How to Check Futures Financing Interest and How Interest Is Calculated on the App:

Click the three dots in the upper right corner of any futures [Trading] page in the app to jump to the fee center. In the fee center, click on futures to view the financing interest rate fee table.

How to Check Futures Financing Interest and How Interest Is Calculated on the Web:

Viewing Path: Log in to the BiyaPay trading website: https://invest.biyapay.com/, click on the top navigation bar [More], select [Fee Center], enter the [Futures] section, and click [Financing Rates] to view.

Interest Calculation Instructions:

• When the available cash of a certain currency is insufficient, but the total available funds across all currencies are sufficient, the system will automatically trigger financing and start calculating interest.
• If you want to avoid interest, you can use the [Quick Exchange Function] to exchange currencies.
• Actions that generate borrowing include:
• Unrealized profit and loss
• Closed position profit and loss
• Related fees during trading
• Margin occupation is not included in the borrowing amount

Interest Rate Currencies:

Supported currencies include: USD, HKD, CHN, SGD, JPY, EUR

Interest Settlement Rules:

• Interest Calculation Period: Daily Beijing Time 6:00 AM on T-1 day to 6:00 AM on T day
• Interest Calculation Method: Calculated based on the debt amount snapshot at 6:00 AM daily
• Repayment Rule: If the loan is repaid before 6:00 AM, no interest is charged
• Interest Deduction Time: Automatically deducted daily at Beijing Time 6:20 AM