Reggie Tan

Reggie Tan

FinTech Columnist | Payments Policy Analyst

BA in Finance, self-studied financial journalism. Former commercial bank international settlement officer, now independent commentator focusing on digital currency regulations. Writes Cross-Border Payments Journal column for Economic Observer, explaining forex policies through real-life cases.

Latest Articles

Essentials of Cross-border Finance: A Comprehensive Analysis of the Advantages of WorldFirst
Essentials of Cross-border Finance: A Comprehensive Analysis of the Advantages of WorldFirst
Curious about WorldFirst advantages? This article thoroughly analyzes its four core strengths: dynamic fees as low as 0.3% to reduce costs, global local accounts for near-instant fund settlement, Ant Group’s technology ensuring fund security, and support for VAT proxy payments and 1688 procurement—a cost-effective cross-border financial solution.
Analysis of IBAN and SWIFT Codes in the United States: Differences and Usage Guide
Analysis of IBAN and SWIFT Codes in the United States: Differences and Usage Guide
Do you need an IBAN for transfers to the US? The answer is no. US banks use SWIFT codes and ABA numbers. This SWIFT code analysis guide details their differences, structure, and correct usage to ensure your international transfers arrive smoothly.
International Transfers via PayPal: Analysis of Fees, Limits, and Precautions
International Transfers via PayPal: Analysis of Fees, Limits, and Precautions
Planning to use PayPal for international transfers? This article details the fees for individuals and merchants, including 3-4% currency conversion costs and a $35 fixed fee for withdrawals to mainland China banks. It also covers amount limits after account verification and supported countries, helping you mitigate risks and reduce costs.
Does Cash App Have a Limit on the Amount? A Detailed Explanation of Transfer Limits and Account Management
Does Cash App Have a Limit on the Amount? A Detailed Explanation of Transfer Limits and Account Management
Cash App does have transfer limits. Unverified accounts can send up to $250 per week and receive up to $1,000 per month. After identity verification, the weekly sending limit increases to $7,500 with no receiving limit. This article explains Cash App’s transfer limits for different accounts and how to increase them.
What is the Limit of MoneyGram? Analysis of Remittance Restrictions and Methods to Increase the Limit
What is the Limit of MoneyGram? Analysis of Remittance Restrictions and Methods to Increase the Limit
This article provides a detailed analysis of the MoneyGram limits, including transaction restrictions in different countries, the differences in limits for different payment methods, how to apply for an increase in the limit, and how to optimize the MoneyGram remittance experience.
How to Use MoneyGram? An Analysis of a Safe and Fast Remittance Method
How to Use MoneyGram? An Analysis of a Safe and Fast Remittance Method
This article provides a detailed introduction to the usage method, payment methods, fund arrival time, and remittance fees of MoneyGram, helping users find the safest and lowest-cost remittance solution.
How to Remit Money to Dubai? The Best Ways to Do It Quickly, Securely, and Cost-Effectively
How to Remit Money to Dubai? The Best Ways to Do It Quickly, Securely, and Cost-Effectively
This article introduces the best ways to remit money from the United States to Dubai, including bank wire transfers, online remittances, and digital payments. It provides a detailed analysis of tax incentives, fee comparisons, and security measures to help users optimize the remittance process.
How to Use a Capital One Credit Card for Remittance Internationally: Understanding the Fees and Process
How to Use a Capital One Credit Card for Remittance Internationally: Understanding the Fees and Process
Want to use a Capital One credit card for international transfers? While possible, banks treat this as a 'cash advance,' incurring high fees and interest. This article details the transfer process, total cost breakdown, and offers more cost-effective alternatives like using a debit card or bank account.
How to Choose the Best Exchange Rate and Service for Online Remittance through the Philippine National Bank?
How to Choose the Best Exchange Rate and Service for Online Remittance through the Philippine National Bank?
Want to optimize your Philippine National Bank online remittances? This article teaches you how to compare PNB with platforms like Wise for real-time exchange rates and hidden fees, helping you seize the best remittance timing, select the most cost-effective and fastest service, and ensure every penny is well spent.
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