Maggie Lim

Maggie Lim

Financial Inclusion Editor | Money Literacy Writer

BA in Economics, minor in Sociology, self-taught data journalism. Led rural digital payment projects. Runs popular WeChat blog Maggie's Wallet explaining pension reforms with infographics. Won Ant Group's Inclusive Content Award.

Latest Articles

What Does Routing Number Mean? Understand Why It Is Essential for Remittance
What Does Routing Number Mean? Understand Why It Is Essential for Remittance
A routing number is a unique 9-digit code exclusive to banks, used to precisely locate the bank within the U.S. financial system and ensure funds arrive accurately. Whether it's an ACH transfer or wire transfer, it is needed to identify the receiving bank and complete domestic fund transfers.
A Guide to Transferring Money from Canada to the United States via Interac
A Guide to Transferring Money from Canada to the United States via Interac
Want to use Interac to send money to the US? While direct transfers aren’t possible, this guide shows you how to use platforms like Wise to complete transfers with Interac payments effortlessly. In just four steps, enjoy low fees and high efficiency, securely sending CAD to US bank accounts.
How to Check the Current Status of an RIA Remittance? Understand the Fees, Security, and Remittance Process
How to Check the Current Status of an RIA Remittance? Understand the Fees, Security, and Remittance Process
Want to track your RIA money transfer status? Use your order number or PIN code to easily check via the website, mobile app, or customer service phone. This guide walks you through each step, detailing fee structures, security measures, and the complete transfer process.
Is the Remitly Exchange Rate Cost-effective? In-depth Analysis of the Remittance Mechanism and Hidden Costs
Is the Remitly Exchange Rate Cost-effective? In-depth Analysis of the Remittance Mechanism and Hidden Costs
Is Remitly's exchange rate worth it? The answer depends on the situation. New users can enjoy promotional rates, and large remittances (such as over $1000) often waive fees. However, regular rates include a markup of 0.5%-3%. This article dives deep into its exchange rate mechanism and hidden costs, helping you calculate real expenses and lock in the best option.
Tutorial on Recharging Cash App with a Credit Card: A Detailed Explanation of the Operation Process and Common Problems
Tutorial on Recharging Cash App with a Credit Card: A Detailed Explanation of the Operation Process and Common Problems
This article introduces how to add a credit card to Cash App and recharge it, solves common problems, fees, recharging limits, etc., and helps users complete payments smoothly.
How to Remit Money from Australia to the United States?
How to Remit Money from Australia to the United States?
This article introduces the steps, fees, exchange rate comparison, legal regulations, and remittance security of remitting money from Australia to the United States, helping users to easily complete cross-border payments.
Preparing to buy these two US technology stocks reminds me of her back then!
Preparing to buy these two US technology stocks reminds me of her back then!
Intel, the chip giant that once dominated the world, is now deeply mired in a huge loss of 19 billion dollars, its market value is constantly shrinking, and its competitors are pressing forward step by step!
Can PayPal be used internationally? How to make international payments with it?
Can PayPal be used internationally? How to make international payments with it?
This article introduces how to use PayPal for international payments, covering remittance fees, exchange rates, usage restrictions, and the conditions for minors to use PayPal, helping users understand PayPal's cross - border payment function.
What key points should Indian users note when making cross-border remittances to the United States?
What key points should Indian users note when making cross-border remittances to the United States?
Indian users sending money to the USA? This article details the LRS annual $250,000 limit, TCS tax policy, and Form 15CA/CB document requirements. Compare bank wire transfers with online platforms to help you choose the lowest-cost, safe, and compliant remittance solution, ensuring funds arrive quickly.
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BIYA GLOBAL LLC is a licensed entity registered with the U.S. Securities and Exchange Commission (SEC No.: 802-127417); a certified member of the Financial Industry Regulatory Authority (FINRA) (Central Registration Depository CRD No.: 325027); regulated by the Financial Industry Regulatory Authority (FINRA) and the U.S. Securities and Exchange Commission (SEC).
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