Matt Teo

Matt Teo

Payments Industry Commentator | Financial Culture Researcher

BA in Economics, obsessed with payment history (collects antique banknotes). Publishes Sociology of Payments series on Caixin, revealing urban-rural gaps behind QR code payments. His World Currency Museum virtual exhibit garnered 1M+ views.

Latest Articles

Your Guide to Making Informed Trades Using Stock Quotes
Your Guide to Making Informed Trades Using Stock Quotes
Make informed trading decisions by analyzing a price quote stock. Use the bid-ask spread for costs, volume to confirm trends, and the 52-week range for context.
Market Futures Explained A Simple Guide for Beginners
Market Futures Explained A Simple Guide for Beginners
Market futures are contracts to buy or sell an asset at a set price on a future date. See how they work with market futures live data and trade on price changes.
What's the Best Stock Market News for You?
What's the Best Stock Market News for You?
The best stock market news depends on your investor type. Long-term investors need WSJ or Barron's, while active traders require Bloomberg or Benzinga Pro.
NYSE Composite Index A Complete Overview
NYSE Composite Index A Complete Overview
The NYSE Composite Index (NYA) is a broad nyse stock index tracking all common stocks on the New York Stock Exchange, including U.S. and foreign firms.
Avoid These Pitfalls: Tips for Successfully Registering and Using a U.S. PayPal Account
Avoid These Pitfalls: Tips for Successfully Registering and Using a U.S. PayPal Account
The most comprehensive 2024 U.S. PayPal registration tutorial, starting from preparing a clean U.S. IP, address, and phone number, detailing personal vs. business account choices, SSN/ITIN verification, and account nurturing tips to help you avoid all pitfalls, register successfully once, and maintain stable long-term use.
Beginner's Guide to US Individual Income Tax Rates: Understanding Minimum Filing Income Requirements
Beginner's Guide to US Individual Income Tax Rates: Understanding Minimum Filing Income Requirements
For the 2025 tax season, how much income in the US means no need to file taxes? Based on 2024 income, single individuals under 65 with total income below $14,600 generally do not need to file. This article explains in detail the minimum filing thresholds for different statuses and US individual income tax rates.
What Do You Need to Prepare to Open a Charles Schwab Account? A Complete Guide to All Documents and the Process
What Do You Need to Prepare to Open a Charles Schwab Account? A Complete Guide to All Documents and the Process
Want to know what you need to prepare to open a Charles Schwab account? This guide will help you gather core documents like a passport and proof of address, and explain the full process from filling out the W-8BEN form to submitting the application, ensuring success on your first try.
Pitfalls to Avoid in Applying for Hong Kong's Quality Migrant Admission Scheme: The Official Standards Are Not as Simple as You Think
Pitfalls to Avoid in Applying for Hong Kong's Quality Migrant Admission Scheme: The Official Standards Are Not as Simple as You Think
Applying for Hong Kong's Quality Migrant Admission Scheme, reaching 80 points is far from the end. This guide reveals the hidden thresholds behind the official standards, analyzes the real weight of prestigious school and company backgrounds along with renewal keys, helping you shift from 'meeting the score' to 'showcasing advantages' and avoid common pitfalls that lead to application failure.
Building US Credit from Scratch: Credit Card Application Tips for International Students and New Immigrants
Building US Credit from Scratch: Credit Card Application Tips for International Students and New Immigrants
Want to know how to apply for a US credit card without SSN? This guide provides detailed US credit card recommendations, teaching you how to build credit from zero using secured cards, student cards, or ITIN, and introduces application tips for virtual and physical cards to help you easily get your first card.
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