Matt Teo

Matt Teo

Payments Industry Commentator | Financial Culture Researcher

BA in Economics, obsessed with payment history (collects antique banknotes). Publishes Sociology of Payments series on Caixin, revealing urban-rural gaps behind QR code payments. His World Currency Museum virtual exhibit garnered 1M+ views.

Latest Articles

Analysis of Santander Bank's Wire Transfer Service: Remittance Process, Fees, and Security
Analysis of Santander Bank's Wire Transfer Service: Remittance Process, Fees, and Security
Want to learn about Santander Bank's wire transfer service? This article details its international transfer process, $30 fixed fee, cost-saving tips for SEPA transfers, and blockchain-based security measures to help you complete cross-border transfers with ease.
A Guide to Using Visa Gift Cards Internationally: Safe and Convenient Cross-Border Payment Options
A Guide to Using Visa Gift Cards Internationally: Safe and Convenient Cross-Border Payment Options
Planning to use a Visa gift card internationally? This guide details its usage conditions, regional restrictions, currency conversion rules, and fees. Learn how to activate the card, check the balance, and avoid transaction failures in scenarios like hotels or car rentals, making your cross-border payments safe and convenient.
How to Transfer Money to a Mexican Bank Account? An Analysis of the Safest and Most Convenient Ways
How to Transfer Money to a Mexican Bank Account? An Analysis of the Safest and Most Convenient Ways
This article introduces how to transfer money to a Mexican bank account, covering methods such as bank wire transfer, online remittance, PayPal, and mobile payment, analyzes the fees, arrival time of funds, and security tracking methods, and ensures the smooth arrival of funds.
What is Electronic Transfer? An Analysis of a Secure and Efficient Modern Remittance Method
What is Electronic Transfer? An Analysis of a Secure and Efficient Modern Remittance Method
An electronic funds transfer (EFT) is a modern, cashless remittance method. This article explains its mechanics, main types (e.g., bank transfers, Alipay, wire transfers), and how multi-factor authentication and data encryption ensure secure, efficient, and often instant fund transfers.
What is the Limit of Apple Pay? Transfer Limits in Different Countries and Methods to Increase the Limit
What is the Limit of Apple Pay? Transfer Limits in Different Countries and Methods to Increase the Limit
This article introduces the transfer limits of Apple Pay in different countries, how to increase the limit, the impact of bank accounts, international remittance methods, and related fees, helping you to use Apple Pay efficiently and safely.
How to Transfer Money to Gcash? A Guide to Secure and Fast Cross-Border Remittances
How to Transfer Money to Gcash? A Guide to Secure and Fast Cross-Border Remittances
This article provides a detailed introduction on how to transfer money to Gcash, including remittance methods, fees, exchange rates, security, and how to reduce risks, helping you complete cross-border remittances quickly and safely.
What are the Remittance Apps that Accept American Express? Analysis of Fees, Limits, and Security
What are the Remittance Apps that Accept American Express? Analysis of Fees, Limits, and Security
Wondering which remittance apps accept American Express? Xoom, WorldRemit, and Remitly directly support it, but beware of 3% credit card fees and cash advance risks. This article details each platform’s fees, limits, and security to help you make informed choices.
What Currency Does Jamaica Use? Analysis of Payment Methods, Remittances, and Exchange Rates
What Currency Does Jamaica Use? Analysis of Payment Methods, Remittances, and Exchange Rates
Planning a trip to Jamaica? The official currency is the Jamaican Dollar (JMD), but U.S. dollars (USD) are widely accepted in tourist areas. This guide breaks down the usage scenarios for both currencies, payment methods, remittance options, and the latest exchange rates to help you make informed spending decisions.
How to Make International Remittances via Remitly Inc. Using a Credit Card for Secure and Convenient Transfers
How to Make International Remittances via Remitly Inc. Using a Credit Card for Secure and Convenient Transfers
This article introduces how to make international remittances via Remitly Inc. using a credit card, including the remittance process, fees, exchange rates, security, and matters needing attention, helping users choose a secure and convenient remittance method.
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