Max Koh

Max Koh

CBDC Journalist | FinTech Content Creator

Double degree in Finance & Journalism, ex-Reuters intern. Covers Asia-Pacific CBDC trials. Hosts indie podcast Currency Evolution. His From Shells to Bitcoin: Money History series is referenced in university economics courses.

Latest Articles

From Seconds to Days: A Guide to Understanding Settlement Time Differences Across Payment Methods
From Seconds to Days: A Guide to Understanding Settlement Time Differences Across Payment Methods
Wondering how long it takes for transferred money to arrive? This article compares settlement times across payment platforms in detail—from Alipay/WeChat's near-instant arrival to bank wire (ACH/Wire) same-day or multi-day processing, and T+1 settlement for cross-border payments. It helps you choose the optimal payment solution based on your needs, eliminating anxiety over funds in transit.
Stablecoin Remittance Pitfall Avoidance Guide: Common Traps and Solutions Q&A
Stablecoin Remittance Pitfall Avoidance Guide: Common Traps and Solutions Q&A
Want to save money with stablecoin (USDT) remittances but worried about risks? This guide, in Q&A format, details how to prevent 'black USDT' account freezes, avoid P2P scams, and operational errors. Get step-by-step processes from selecting the right network to safe withdrawals, ensuring your funds are secure.
2025 International Remittance New Trends: Say Goodbye to the Era of High Fees
2025 International Remittance New Trends: Say Goodbye to the Era of High Fees
Still troubled by high international remittance fees? Learn how to use USDT (stablecoin) for international remittances in 2025, reducing costs to under $1 via the TRC-20 network, easily saving over 50% in fees, and bidding farewell to traditional banks' long waits and high charges.
Global Capital Flow Accelerator: Advantages and Challenges of Stablecoin Cross-Border Transfers
Global Capital Flow Accelerator: Advantages and Challenges of Stablecoin Cross-Border Transfers
Want to know if stablecoin cross-border transfers really save money and are fast? This article deeply analyzes their minute-level arrival and low-cost advantages, while revealing challenges like regulation and security. Get a secure operation guide for USDT transfers to help you efficiently complete global fund flows.
Stop Paying Unnecessary Fees: Sending Money to Canada with USDT Stablecoin is Actually Simple
Stop Paying Unnecessary Fees: Sending Money to Canada with USDT Stablecoin is Actually Simple
Still troubled by high international remittance fees? This article provides a complete guide to sending money to Canada with stablecoin (USDT), from safely purchasing USDT to withdrawing CAD on compliant Canadian exchanges, helping you control total costs within 1% and say goodbye to unnecessary expenses.
Are Yiwu Merchants Really Using USDT? The Reality and Rumors of Stablecoin Cross-Border Payments
Are Yiwu Merchants Really Using USDT? The Reality and Rumors of Stablecoin Cross-Border Payments
Rumors of widespread USDT use by Yiwu merchants do not match facts. While stablecoin cross-border payments can save fees, the inability to obtain bank receipt certificates means merchants lose export tax rebates far exceeding fee savings, plus face risks like fund freezing and compliance issues.
Stop Wasting Money: The Ultimate Enterprise Payment Cost-Saving Plan Is Here
Stop Wasting Money: The Ultimate Enterprise Payment Cost-Saving Plan Is Here
Looking for the ultimate enterprise cost-saving plan? By using USDT payments, you can reduce cross-border handling fees by over 95%, avoid exchange rate losses, and achieve minute-level fund arrival. This plan details the operation process and risk control to help you directly convert bank fees into company profits.
Stop Using Traditional Remittances: Stablecoin USDT Transfers Are Cheaper
Stop Using Traditional Remittances: Stablecoin USDT Transfers Are Cheaper
Still enduring high fees for traditional remittances? This 2025 guide teaches you how to use stablecoin USDT for remittances, selecting low-cost networks like Solana or TRC-20 to reduce per-transaction fees to under $1, achieving secure and fast global fund transfers.
2025 Remittance from China to the UK: Can Using Stablecoin USDT Really Save Money?
2025 Remittance from China to the UK: Can Using Stablecoin USDT Really Save Money?
Want to know if using stablecoins for remittances to the UK is cost-effective in 2025? This article deeply compares the costs of USDT with banks and Wise, finding that under ideal conditions USDT is the cheapest, but it comes with operational complexity and account freeze risks. Get a step-by-step guide to help you decide.
BiyaPay
BiyaPay makes crypto more popular!

Contact Us

Mail: service@biyapay.com
Customer Service Telegram: https://t.me/biyapay001
Telegram Community: https://t.me/biyapay_ch
Digital Asset Community: https://t.me/BiyaPay666
BiyaPay的电报社区BiyaPay的Discord社区BiyaPay客服邮箱BiyaPay Instagram官方账号BiyaPay Tiktok官方账号BiyaPay LinkedIn官方账号
Regulation Subject
BIYA GLOBAL LLC
BIYA GLOBAL LLC is a licensed entity registered with the U.S. Securities and Exchange Commission (SEC No.: 802-127417); a certified member of the Financial Industry Regulatory Authority (FINRA) (Central Registration Depository CRD No.: 325027); regulated by the Financial Industry Regulatory Authority (FINRA) and the U.S. Securities and Exchange Commission (SEC).
BIYA GLOBAL LLC
BIYA GLOBAL LLC is registered with the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury, as a Money Services Business (MSB), with registration number 31000218637349, and regulated by the Financial Crimes Enforcement Network (FinCEN).
BIYA GLOBAL LIMITED
BIYA GLOBAL LIMITED is a registered Financial Service Provider (FSP) in New Zealand, with registration number FSP1007221, and is also a registered member of the Financial Services Complaints Limited (FSCL), an independent dispute resolution scheme in New Zealand.
©2019 - 2026 BIYA GLOBAL LIMITED