Maggie Lim

Maggie Lim

Financial Inclusion Editor | Money Literacy Writer

BA in Economics, minor in Sociology, self-taught data journalism. Led rural digital payment projects. Runs popular WeChat blog Maggie's Wallet explaining pension reforms with infographics. Won Ant Group's Inclusive Content Award.

Latest Articles

Balance risk and return, find your investment comfort zone with deviation rate!
Balance risk and return, find your investment comfort zone with deviation rate!
Use deviation rate to scientifically measure investment risk, balance risk and return, and help you find your unique investment comfort zone for steady wealth growth.
Don't Be a Sitting Duck! Understand the Ominous Signals of Market Bubbles!
Don't Be a Sitting Duck! Understand the Ominous Signals of Market Bubbles!
What are the signals before a market bubble arrives? This article details the signs of a market bubble, such as rapid price surges, extreme optimism, and soaring trading volumes, helping you avoid the risks of blind trend-following.
Understanding 403(b): Building Blocks for Your Retirement Life (with Frequently Asked Questions)
Understanding 403(b): Building Blocks for Your Retirement Life (with Frequently Asked Questions)
Understand the 403(b) account, master tax benefits, wealth accumulation, eligibility, and withdrawal rules to scientifically plan your retirement and avoid common pitfalls.
Use a Little Money to Make Big Profits? A Beginner's Guide to Margin Trading and How to Avoid Pitfalls!
Use a Little Money to Make Big Profits? A Beginner's Guide to Margin Trading and How to Avoid Pitfalls!
Can using small capital for big profits be reliable? This guide explains the principles, risks, and techniques for avoiding pitfalls in margin trading, helping you invest rationally, avoid liquidation traps, and protect your capital safety.
Is Your Trading "Smart" Enough? Understand the National Best Bid and Offer (NBBO) to Avoid Costly Mistakes!
Is Your Trading "Smart" Enough? Understand the National Best Bid and Offer (NBBO) to Avoid Costly Mistakes!
This article explains the definition, advantages, and disadvantages of the National Best Bid and Offer (NBBO) and how it affects investors, particularly high-frequency traders.
Can Leveraged ETFs Be Held Long-Term? A Key Risk and Return Analysis for Investors
Can Leveraged ETFs Be Held Long-Term? A Key Risk and Return Analysis for Investors
Can leveraged ETFs be held long-term? Volatility decay and high costs make long-term holding extremely risky; actual returns often fall short of expectations and are more suitable for short-term traders.
Sector Rotation: Capturing Fund Flows to Outpace Investment Timing
Sector Rotation: Capturing Fund Flows to Outpace Investment Timing
Sector rotation, by analyzing capital flows, helps investors accurately identify hot sectors, optimize asset allocation, and achieve superior investment timing while managing risks.
Selling put options: What market is suitable? How to balance risk and return
Selling put options: What market is suitable? How to balance risk and return
This article introduces the basic principles, profit models, risk management techniques, and applicable markets of selling put options, helping investors formulate flexible options trading strategies.
Is the OTC Market Suitable for Ordinary Investors? Are There More Risks or Opportunities?
Is the OTC Market Suitable for Ordinary Investors? Are There More Risks or Opportunities?
Is the OTC market suitable for investors? This article analyzes its risks and opportunities, helping you determine if your conditions are suitable for participating in the OTC market to achieve diversified investments.
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