Reggie Tan

Reggie Tan

FinTech Columnist | Payments Policy Analyst

BA in Finance, self-studied financial journalism. Former commercial bank international settlement officer, now independent commentator focusing on digital currency regulations. Writes Cross-Border Payments Journal column for Economic Observer, explaining forex policies through real-life cases.

Latest Articles

Is it simple and safe to transfer money using Apple Pay?
Is it simple and safe to transfer money using Apple Pay?
Want to know if Apple Pay transfers are simple and secure? The answer is yes. It seamlessly integrates with iMessage for easy transfers while using Face ID, data encryption, and tokenization to provide hardware-level security, ensuring your funds and privacy are worry-free.
Understanding American Express Bank Transfers: Fees, Processes, and International Remittance Options
Understanding American Express Bank Transfers: Fees, Processes, and International Remittance Options
Planning to use American Express bank transfers? This article details domestic and international remittance fees ($35-$50+), hidden exchange rate costs, and the exact process, while comparing with Wise to help you choose the most cost-effective and efficient option.
Bank Wire Transfer with Discover Bank: How to Transfer Funds to Your Bank Account Securely and Conveniently
Bank Wire Transfer with Discover Bank: How to Transfer Funds to Your Bank Account Securely and Conveniently
Want to learn about Discover Bank wire transfers? This article provides a detailed guide, teaching you how to prepare information, operate online, and safely transfer funds to a bank account. Compare the fees and speeds of wire transfers vs. ACH transfers to help you choose the best method.
How to Prevent Fraud Risks on Remitly? A Comprehensive Analysis of Remittance Security
How to Prevent Fraud Risks on Remitly? A Comprehensive Analysis of Remittance Security
This article explains how to prevent fraud when using Remitly, how to securely bind a debit card, the platform's security mechanism, fee limitations, and solutions to problems encountered, helping you to complete every remittance operation with more peace of mind.
How to Use Vanilla Gift Cards More Conveniently? A Detailed Guide to Complete Usage
How to Use Vanilla Gift Cards More Conveniently? A Detailed Guide to Complete Usage
Want to know how to use a Vanilla Gift Card? This guide details key steps: register a ZIP code for the card to unlock online payments, then bind it to PayPal or reload an Amazon account to easily use up the balance, making payments as convenient as a credit card.
Key Details You Must Know Before Making an Online Remittance via Western Union
Key Details You Must Know Before Making an Online Remittance via Western Union
Planning to use Western Union for online money transfers? Before remitting, understand key details such as fee structure, exchange rate margins, personal limits, and receiver information accuracy. This guide explains the entire process from preparation to receipt in detail, ensuring your funds arrive safely and helping you avoid common errors.
What are the key points to note regarding the use of currency and remittance in Southern Ireland?
What are the key points to note regarding the use of currency and remittance in Southern Ireland?
Planning a trip to Southern Ireland? This article details currency usage strategies in Southern Ireland: the euro is the official currency, with daily spending mainly via bank cards and mobile payments. When remitting from China, compare fees and exchange rates of banks and platforms like Wise, and comply with the annual $50,000 personal foreign exchange quota to ensure funds are safe and compliant.
What is a Bank Routing Number? Analysis of Its Functions, Uses, and Security
What is a Bank Routing Number? Analysis of Its Functions, Uses, and Security
This article introduces the definition, uses, and query methods of bank routing numbers, as well as their importance in international transfers, and provides security protection measures to help users ensure the safe and accurate arrival of funds.
What is the Best Way to Send Money to the Philippines? Analysis of Safe and Convenient Options
What is the Best Way to Send Money to the Philippines? Analysis of Safe and Convenient Options
This article introduces the best ways to send money to the Philippines, including bank transfers, remittance services, e-wallets, and prepaid cards, helping users choose safe and convenient cross-border transfer solutions.
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