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融资交易最显著的优势就是可以帮您扩大投资收益。可以通过以下例子来简单说明融资交易的优点:

假设您手中有10000元现金,某只股票市价为100元,保证金率为50%。您通过自有现金可购买100股股票,将初次买来的股票抵押后又可以向BiyaPay借入10000元来买股票;通过融资交易最终可持有200股100元/股的股票,此时持仓市值为20000元。

当股价上涨50%,到150元/股,您持仓市值变为30000元,您借BiyaPay的资金还是10000元不变,而您的净资产上涨到20000元。

融券交易是当投资者认为股票价格将要下跌时,常用的一种策略。您自己并不持有该股票,需要向券商借来股票卖出,等股票价格下跌后再买入同等数量的股票归还券商,通过这种「高卖低买」的方法来赚取差价。举一个简单的例子来说明:

假设某只股票市价为100元/股,您认为该股票未来一段时间会下跌,您先向券商借入100股卖出,这时您账户中因卖出100股会使现金增加10000元,而股票数量变为-100股。一段时间后股价下跌到50元/股,这时您只需要花费5000元买入100股还给券商即可,剩余的5000元就是您的融券交易收益。

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Biya Global LLC is a U.S. limited liability company. It has completed federal MSB registration (Registration number 31000218637349) with FinCEN under the Bank Secrecy Act and is subject to FinCEN’s supervision.
Biya Global Limited is a New Zealand registered entity. It holds valid FSP registration (Registration number FSP1007221) on the Financial Service Providers Register (FSPR) under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 and is subject to supervision by the Financial Markets Authority (FMA).
The Company is registered as a Financial Service Provider (FSP) on the New Zealand Financial Service Providers Register (FSPR). In accordance with its registered financial service activities and applicable New Zealand financial and anti-money laundering regulations, the Company operates a technology-enabled financial services platform, providing clients with account opening assistance and related technical support services, while connecting with globally regulated and licensed brokerage firms to facilitate access to international securities investment opportunities.
Securities trading, asset custody, fund settlement and clearing services, which require specific financial licenses, are independently provided and performed by licensed financial institutions in the respective jurisdictions. Such regulated activities are conducted under the supervision of the relevant regulatory authorities in accordance with applicable laws and regulations.
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