Reggie Tan

Reggie Tan

FinTech Columnist | Payments Policy Analyst

BA in Finance, self-studied financial journalism. Former commercial bank international settlement officer, now independent commentator focusing on digital currency regulations. Writes Cross-Border Payments Journal column for Economic Observer, explaining forex policies through real-life cases.

Latest Articles

What’s the Difference Between ADR and HSI Night Futures? A Comprehensive Analysis of Their Relationship
What’s the Difference Between ADR and HSI Night Futures? A Comprehensive Analysis of Their Relationship
What’s the difference between HSI ADR and HSI Night Futures? This article details their calculation methods, trading hours, and their relationship to Hong Kong stock market trends at night, helping you grasp market dynamics.
Beginner Investor Guide: Key Financial Terms for Earnings Announcements
Beginner Investor Guide: Key Financial Terms for Earnings Announcements
Essential financial terms for beginner investors to understand earnings announcements, with clear explanations of gross profit, net profit, P/E ratio, and more to help you easily read company financial reports.
Bank of China New Funds Definition and Fixed Deposit Offers Overview
Bank of China New Funds Definition and Fixed Deposit Offers Overview
The Bank of China new funds definition is calculated as the current total deposit value minus the previous month's end balance in the same currency, further deducting principal already used for new funds offers; only eligible funds qualify for fixed deposit promotions.
Bank of China Code Lookup and Remittance FAQs
Bank of China Code Lookup and Remittance FAQs
Methods for looking up Bank of China codes, differences between SWIFT Code and local bank codes, key points for filling out remittance details, and answers to common questions to help you complete remittances safely and quickly.
A Comprehensive Guide to USD to HKD Exchange Rate Differences Across Hong Kong Banks
A Comprehensive Guide to USD to HKD Exchange Rate Differences Across Hong Kong Banks
Instantly compare USD to HKD exchange rates from major Hong Kong banks and money changers, analyzing bid and ask prices, fees, and rate differences to help you choose the most cost-effective exchange channel.
What is the Definition of New Funds? Common Misunderstandings and Correct Operations
What is the Definition of New Funds? Common Misunderstandings and Correct Operations
The definition of new funds refers to fresh funds deposited into a bank account from external sources after a specified date, excluding internal transfers. Understanding this correctly helps seize bank promotions.
Latest Rankings of Hong Kong Banks' Fixed Deposit Rates
Latest Rankings of Hong Kong Banks' Fixed Deposit Rates
June 2025 Hong Kong bank rankings and latest fixed deposit rate comparisons, covering major and virtual banks, helping you choose the most suitable fixed deposit plan and highest rates.
List of Common Hong Kong Banks and Their Bank Codes
List of Common Hong Kong Banks and Their Bank Codes
A comprehensive list of common Hong Kong bank codes, with Citibank's bank code being 006, helping you accurately fill in transfer details to ensure fund safety and prevent returns due to errors.
Key Exchange Rate and Liquidity Risks to Know Before Foreign Currency Time Deposits
Key Exchange Rate and Liquidity Risks to Know Before Foreign Currency Time Deposits
Before investing in foreign currency time deposits, pay attention to exchange rate fluctuations and liquidity risks, understand conversion costs, early withdrawal terms, and diversification strategies to protect principal and interest returns.
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