Max Koh

Max Koh

CBDC Journalist | FinTech Content Creator

Double degree in Finance & Journalism, ex-Reuters intern. Covers Asia-Pacific CBDC trials. Hosts indie podcast Currency Evolution. His From Shells to Bitcoin: Money History series is referenced in university economics courses.

Latest Articles

Is SpaceX’s Valuation Too High? How to Understand Price-to-Sales Ratio, Losses, and Growth Expectations
Is SpaceX’s Valuation Too High? How to Understand Price-to-Sales Ratio, Losses, and Growth Expectations
Is SpaceX’s valuation too high? This article explains how to assess high-valuation tech stocks through price-to-sales ratio, revenue, losses, Starlink profitability, AI investment, Starship growth expectations, and trading costs.
What Is SpaceX Stock Ticker SPCX? What Should Ordinary Investors Know Before and After Listing?
What Is SpaceX Stock Ticker SPCX? What Should Ordinary Investors Know Before and After Listing?
What is SpaceX stock ticker SPCX? Learn what ordinary investors should know about the SpaceX IPO, Nasdaq listing, offering price, valuation, trading rules, fees, Starlink, Musk control, lock-up periods, and key risks.
What Should You Do When the Free Usage Allowance of AI Chat Tools Is Not Enough? ChatGPT, Claude, Gemini FAQ
What Should You Do When the Free Usage Allowance of AI Chat Tools Is Not Enough? ChatGPT, Claude, Gemini FAQ
Do AI chat tool limits refresh daily? Learn the free-tier limits of ChatGPT, Claude, and Gemini, what happens after limits are reached, and when a paid subscription is worth it.
How to Choose Between ChatGPT Free and Paid Plans: Is Plus / Pro Worth Upgrading To?
How to Choose Between ChatGPT Free and Paid Plans: Is Plus / Pro Worth Upgrading To?
Compare ChatGPT Free, Plus, and Pro by suitable users, feature limitations, usage frequency, and billing preparation before subscribing. This guide helps Chinese-speaking users decide whether ChatGPT Free is enough, whether to upgrade, and how to think about payment failure checks.
What Is Asset Segregation? Why It Matters When Choosing a Cross-Border Financial Platform
What Is Asset Segregation? Why It Matters When Choosing a Cross-Border Financial Platform
Asset segregation means keeping user assets separate from a platform’s own operating assets. This guide explains what asset segregation means, what it can and cannot solve, and how users can evaluate fund safety on cross-border financial platforms.
Why Are Cross-Border Transfers Flagged for Risk Review? How to Judge Fund Safety and Account Freeze Risk
Why Are Cross-Border Transfers Flagged for Risk Review? How to Judge Fund Safety and Account Freeze Risk
Learn why cross-border transfers trigger risk controls, what may cause account freezes, and how to handle transfer reviews, delays, or transaction issues.
How to Buy U.S. and Hong Kong Stocks Without an Overseas Bank Card: Feasible Deposit and Currency Conversion Methods
How to Buy U.S. and Hong Kong Stocks Without an Overseas Bank Card: Feasible Deposit and Currency Conversion Methods
Learn how to fund U.S. and Hong Kong stock trading without an overseas bank card, including FX conversion, deposits, withdrawals, and key risks.
How to Start Global Asset Allocation? Key Questions Ordinary Families Should Understand First
How to Start Global Asset Allocation? Key Questions Ordinary Families Should Understand First
Global asset allocation starts with understanding income, expenses, currencies, markets, accounts, costs, and risk, not simply buying overseas assets.
What If Your Assets Are Too Concentrated? How Families Can Diversify by Currency, Market, and Account
What If Your Assets Are Too Concentrated? How Families Can Diversify by Currency, Market, and Account
Overly concentrated assets can amplify risks from a single currency, market, account, or fund movement path. This article explains how to reassess family wealth through currency diversification, market diversification, account diversification, and cross-border fund mobility.
BiyaPay
BiyaPay makes crypto more popular!

Contact Us

Mail: service@biyapay.com
Customer Service Telegram: https://t.me/biyapay001
Telegram Community: https://t.me/biyapay_ch
Digital Asset Community: https://t.me/BiyaPay666
BiyaPay的电报社区BiyaPay的Discord社区BiyaPay客服邮箱BiyaPay Instagram官方账号BiyaPay Tiktok官方账号BiyaPay LinkedIn官方账号
Regulation Subject
BIYA GLOBAL LLC
BIYA GLOBAL LLC is registered with the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury, as a Money Services Business (MSB), with registration number 31000218637349, and regulated by the Financial Crimes Enforcement Network (FinCEN).
BIYA GLOBAL LIMITED
BIYA GLOBAL LIMITED is a registered Financial Service Provider (FSP) in New Zealand, with registration number FSP1007221, and is also a registered member of the Financial Services Complaints Limited (FSCL), an independent dispute resolution scheme in New Zealand.
©2019 - 2026 BIYA GLOBAL LIMITED