Reggie Tan

Reggie Tan

FinTech Columnist | Payments Policy Analyst

BA in Finance, self-studied financial journalism. Former commercial bank international settlement officer, now independent commentator focusing on digital currency regulations. Writes Cross-Border Payments Journal column for Economic Observer, explaining forex policies through real-life cases.

Latest Articles

How to Identify Branch Codes? Comparing Bank of China with Other Banks
How to Identify Branch Codes? Comparing Bank of China with Other Banks
What’s the difference between Bank of China’s branch codes and others? Compare major banks’ branch code formats and learn how to accurately find and identify them to ensure correct transfer details.
Is HSBC PayMe Safe? Security, Top-Up Fees, Limits, and Common Issues Explained
Is HSBC PayMe Safe? Security, Top-Up Fees, Limits, and Common Issues Explained
What is PayMe? Launched by HSBC, PayMe offers bank-grade security, low fees, and versatile payment functions, addressing your common questions about top-ups, transfers, and account management.
Citibank Fixed Deposit Account Opening Process and Interest Rate Comparison
Citibank Fixed Deposit Account Opening Process and Interest Rate Comparison
Citibank fixed deposit account opening is simple, supports multiple currencies and flexible terms, and allows easy access to the latest Citibank fixed deposit rates and comparisons.
2025 Hong Kong Bank Prime Rate Comparison: How Does Bank of Communications Perform?
2025 Hong Kong Bank Prime Rate Comparison: How Does Bank of Communications Perform?
In 2025, Bank of Communications' prime rate is 5.5%, among the lower levels for traditional banks. Compare major banks' rates to choose the best financial plan.
What is the SWIFT Code for Standard Chartered Bank Hong Kong and How to Use It
What is the SWIFT Code for Standard Chartered Bank Hong Kong and How to Use It
The SWIFT code for Standard Chartered Bank Hong Kong is SCBLHKHHXXX, primarily used for international transfers to ensure funds are safely and accurately received. Verify the correct SWIFT code before transferring.
Liquidity Challenges of U.S. Stock Market Night Trading for Hong Kong Investors
Liquidity Challenges of U.S. Stock Market Night Trading for Hong Kong Investors
The U.S. stock market closing time has a significant time difference with Hong Kong, with low liquidity during night trading, making it easy for investors to face transaction difficulties, price volatility, and information delays, requiring careful risk management and strategy adjustments.
How Beginners Can Choose Shanghai Composite Index-Related Funds
How Beginners Can Choose Shanghai Composite Index-Related Funds
How can beginners smartly choose Shanghai Composite Index funds based on investment goals, fund fees, and performance? Check out key selection tips and platform comparison advice.
Hong Kong USD to HKD Exchange: Money Changer vs Bank Comparison Guide
Hong Kong USD to HKD Exchange: Money Changer vs Bank Comparison Guide
Hong Kong USD to HKD exchange process, rates, fees, required documents, and safety precautions, with a comprehensive comparison of money changers and banks to help you exchange money with confidence.
Can You Trade U.S. Stocks After Market Close? After-Hours Trading Guide and Risk Warnings
Can You Trade U.S. Stocks After Market Close? After-Hours Trading Guide and Risk Warnings
U.S. stocks can still be traded after market close through after-hours trading, from 4:00 PM to 8:00 PM EST. Learn the operational steps, liquidity risks, and beginner precautions to safely participate in after-hours trading.
BiyaPay
BiyaPay makes crypto more popular!

Contact Us

Mail: service@biyapay.com
Customer Service Telegram: https://t.me/biyapay001
Telegram Community: https://t.me/biyapay_ch
Digital Asset Community: https://t.me/BiyaPay666
BiyaPay的电报社区BiyaPay的Discord社区BiyaPay客服邮箱BiyaPay Instagram官方账号BiyaPay Tiktok官方账号BiyaPay LinkedIn官方账号
Regulation Subject
BIYA GLOBAL LLC
BIYA GLOBAL LLC is registered with the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury, as a Money Services Business (MSB), with registration number 31000218637349, and regulated by the Financial Crimes Enforcement Network (FinCEN).
BIYA GLOBAL LIMITED
BIYA GLOBAL LIMITED is a registered Financial Service Provider (FSP) in New Zealand, with registration number FSP1007221, and is also a registered member of the Financial Services Complaints Limited (FSCL), an independent dispute resolution scheme in New Zealand.
©2019 - 2026 BIYA GLOBAL LIMITED