Reggie Tan

Reggie Tan

FinTech Columnist | Payments Policy Analyst

BA in Finance, self-studied financial journalism. Former commercial bank international settlement officer, now independent commentator focusing on digital currency regulations. Writes Cross-Border Payments Journal column for Economic Observer, explaining forex policies through real-life cases.

Latest Articles

What is the Definition of New Funds? Common Misunderstandings and Correct Operations
What is the Definition of New Funds? Common Misunderstandings and Correct Operations
The definition of new funds refers to fresh funds deposited into a bank account from external sources after a specified date, excluding internal transfers. Understanding this correctly helps seize bank promotions.
Latest Rankings of Hong Kong Banks' Fixed Deposit Rates
Latest Rankings of Hong Kong Banks' Fixed Deposit Rates
June 2025 Hong Kong bank rankings and latest fixed deposit rate comparisons, covering major and virtual banks, helping you choose the most suitable fixed deposit plan and highest rates.
List of Common Hong Kong Banks and Their Bank Codes
List of Common Hong Kong Banks and Their Bank Codes
A comprehensive list of common Hong Kong bank codes, with Citibank's bank code being 006, helping you accurately fill in transfer details to ensure fund safety and prevent returns due to errors.
Key Exchange Rate and Liquidity Risks to Know Before Foreign Currency Time Deposits
Key Exchange Rate and Liquidity Risks to Know Before Foreign Currency Time Deposits
Before investing in foreign currency time deposits, pay attention to exchange rate fluctuations and liquidity risks, understand conversion costs, early withdrawal terms, and diversification strategies to protect principal and interest returns.
How to Correctly Fill in the OCBC Bank Code? Common Questions Answered
How to Correctly Fill in the OCBC Bank Code? Common Questions Answered
The OCBC bank code is 038, and filling it correctly ensures secure fund transfers. Learn the filling steps, lookup methods, and common errors to avoid transfer mistakes.
Analysis of Capital Flows and Internationalization Features of Nasdaq and Hong Kong Stock Markets
Analysis of Capital Flows and Internationalization Features of Nasdaq and Hong Kong Stock Markets
Analysis of differences in capital flows, internationalization, and regulatory policies between Hong Kong and Nasdaq, dissecting the linkage effects of the two markets to help optimize investment and listing strategies.
Hang Seng Index Futures Market Sentiment and Trading Data
Hang Seng Index Futures Market Sentiment and Trading Data
Stay updated on the latest Hang Seng Index futures market sentiment, real-time trading data, and popular stock movements, analyzing bullish and bearish forces with technical indicators to flexibly adjust your investment strategy.
Real-World Testing and Risk Assessment of Interest Income from Large-Scale HKD Fixed Deposits
Real-World Testing and Risk Assessment of Interest Income from Large-Scale HKD Fixed Deposits
Detailed analysis of interest calculation methods for large-scale HKD fixed deposits, real-world testing of rates and returns across banks, and evaluation of risks such as liquidity, protection, and taxation.
Guide for Hong Kong Residents to Open a Bank Account in Shenzhen, China: Process and Practical Tips
Guide for Hong Kong Residents to Open a Bank Account in Shenzhen, China: Process and Practical Tips
A complete guide to the bank account opening process in Shenzhen, China, including required documents, booking methods, and cross-border services, helping Hong Kong residents easily set up accounts and use banking services securely.