What are the terms of use for the AI ​​strategy tools

BiyaPay
Published on 2026-04-16 Updated on 2026-04-16

This risk statement aims to fully disclose to you the various risks you may encounter when using this AI strategy tool for trading. Before using this strategy tool, please carefully read, fully understand, and agree to all the contents of this statement. If you do not accept this statement, please do not use this tool. This tool is only a supplementary information reference tool and does not constitute any investment advice, offer, invitation to offer, trading recommendation, or decision-making basis for any securities, futures, funds, or other financial products. All your investment decisions should be based on your own independent judgment.

I. AI Model and Data Related Risks

  1. Data Limitation Risk: The AI ​​model of this tool relies on historical market data, publicly available information, and specific algorithms to generate target recommendations and buy event alerts. However, historical data cannot cover all market variables (such as sudden policies, industry black swan events, undisclosed company information, etc.), and data sources may be outdated, incomplete, or have errors, which may lead to deviations between the model output results and actual market conditions.

  2. Past Performance Does Not Guarantee Future Risk: The AI ​​model learns market patterns based on historical data, but the past performance of its recommended targets (such as price increases, probability of profit, etc.) does not constitute a promise or guarantee of future returns. Financial markets are highly uncertain. Strategies or targets that have been effective in the past may become ineffective in the future due to changes in the market environment (such as interest rate adjustments, economic cycle shifts, and changes in market sentiment), potentially leading to investment losses.

  3. Model Bias and Failure Risk: AI models may have inherent biases in their algorithmic logic, parameter settings, and training sample selection (such as overfitting to historical data or ignoring niche risk factors). Furthermore, when extreme market conditions occur (such as circuit breakers or liquidity shortages) or new risk events (such as public health emergencies or geopolitical conflicts), the model may be unable to effectively respond due to its unfamiliarity with such scenarios, resulting in invalid outputs or misleading suggestions.

II. Inherent Risks of Financial Markets

  1. Market Volatility Risk: Financial market prices (including stocks, bonds, funds, etc.) are affected by multiple factors such as macroeconomic data, policy guidance, industry prosperity, company operating conditions, market supply and demand, and investor sentiment, exhibiting significant volatility and uncertainty. Even if this tool recommends a target, you may still face the risk of price declines, being trapped, or being unable to realize your investment in a timely manner after purchase, and may even suffer a loss of principal.

  2. Policy and Regulatory Risks: Regulatory policies for financial markets in various countries and regions (such as adjustments to trading rules, industry control policies, changes in tax policies, and restrictions on foreign investment access) may change at any time. Such changes may directly affect the valuation, liquidity, and trading eligibility of the underlying assets, thereby potentially damaging your investment returns or preventing the normal execution of your investment plan.

  3. Liquidity Risk: Some of the assets recommended by this tool (such as small-cap stocks and stock options with expiration dates) may have insufficient liquidity. When you need to sell, you may face situations where you cannot complete the transaction at a reasonable price, or the transaction may be delayed or impossible, leading to increased investment losses.

III. User Decision-Making and Operational Risks

  1. Risk of Responsibility for Independent Judgment: This tool only provides information on underlying assets and buy event alerts and does not replace your independent thinking and decision-making. When using this tool, you should carefully verify, analyze, and judge the information output by the tool in light of your own risk tolerance, investment objectives, investment horizon, financial situation (such as investable amount and debt situation), and investment experience, and avoid blindly relying on the conclusions of the tool for investment. Any investment losses caused by failure to fulfill the obligation of independent judgment shall be borne by you.

  2. Operational Execution Risk: When you make a buy order based on the prompts of this tool, the actual trading results may differ from your expectations due to your own operational errors (such as incorrect selection of targets, incorrect input of transaction quantities, missing trading opportunities), trading platform malfunctions (such as system delays, lag, data errors), network problems, etc. You will bear all related risks and losses.

  3. Risk of Mismatched Risk: This tool does not provide a customized assessment of your individual risk tolerance. The targets it recommends may exceed your risk tolerance range (such as highly volatile growth stocks, highly leveraged financial products, etc.). If you choose targets that do not match your risk tolerance, you may face unexpected losses, or even affect your personal financial stability.

IV. Information Timeliness and Accuracy Risk

  1. Information Delay Risk: The target information and buy event prompts of this tool rely on the data update cycle, and there may be time delays in information collection, processing, and output. When significant market changes occur in real time (such as a sudden negative announcement from the target company or an emergency adjustment to industry policies), this tool does not support real-time push notifications for such changes. You must obtain timely information through other channels to avoid missing crucial decision-making opportunities due to reliance on this tool (such as failing to stop losses in time before the target stock hits its intraday limit down).

  2. Information Accuracy Risk: Although this tool strives for information accuracy, it cannot completely rule out the possibility of errors in target information (such as code, name, financial data) and purchase events (such as time, trigger conditions) due to incorrect data sources, algorithm vulnerabilities, system failures, etc. If you invest based on erroneous information, you will bear the related losses yourself.

V. Disclaimer

  1. The developer and operator of this tool (hereinafter referred to as “we”) makes no express or implied warranty as to the accuracy, completeness, timeliness, effectiveness, or applicability of the target recommendations and purchase event alerts provided by the tool, nor does it make any commitment or guarantee regarding any investment returns (including expected returns) generated by your use of this tool.

  2. We shall not be liable for any direct or indirect losses (including but not limited to loss of principal, reduced profits, increased transaction costs, opportunity costs, etc.) arising from your use of this tool or reliance on its output information for investment decisions or operations (including but not limited to breach of contract and tort liability).

  3. The rules, algorithms, and functions of this tool may be adjusted or terminated due to technological upgrades, market changes, regulatory requirements, etc. We will notify you through reasonable means, but shall not be liable for any losses caused to you by such adjustments or termination.

Important Note: Investment involves risk;
please invest with caution. We strongly recommend that you fully understand the risk characteristics of the relevant financial products before making any investment and develop a reasonable investment plan based on your own circumstances. Your use of this tool constitutes your full understanding and acceptance of all the contents of this risk statement, and your voluntary assumption of the relevant risks and responsibilities.

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