financial Services Complaints Limited (FSCL), an independent dispute resolution scheme in New Zealand.
©2019 - 2026 BIYA GLOBAL LIMITED