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1、融资利息：
（不区分股票，只区分币种）
融资利息 = 融资金额 * 融资利率 / 360
融资利息按日计算，在市场23点计算（美股在美国时间23点，港股则按香港时间23点）
若有借款则计息结算（计算利息后，从可用余额减去利息）。
2、融券利息：
融券利息 =（个股收盘价 * 102%（向上取整）* 做空持股数 * 个股融券利率（做空费率）/ 360
个股收盘价指的是盘后收盘价格
融券利息按日计算，在市场23点计算（美股在美国时间23点，港股则按香港时间23点）
若有借券则计息结算（计算利息后，从可用余额减去利息）
当日买入，当日23点之前卖出不收利息
非开盘时间（假日，周六日）也计算利息，持有几天收几天的利息。
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Mail: service@biyapay.com
Customer Service Telegram: https://t.me/biyapay001
Telegram Community: https://t.me/biyapay_ch
Digital Asset Community: https://t.me/BiyaPay666
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Compliance Entity
Biya Global LLC is a U.S. limited liability company. It has completed federal MSB registration (Registration number 31000218637349) with FinCEN under the Bank Secrecy Act and is subject to FinCEN’s supervision.
Biya Global Limited is a New Zealand registered entity. It holds valid FSP registration (Registration number FSP1007221) on the Financial Service Providers Register (FSPR) under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 and is subject to supervision by the Financial Markets Authority (FMA).
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