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Financing rate

If you are buying U.S. stocks on margin, you can check the current applicable financing rates by following the steps below:

  1. Enter the transaction page: click [Transaction] in the bottom menu bar (as shown in Figure (1)).
  2. Select the U.S. stock and turn on the financing switch (as shown in Figure (2)).
  3. Enter the purchase quantity (the quantity must be greater than the amount available in cash, less than or equal to the amount available for financing), the system will automatically calculate the amount to be financed, and click the text [Buy will generate a loan] (as shown in Figure (3) (4)).
  4. When financing is generated, the page will prompt the amount of "purchase will generate borrowing", click the [View Interest Rate] button on the right (as shown in Figure (5)).
  5. The system will pop up the current financing interest rate table, and you can check the annual interest rate according to your financing amount (as shown in Figure (6)).

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Margin lending rate

On the stock chart page, click on the "Rong" button in the upper right corner to display the annual interest rate of securities lending. The annual interest rate of securities lending will dynamically change according to the daily market supply. Please refer to the data on the page for the actual interest rate.

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Biya Global LLC is a U.S. limited liability company. It has completed federal MSB registration (Registration number 31000218637349) with FinCEN under the Bank Secrecy Act and is subject to FinCEN’s supervision.
Biya Global Limited is a New Zealand registered entity. It holds valid FSP registration (Registration number FSP1007221) on the Financial Service Providers Register (FSPR) under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 and is subject to supervision by the Financial Markets Authority (FMA).
The Company is registered as a Financial Service Provider (FSP) on the New Zealand Financial Service Providers Register (FSPR). In accordance with its registered financial service activities and applicable New Zealand financial and anti-money laundering regulations, the Company operates a technology-enabled financial services platform, providing clients with account opening assistance and related technical support services, while connecting with globally regulated and licensed brokerage firms to facilitate access to international securities investment opportunities.
Securities trading, asset custody, fund settlement and clearing services, which require specific financial licenses, are independently provided and performed by licensed financial institutions in the respective jurisdictions. Such regulated activities are conducted under the supervision of the relevant regulatory authorities in accordance with applicable laws and regulations.
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