Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Is there a reliable remittance platform for overseas workers to send money to support their families?
Is there a reliable remittance platform for overseas workers to send money to support their families?
In communication with overseas workers, there is always an important topic - how to safely and economically send hard-earned money back home.
What should I do if my bank card is frozen? This is the safest way to trade cryptocurrency and withdraw funds!
What should I do if my bank card is frozen? This is the safest way to trade cryptocurrency and withdraw funds!
In recent years, it has been common for digital currency withdrawals to be frozen, which has caused confusion and anxiety for many cryptocurrency speculators.
After 25 years, Trump is about to take office. How will Wang Junlin lead the US stock market to start a year of "cheating"?
After 25 years, Trump is about to take office. How will Wang Junlin lead the US stock market to start a year of "cheating"?
The year 2024 is coming to an end.
Sending Money to the UK via Online Banking: A Comprehensive Guide to Transfer Process, Fees, and Security
Sending Money to the UK via Online Banking: A Comprehensive Guide to Transfer Process, Fees, and Security
A complete guide to transferring money to the UK via online banking, covering fees, transfer times, limits, and security measures to help you complete cross-border transfers efficiently and safely, avoiding common risks.
International Transfers to Thailand: A Complete Guide on Procedure and Fees
International Transfers to Thailand: A Complete Guide on Procedure and Fees
A detailed guide to the full process of international remittance to Thailand, covering operational steps, fees, arrival times, and compliance considerations for banks and third-party channels to help you remit funds safely and efficiently.
Unveiling the Truth About Bank Transfers in Japan: 7 Key Points You Must Know Before Remitting
Unveiling the Truth About Bank Transfers in Japan: 7 Key Points You Must Know Before Remitting
7 essential points to know before a Japan bank transfer: fee structures, processing times, required documents, amount limits, common pitfalls, and safety tips to ensure efficient and secure remittances.
Must-Reads for Renting in the UK: Rental Traps and Common Scam Warnings
Must-Reads for Renting in the UK: Rental Traps and Common Scam Warnings
UK rental must-read: Identify fake landlords, deposit traps, and fraudulent listings, master anti-scam techniques, ensure deposit and contract legality, and rent safely to avoid fraud.
BiyaPay celebrates its 5th anniversary and becomes a Registered Financial Services Company (RFSP) in New Zealand, with operations worldwide!
BiyaPay celebrates its 5th anniversary and becomes a Registered Financial Services Company (RFSP) in New Zealand, with operations worldwide!
The global multi-asset trading wallet BiyaPay was founded in 2019 and recently celebrated its five-year anniversary.
Announcement on the upcoming launch of the new version of BiyaPay web client
Announcement on the upcoming launch of the new version of BiyaPay web client
We have made a new revision and optimization for the web client (hereinafter referred to as “Web Client”) after logging in to the BiyaPay official website, and confirmed that it will be officially launched in early September.
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