Reggie Tan

Reggie Tan

FinTech Columnist | Payments Policy Analyst

BA in Finance, self-studied financial journalism. Former commercial bank international settlement officer, now independent commentator focusing on digital currency regulations. Writes Cross-Border Payments Journal column for Economic Observer, explaining forex policies through real-life cases.

Latest Articles

Why Is the Standard Chartered Mobile App So Popular?
Why Is the Standard Chartered Mobile App So Popular?
The Standard Chartered Mobile App integrates key functions such as account checking, transfers, investments, credit cards, and loans, with a simple and user-friendly interface, making banking secure and convenient.
Why Is There Such a Big Difference Between the Shanghai Index and the CSI 300 Index?
Why Is There Such a Big Difference Between the Shanghai Index and the CSI 300 Index?
The Shanghai Index only covers companies listed in Shanghai, while the CSI 300 selects the 300 largest and most liquid stocks from the Chinese stock market, offering stronger representation.
Comprehensive Analysis of Shanghai Composite Index Trading Rules and Hours
Comprehensive Analysis of Shanghai Composite Index Trading Rules and Hours
A detailed breakdown of the Shanghai Composite Index trading hours, trading rules, T+1 system, trading units, and price fluctuation limits to help you grasp key investment points and reduce operational risks.
Analysis of Differences in U.S. Stock Market Trading Hours Between Daylight Saving Time and Standard Time and Coping Strategies
Analysis of Differences in U.S. Stock Market Trading Hours Between Daylight Saving Time and Standard Time and Coping Strategies
U.S. stock market opening hours differ by one hour in Hong Kong between daylight saving time and standard time. Investors need to pay attention to trading hour changes and flexibly adjust their schedules and order placement strategies to reduce risks.
Comparison and Tutorial of U.S. Pre-Market Trading Platforms
Comparison and Tutorial of U.S. Pre-Market Trading Platforms
Comparison of U.S. pre-market trading platforms, account opening process, fees, and operational tutorial to help you master pre-market order placement techniques and easily choose a suitable platform for investment.
Latest One-Month HIBOR Rate Trends and Mortgage Strategies
Latest One-Month HIBOR Rate Trends and Mortgage Strategies
In 2025, the one-month HIBOR has plummeted to 0.62%, easing the repayment burden for mortgagors. Analyze the latest HIBOR trends and mortgage strategy recommendations to help you flexibly respond to the market.
Observations on American Depositary Receipts Reflecting International Capital Confidence in Hong Kong Stock Market Opening
Observations on American Depositary Receipts Reflecting International Capital Confidence in Hong Kong Stock Market Opening
Price movements in American Depositary Receipts can instantly reflect international capital confidence in the Hong Kong stock market opening, assisting investors in predicting the next day's market trends and gauging market sentiment.
Definition, Calculation Process, and FAQs of Hong Kong Interbank Offered Rate (HIBOR)
Definition, Calculation Process, and FAQs of Hong Kong Interbank Offered Rate (HIBOR)
The Hong Kong Interbank Offered Rate is the short-term borrowing rate among Hong Kong banks, calculated based on quotes from 20 banks, impacting mortgage and financial product rates, with a detailed explanation of the calculation process and FAQs.
Beginner’s Guide: How to Compare HIBOR Mortgages with Other Mortgage Options
Beginner’s Guide: How to Compare HIBOR Mortgages with Other Mortgage Options
Compare Hong Kong HIBOR rates, Prime-based (P) mortgages, and fixed-rate mortgages, understand interest rate fluctuations, payment stability, and selection tips to help you choose the most suitable mortgage option.
BiyaPay
BiyaPay makes crypto more popular!

Contact Us

Mail: service@biyapay.com
Customer Service Telegram: https://t.me/biyapay001
Telegram Community: https://t.me/biyapay_ch
Digital Asset Community: https://t.me/BiyaPay666
BiyaPay的电报社区BiyaPay的Discord社区BiyaPay客服邮箱BiyaPay Instagram官方账号BiyaPay Tiktok官方账号BiyaPay LinkedIn官方账号
Regulation Subject
BIYA GLOBAL LLC
BIYA GLOBAL LLC is registered with the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury, as a Money Services Business (MSB), with registration number 31000218637349, and regulated by the Financial Crimes Enforcement Network (FinCEN).
BIYA GLOBAL LIMITED
BIYA GLOBAL LIMITED is a registered Financial Service Provider (FSP) in New Zealand, with registration number FSP1007221, and is also a registered member of the Financial Services Complaints Limited (FSCL), an independent dispute resolution scheme in New Zealand.
©2019 - 2026 BIYA GLOBAL LIMITED