Reggie Tan

Reggie Tan

FinTech Columnist | Payments Policy Analyst

BA in Finance, self-studied financial journalism. Former commercial bank international settlement officer, now independent commentator focusing on digital currency regulations. Writes Cross-Border Payments Journal column for Economic Observer, explaining forex policies through real-life cases.

Latest Articles

Practical Operations and Considerations for International Settlement Methods
Practical Operations and Considerations for International Settlement Methods
International settlement methods include wire transfers, letters of credit, and collections, each with unique features and applicable scenarios. Understanding operational procedures and precautions helps you mitigate risks and ensure transaction security.
How International Remittance Fees Impact the Cross-Border Payment Market
How International Remittance Fees Impact the Cross-Border Payment Market
How much are international remittance fees? The global average is about 5%, but it varies significantly by region and payment method. Understand the profound impact of fees on the cross-border payment market.
How Southeast Asia International Remittance Fees Impact Life
How Southeast Asia International Remittance Fees Impact Life
Southeast Asia international remittance fees directly affect quality of life. Understand the structure of transaction fees, exchange rate differences, and hidden costs, and choose low-cost platforms to optimize remittance expenses.
Practical Tips to Avoid International Remittance Failures
Practical Tips to Avoid International Remittance Failures
What to do if an international remittance fails? Verify information, contact the bank to resolve issues, and avoid funds being returned due to errors or delays. Master these tips to ensure successful transfers.
Recommended Australia International Money Transfer Platforms: Fast, Secure, Low-Cost
Recommended Australia International Money Transfer Platforms: Fast, Secure, Low-Cost
Recommending various Australia international money transfer platforms, including Wise, OFX, Paysend, etc., offering fast, secure, and low-cost cross-border payment services to meet diverse user needs.
Comparison of Usage Scenarios for IBAN Numbers and SWIFT Codes
Comparison of Usage Scenarios for IBAN Numbers and SWIFT Codes
IBAN numbers are used to identify bank accounts, primarily in Europe; SWIFT codes identify banks or branches, applicable for global international remittances.
Impact of 2025 Foreign Exchange Fee Adjustments on Businesses
Impact of 2025 Foreign Exchange Fee Adjustments on Businesses
The 2025 foreign exchange fee adjustments will affect business transaction costs and liquidity. Understanding policy changes and response strategies can optimize foreign exchange management processes and reduce costs.
2025 Foreign Exchange Management Policy Adjustments and Declaration Details
2025 Foreign Exchange Management Policy Adjustments and Declaration Details
2025 updates to international remittance declaration requirements raise the non-declaration threshold to $10,000, streamline audit processes, and simplify declaration steps, ensuring compliant and efficient fund flows.
 Common Misconceptions and Solutions for International Remittance Tax Declarations
Common Misconceptions and Solutions for International Remittance Tax Declarations
Understand the declaration requirements, tax-exempt thresholds, and common misconceptions of international remittance tax policies to avoid legal consequences such as fines or frozen funds due to declaration errors or delays.
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