Tomas Ng

Tomas Ng

Wealth Risk Specialist | Investment Educator

MA in Finance, FRM certified, took mass communication courses. Develops risk models for retail banking at a regional bank. Writes Mingda on Risk column for Yicai Media. Runs YouTube channel Margin of Safety using TV drama clips to explain investment risks.

Latest Articles

Send Money to Nepal: Best Ways, Fees, Exchange Rates and Transfer Speed
Send Money to Nepal: Best Ways, Fees, Exchange Rates and Transfer Speed
Compare ways to send money to Nepal, including Wise, Remitly and bank wires. Learn how fees, exchange rates, delivery speed and transfer size affect total cost.
Analysis of MoneyGram Remittance Limits: Amount Limits, Fees, and Methods to Increase the Limit
Analysis of MoneyGram Remittance Limits: Amount Limits, Fees, and Methods to Increase the Limit
MoneyGram transfer limits explained: Online single transactions and 30-day rolling limits are typically $10,000, but vary by country/region. This article breaks down transaction limits, fee structures, and exchange rate costs, while providing methods to effectively increase your limit through identity verification and contacting customer service.
A Detailed Explanation of Revolut's International Transfer Fees: How to Make Cross-Border Remittances Efficiently and Securely
A Detailed Explanation of Revolut's International Transfer Fees: How to Make Cross-Border Remittances Efficiently and Securely
This article provides a detailed introduction to Revolut's international transfer fee structure, exchange rate policy, and service advantages, helping you understand how to make cross-border remittances efficiently and securely and comparing the characteristics of different platforms.
MoneyGram Guide for Converting US Dollars to Pesos: Conversion Methods, Exchange Rates, and Transaction Security
MoneyGram Guide for Converting US Dollars to Pesos: Conversion Methods, Exchange Rates, and Transaction Security
This MoneyGram USD to PHP guide details online and offline remittance methods. Learn how to check real-time exchange rates, compare fees, and master key security measures like protecting the transaction reference number to ensure funds reach the Philippines efficiently and securely.
Guide to Using Google Pay in Vietnam: Current Situation, Payment Methods, and Remittance Suggestions
Guide to Using Google Pay in Vietnam: Current Situation, Payment Methods, and Remittance Suggestions
This Vietnam Google Pay guide answers your questions: Google Pay supports online payments and NFC tap-to-pay in Vietnam, but its adoption lags far behind local wallets like MoMo. This article details its payment methods, limitations, comparisons with local wallets, and international remittance suggestions.
Is it Safe to Transfer Money to Others via Apple Pay? A Detailed Explanation of Apple Pay Remittance
Is it Safe to Transfer Money to Others via Apple Pay? A Detailed Explanation of Apple Pay Remittance
This article provides a detailed introduction on how to transfer money to others using Apple Pay, including the usage steps of Apple Pay, security, transfer fees, limits, and applicable scenarios, helping users choose the most suitable payment method.
With the combination of CoWoS packaging and N2 technology, can TSMC maintain its position at the top of the global chip manufacturing process?
With the combination of CoWoS packaging and N2 technology, can TSMC maintain its position at the top of the global chip manufacturing process?
TSMC is currently the most advanced chip manufacturer in the world.
A Comprehensive Understanding of Panda Remit: Cross-border Remittance Is No Longer Difficult
A Comprehensive Understanding of Panda Remit: Cross-border Remittance Is No Longer Difficult
Want to fully understand Panda Remit? It’s a secure and compliant cross-border transfer platform offering low fees and locked exchange rates, with funds arriving in as fast as 2 minutes without using your personal foreign exchange quota, making remittances simple.
How to Add a Prepaid Debit Card to Your Cash App Account? A Complete Guide
How to Add a Prepaid Debit Card to Your Cash App Account? A Complete Guide
Want to add a prepaid debit card to Cash App? This guide provides step-by-step instructions: open the app, click 'Linked Banks,' select 'Add Debit Card,' and enter the card number, expiration date, and CVV to complete. Learn about supported card types and solutions to common issues.