Maggie Lim

Maggie Lim

Financial Inclusion Editor | Money Literacy Writer

BA in Economics, minor in Sociology, self-taught data journalism. Led rural digital payment projects. Runs popular WeChat blog Maggie's Wallet explaining pension reforms with infographics. Won Ant Group's Inclusive Content Award.

Latest Articles

What is a futures contract? Understand futures contracts, trading, and applications in one article.
What is a futures contract? Understand futures contracts, trading, and applications in one article.
Futures contracts are standardized agreements to buy or sell assets at a specific price in the future. This article explains the trading process, types, risks, and practical applications of futures contracts.
From Beginner to Pro: Enhancing Your Investment IQ with Earnings Calls
From Beginner to Pro: Enhancing Your Investment IQ with Earnings Calls
Earnings calls help you gain insights into management perspectives, industry trends, and potential risks, improving investment decision efficiency, optimizing portfolio structure, and enhancing investment IQ.
Don't Waste It in Vain! The Way to Realize the Time Value of Options
Don't Waste It in Vain! The Way to Realize the Time Value of Options
Master the methods to monetize option time value, combining option selling, strategic combinations, and rolling operations to scientifically manage risks, enhance option investment returns, and avoid time value erosion.
Detailed Explanation of PDT Rules: Key Restrictions and Coping Strategies that Day Traders Must Know
Detailed Explanation of PDT Rules: Key Restrictions and Coping Strategies that Day Traders Must Know
PDT Rule Explained: U.S. stock day traders must focus on trade frequency and $25,000 capital requirements, plan accounts and strategies wisely, and reduce violation risks.
Synthetic Options: The Secret Strategy Used by Professional Traders
Synthetic Options: The Secret Strategy Used by Professional Traders
Synthetic options allow you to flexibly simulate long or short positions, improve trading efficiency, reduce costs, and effectively manage risks, making them suitable for both professional traders and beginners to safely practice.
How Does the Annual Interest Rate Affect Your Savings? A Deep Dive into Compound Interest and Return Comparisons
How Does the Annual Interest Rate Affect Your Savings? A Deep Dive into Compound Interest and Return Comparisons
The annual interest rate impacts your savings returns, and compound interest accelerates your wealth growth. Comparing APY and compounding frequency across products helps you maximize returns.
Golden Opportunities in Earnings Season: Understanding Company Earnings and EPS to Catch Signals of Stock Price Increases!
Golden Opportunities in Earnings Season: Understanding Company Earnings and EPS to Catch Signals of Stock Price Increases!
This article provides a detailed introduction to the definition, calculation methods, and impact on investment decisions of earnings and earnings per share (EPS), helping investors analyze a company's profitability and optimize their investment strategies.
More Stable Than Stocks, More Flexible Than Bonds: Why Smart Money Is Buying Convertible Bonds
More Stable Than Stocks, More Flexible Than Bonds: Why Smart Money Is Buying Convertible Bonds
Convertible bonds, being more stable than stocks and more flexible than bonds, combine principal protection with growth potential, making them a top choice for smart money. Learn about their risk-reward balance and investment advantages.
Balance risk and return, find your investment comfort zone with deviation rate!
Balance risk and return, find your investment comfort zone with deviation rate!
Use deviation rate to scientifically measure investment risk, balance risk and return, and help you find your unique investment comfort zone for steady wealth growth.