Matt Teo

Matt Teo

Payments Industry Commentator | Financial Culture Researcher

BA in Economics, obsessed with payment history (collects antique banknotes). Publishes Sociology of Payments series on Caixin, revealing urban-rural gaps behind QR code payments. His World Currency Museum virtual exhibit garnered 1M+ views.

Latest Articles

Still Waiting for Cross-Border Payments? Saying Goodbye to Delays Is Simple
Still Waiting for Cross-Border Payments? Saying Goodbye to Delays Is Simple
Still troubled by slow cross-border payment arrivals? Saying goodbye to delays is actually simple. Through direct connection to local clearing networks, intelligent routing, and API automation, your funds can bypass intermediary banks, achieving minute-level arrivals while significantly reducing transaction costs.
How to Choose a Money Transfer Platform: Comprehensive Comparison of Speed, Fees, and Security
How to Choose a Money Transfer Platform: Comprehensive Comparison of Speed, Fees, and Security
Wondering which transfer platform is faster and cheaper? We conducted a comprehensive transfer speed comparison test, analyzing arrival times, handling fees, and security of mainstream platforms like Alipay, WeChat, banks, PayPal, and USDT. Helping you choose the most suitable transfer solution based on different scenarios.
Must-Know for Large Remittances to Family: Full Analysis of Reporting, Tax, and Compliance Points
Must-Know for Large Remittances to Family: Full Analysis of Reporting, Tax, and Compliance Points
Planning a large remittance to family? Understand key remittance safety and compliance points. This article details reporting for gifts over $100,000 (Form 3520), tax implications, and how to avoid 'ant-moving' style violations to ensure your funds are safe and legal.
Real-Time Cross-Border Fund Transfers: Essential Guide for Enterprises in 2025
Real-Time Cross-Border Fund Transfers: Essential Guide for Enterprises in 2025
Want to achieve real-time cross-border fund transfers in 2025? This guide provides essential strategies for enterprises: by building global cash pools, making good use of SWIFT gpi, FinTech, and digital RMB multi-channel solutions, combined with AI and blockchain technology, while strictly adhering to compliance baselines, significantly enhancing the efficiency and security of global fund transfers.
Still Worried About Slow Transfers? Try These Dual Measures
Still Worried About Slow Transfers? Try These Dual Measures
Worried about slow transfers? To ensure funds arrive quickly, just implement a set of dual measures: first, choose a real-time arrival path and avoid clearing peaks; second, cross-verify recipient information with a small test to ensure funds arrive accurately and instantly.
Stablecoin Cross-Border Transfer Fees Too High? Must-Learn Money-Saving Secrets for 2025
Stablecoin Cross-Border Transfer Fees Too High? Must-Learn Money-Saving Secrets for 2025
Still troubled by high stablecoin cross-border transfer fees? This article reveals the secret to reducing USDT transfer fees to under 1 USD by choosing the TRC20 network and provides a practical guide to achieving zero-cost transactions using platform internal transfers, helping you easily save 95% in fees.
2025 New Choice for Cross-Border Remittance: How Stablecoins Help You Save Time and Money
2025 New Choice for Cross-Border Remittance: How Stablecoins Help You Save Time and Money
Want to know how stablecoin (USDT) remittance helps you save money and time? This article uses real cases like international students and foreign trade merchants to compare USDT with bank wires in costs and time, showing how it reduces fees to under 1% and shortens arrival to minutes, helping you easily complete cross-border remittance.
Must-Read for Beginners: What Exactly Are the Costs of USDT Remittances?
Must-Read for Beginners: What Exactly Are the Costs of USDT Remittances?
Want to know the real costs of USDT remittances? This stablecoin (USDT) remittance fee guide breaks down purchase fees, differences between TRC-20 and ERC-20 network fees, and sell spreads in detail. It helps you clearly understand each expense and choose the lowest-cost remittance solution.
How to Send USDT to Pakistan: 2025 Latest Low-Fee Guide
How to Send USDT to Pakistan: 2025 Latest Low-Fee Guide
Want to remit to Pakistan using stablecoin (USDT)? This guide details the 2025 latest three-step method: buy USDT, transfer via TRC20 network, recipient sells on local P2P platform for PKR. This method can reduce total fees by over 90%, achieving near-instant arrival.
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