Matt Teo

Matt Teo

Payments Industry Commentator | Financial Culture Researcher

BA in Economics, obsessed with payment history (collects antique banknotes). Publishes Sociology of Payments series on Caixin, revealing urban-rural gaps behind QR code payments. His World Currency Museum virtual exhibit garnered 1M+ views.

Latest Articles

Can Google Play Balance Be Transferred? Pay Attention to These Hidden Restrictions
Can Google Play Balance Be Transferred? Pay Attention to These Hidden Restrictions
Google Play balance usually cannot be directly transferred or withdrawn because it is bound to the account and region. However, you can indirectly share it by gifting apps or setting up family sharing, and in specific cases, parents can apply to transfer balance from a child's account.
Can You Receive and Make Payments on Cash App Without Binding a Bank Card?
Can You Receive and Make Payments on Cash App Without Binding a Bank Card?
Yes, you can send and receive money on Cash App without linking a bank account. The key is completing identity verification, after which you can directly use your account balance for transfers and receiving funds. Applying for a free Cash Card also allows you to spend online and offline, but you cannot directly deposit from or withdraw to a bank.
How to Effectively Choose a Remittance Method: A Remittance Guide from the Philippines to the United States
How to Effectively Choose a Remittance Method: A Remittance Guide from the Philippines to the United States
This article provides a detailed introduction to the restrictions, methods, the impact of exchange rates, and the required identification documents for remitting money from the Philippines to the United States, helping you choose a suitable remittance service and ensuring the safe and timely arrival of the remittance.
How to Safely Transfer Google Play Balance to Other Accounts?
How to Safely Transfer Google Play Balance to Other Accounts?
This article provides a detailed introduction to the methods of transferring Google Play balance, including officially supported functions, common tools, platform restrictions, precautions, and legal operation skills, helping you manage account funds flexibly and efficiently.
What materials and precautions are needed when using Western Union?
What materials and precautions are needed when using Western Union?
Want to know how to use Western Union for remittance? As the sender, you need to provide recipient information and valid ID; as the recipient, prepare the Money Transfer Control Number (MTCN) and ID. This article lists the required documents in detail and reminds you to verify name spelling, confirm the recipient's city, and other key precautions to ensure smooth remittance.
What is a Bank Routing Number? A Detailed Explanation of Its Uses and How to Obtain It
What is a Bank Routing Number? A Detailed Explanation of Its Uses and How to Obtain It
A bank routing number is a 9-digit code used to identify banks within the US, ensuring funds flow accurately. It is key for setting up direct deposits, automatic payments, and processing electronic transfers. You can easily find it by checking the bottom left of a check, logging into online banking, or contacting bank support.
Methods and Precautions for Electronic Transfers from Canada to the United States
Methods and Precautions for Electronic Transfers from Canada to the United States
This article introduces how to make electronic transfers from Canada to the United States, including the Interac remittance process, fees, security, and common problems, to help users complete cross-border remittances smoothly.
How Much Can You Send with Zelle? Transfer Limits at Major U.S. Banks
How Much Can You Send with Zelle? Transfer Limits at Major U.S. Banks
The Zelle transfer limit is determined by your bank, typically with a daily limit of $2,500 to $3,500 and a monthly limit up to $20,000. If your bank is not a partner, the Zelle standalone app has a weekly limit of $500. This article details specific limits for major banks like BOA and Chase, along with methods to check your limits.
Remitly's US Dollar Exchange Rate: How to Send Money to Mexico with the Best Exchange Rate?
Remitly's US Dollar Exchange Rate: How to Send Money to Mexico with the Best Exchange Rate?
Users can lock in the exchange rate in real-time and choose a low-cost money transfer method. This article provides a detailed analysis of Remitly's exchange rate, fees, and money transfer speed, helping users find the best transfer solution.
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