Reggie Tan

Reggie Tan

FinTech Columnist | Payments Policy Analyst

BA in Finance, self-studied financial journalism. Former commercial bank international settlement officer, now independent commentator focusing on digital currency regulations. Writes Cross-Border Payments Journal column for Economic Observer, explaining forex policies through real-life cases.

Latest Articles

Latest One-Month HIBOR Rate Trends and Mortgage Strategies
Latest One-Month HIBOR Rate Trends and Mortgage Strategies
In 2025, the one-month HIBOR has plummeted to 0.62%, easing the repayment burden for mortgagors. Analyze the latest HIBOR trends and mortgage strategy recommendations to help you flexibly respond to the market.
Observations on American Depositary Receipts Reflecting International Capital Confidence in Hong Kong Stock Market Opening
Observations on American Depositary Receipts Reflecting International Capital Confidence in Hong Kong Stock Market Opening
Price movements in American Depositary Receipts can instantly reflect international capital confidence in the Hong Kong stock market opening, assisting investors in predicting the next day's market trends and gauging market sentiment.
Definition, Calculation Process, and FAQs of Hong Kong Interbank Offered Rate (HIBOR)
Definition, Calculation Process, and FAQs of Hong Kong Interbank Offered Rate (HIBOR)
The Hong Kong Interbank Offered Rate is the short-term borrowing rate among Hong Kong banks, calculated based on quotes from 20 banks, impacting mortgage and financial product rates, with a detailed explanation of the calculation process and FAQs.
Beginner’s Guide: How to Compare HIBOR Mortgages with Other Mortgage Options
Beginner’s Guide: How to Compare HIBOR Mortgages with Other Mortgage Options
Compare Hong Kong HIBOR rates, Prime-based (P) mortgages, and fixed-rate mortgages, understand interest rate fluctuations, payment stability, and selection tips to help you choose the most suitable mortgage option.
Hong Kong Top 10 Money Changers JPY to HKD Exchange Rate Comparison Guide
Hong Kong Top 10 Money Changers JPY to HKD Exchange Rate Comparison Guide
Instantly compare JPY to HKD exchange rates, fees, and booking methods of Hong Kong's top 10 money changers to help you select the best rate and save on every yen exchange cost.
HKD to THB Exchange Guide: Must-Know Currency Exchange Methods Before Traveling to Thailand
HKD to THB Exchange Guide: Must-Know Currency Exchange Methods Before Traveling to Thailand
A guide to exchanging HKD to THB, detailing Hong Kong exchange methods, rate comparisons, fees, and safety tips to help you choose the most suitable exchange channel.
Basic Knowledge and Applications of Hong Kong Bank Codes
Basic Knowledge and Applications of Hong Kong Bank Codes
Bank code 024 belongs to Hang Seng Bank. Hong Kong bank codes are used to identify banks for local transfers. Correctly entering bank codes prevents misdirected funds and ensures secure transfers.
Unveiling Hong Kong HIBOR Rates: Save Money on Your Mortgage
Unveiling Hong Kong HIBOR Rates: Save Money on Your Mortgage
The latest trends in Hong Kong HIBOR rates for 2025, a comparison of major banks' HIBOR mortgage plans, and money-saving tips to help you smartly choose a mortgage plan and reduce interest burdens.
How to Use Free Stock Quote Platforms for Technical Analysis
How to Use Free Stock Quote Platforms for Technical Analysis
Free stock quote platforms support technical analysis, candlestick charts, and multi-stock comparisons, helping you easily grasp market trends, suitable for both beginners and experienced investors.