How to implement a fixed-investment plan

BiyaPay
Published on 2026-03-02 Updated on 2026-03-02

I. What is Auto-Investment?

Auto-investment is a smart investment feature. Once enabled, the system will automatically detect idle funds in your account for a specified currency and automatically invest in corresponding flexible investment products. The first investment will be executed immediately after activation. Afterward, the balance and returns will be automatically checked daily at 09:00 (UTC 01:00), and interest will begin accruing immediately. Redemption is supported at any time, balancing profitability and liquidity.

II. Why Enable Auto-Investment?

  1. No Idle Funds: Idle USDT, USD, USDC, etc., in your account are automatically transferred to investment products, preventing funds from sitting idle.

  2. Uninterrupted Returns: Daily automatic detection and investment ensure continuous returns, improving overall asset returns.

  3. Zero Operation Burden: No manual operation is required; the system executes automatically, saving time and effort, suitable for busy investors.

  4. Flexible and Secure: Flexible investment products support redemption at any time without affecting normal use such as trading and withdrawals, balancing liquidity and security.

III. How to Enable Auto-Investment? Step 1: Access Auto-Subscription Management

  1. Click “Assets” at the bottom, then switch to the “Wealth Management” page at the top.

  2. Locate the “Default Subscription” module (displayed as “Not Enabled”), and click to enter the auto-subscription management page.

Step 2: Select Subscription Currency

  1. You can enable the “All Currencies” switch to start auto-subscription for all configured currencies with one click.

  2. You can also enable it individually for currencies such as USDT, USD, and USDC to flexibly control the flow of funds.

Step 3: Confirm Activation

  1. Carefully read the function description. After confirming that you have no objections, click the “Confirm Activation” button at the bottom.

  2. The system will immediately execute the first auto-subscription. Afterward, it will automatically detect and subscribe daily according to the rules, and the funds will begin accruing interest.

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IV. Risk Warnings

  1. Investing involves risk; please invest cautiously. Automatic subscriptions to current account wealth management products do not guarantee returns, and historical annualized returns are not indicative of future performance.

  2. Please choose whether to activate this feature based on your own risk tolerance to avoid impacting your liquidity due to excessive investment.

  3. In the event of significant market fluctuations, investment returns may decrease, or even result in principal loss. Please make informed decisions.

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BIYA GLOBAL LLC is a licensed entity registered with the U.S. Securities and Exchange Commission (SEC No.: 802-127417); a certified member of the Financial Industry Regulatory Authority (FINRA) (Central Registration Depository CRD No.: 325027); regulated by the Financial Industry Regulatory Authority (FINRA) and the U.S. Securities and Exchange Commission (SEC).
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