Matt Teo

Matt Teo

Payments Industry Commentator | Financial Culture Researcher

BA in Economics, obsessed with payment history (collects antique banknotes). Publishes Sociology of Payments series on Caixin, revealing urban-rural gaps behind QR code payments. His World Currency Museum virtual exhibit garnered 1M+ views.

Latest Articles

Stop Paying Stupidly: Never Use the Wrong Tools for Stablecoin Cross-Border Remittances
Stop Paying Stupidly: Never Use the Wrong Tools for Stablecoin Cross-Border Remittances
Want to optimize stablecoin cross-border remittance fees? This article provides a complete tool checklist, teaching you how to reduce total costs from 6% to below 0.1% by selecting the best C2C platforms, TRC-20 networks, and withdrawal channels, bidding farewell to high fees.
Don't Miss Out: This Business Cost Optimization Plan is Disrupting Foreign Trade
Don't Miss Out: This Business Cost Optimization Plan is Disrupting Foreign Trade
Still troubled by high cross-border settlement costs? This business cost optimization plan uses USDT payments to bypass banks, achieving near-zero cost, real-time global settlements, fundamentally reducing fees and exchange losses— a disruptive choice for foreign trade companies to cut costs and boost efficiency.
Remit to Australia with Stablecoin USDT: Easy for Beginners
Remit to Australia with Stablecoin USDT: Easy for Beginners
Want to know how to remit to Australia using stablecoin (USDT) to save on fees? This tutorial provides a complete four-step operation from purchasing USDT, selecting the low-cost TRC-20 network, to exchanging and withdrawing AUD on an Australian exchange, helping you complete the remittance safely and at low cost.
Stablecoin Cross-Border Payments: 5 Immediate Fee-Reduction Techniques
Stablecoin Cross-Border Payments: 5 Immediate Fee-Reduction Techniques
Want to reduce stablecoin cross-border payment fees? This article provides 5 practical techniques: prioritize the TRON network, use DEX aggregators to optimize exchanges, batch payments to dilute Gas fees, carefully select deposit/withdrawal channels, and leverage professional solutions for automated fee reduction.
New Way for Charitable Donations: Using USDT for Zero-Distance Love Transmission
New Way for Charitable Donations: Using USDT for Zero-Distance Love Transmission
Want every penny of your donation to be fully utilized? Learn how to use USDT for charitable remittances—this method has extremely low costs, instant global arrival, and is publicly transparent, effectively replacing traditional bank wire transfers to ensure your love is fully delivered.
Stop Wasting Money: Using Stablecoins for Remittance is the Smart Choice
Stop Wasting Money: Using Stablecoins for Remittance is the Smart Choice
Want to know how to save money by remitting to Nigeria with stablecoins? Through USDT transfers, fees can be as low as 1 USD, and recipients get better local exchange rates, perfectly avoiding the high fees and exchange rate fluctuation losses of traditional methods.
Choosing a Remittance Platform: Never Ignore These 3 Key Points
Choosing a Remittance Platform: Never Ignore These 3 Key Points
When selecting a remittance platform, how do you ensure fund security and avoid high fees? This article reveals the 3 key points of reviewing compliance licenses, calculating true costs (handling fees + exchange rate differences), and verifying security technologies and customer service to help you make an informed choice.
Remitting from China to the US: Is Using USDT Stablecoin Really Cheaper?
Remitting from China to the US: Is Using USDT Stablecoin Really Cheaper?
Want to use stablecoin (USDT) to remit to the US? This article reveals through cost comparison that USDT is cheaper for remittances under $2000, but traditional wire transfers are more cost-effective for large amounts. Learn the detailed process, C2C trading risks, and how to avoid fund losses.
A Complete Overseas Payroll Cost Optimization Plan to Help You Go Global Easily
A Complete Overseas Payroll Cost Optimization Plan to Help You Go Global Easily
Want to reduce overseas payroll costs? This complete overseas payroll cost optimization plan will guide you on how to effectively control explicit and implicit expenses while ensuring compliance—through smart use of EOR, designing hybrid compensation structures, and leveraging technology platforms—to achieve dual optimization of cost and efficiency.
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