Please remember to check with your bank or payee if you intend to send money to this SWIFT code. We can only provide you with a correctly formatted SWIFT code, which is most likely correct. We cannot tell you whether it is absolutely genuine or whether it is the correct SWIFT code for a particular account. If you think you have sent money using the wrong SWIFT code, contact your bank immediately. They may be able to cancel the transaction. If it's too late to cancel, you may need to contact the recipient in person and ask them to refund your money

What do these letters and numbers mean?

SWIFT codes (sometimes referred to as SWIFT numbers) are the standardized format for Business Identifier Codes (BICs). They are used by banks and financial institutions to identify themselves globally. It shows who and where they are - an international banking code or identity document. These codes are used to transfer money between banks, especially for international transfers or SEPA payments. Banks also use these codes to exchange messages between themselves

SWIFT Code Structure Explained (HSBC Example)

A SWIFT/BIC code consists of 8 or 11 characters that identify a bank or institution, plus optional branch information. The following is a fixed example used only to explain the code structure.

Bank/Institution Code 0–9, A–Z
The first 4 characters identify the bank or institution. In this example, it is HSBC.
Country/Region Code A–Z
Characters 5–6 are two letters indicating the country or region of the bank or institution. In this example, HK stands for Hong Kong, China.
Location Code 0–9, A–Z
Characters 7–8 are two letters or digits that identify the location. In this example, it is HH.
Branch Code 0–9, A–Z
The last 3 characters are an optional branch identifier made of letters or digits, used to distinguish a branch, department, or service. In this example, it is HKH; XXX usually indicates the head office.

SWIFT Code: HSBCHKHHHKH
Bank Name: The Hongkong and Shanghai Banking Corporation Limited (Hong Kong)
Bank Code: HSBC
Country/Region Code: HK
Location Code: HH
Branch Code: HKH