Maggie Lim

Maggie Lim

Financial Inclusion Editor | Money Literacy Writer

BA in Economics, minor in Sociology, self-taught data journalism. Led rural digital payment projects. Runs popular WeChat blog Maggie's Wallet explaining pension reforms with infographics. Won Ant Group's Inclusive Content Award.

Latest Articles

The Importance of the US IBAN Number in International Transfers
The Importance of the US IBAN Number in International Transfers
Do you need an IBAN number for transfers to the U.S.? In fact, U.S. banks do not use IBANs. To ensure a successful transfer, you must provide the ABA routing number, SWIFT code, and account number. This article explains how to correctly fill in the information to avoid delays or failures due to IBAN number confusion.
Are IBAN and bank account number the same thing? A Detailed Explanation of Their Differences, Uses and Inquiry Methods
Are IBAN and bank account number the same thing? A Detailed Explanation of Their Differences, Uses and Inquiry Methods
This article provides a detailed analysis of the differences between IBAN and bank account numbers, introduces the format, uses, inquiry methods of IBAN, and its importance in international remittances, helping users ensure the safe arrival of funds.
How to Make Secure and Convenient Cross-Border Remittances Using American Express's Amex Send Account?
How to Make Secure and Convenient Cross-Border Remittances Using American Express's Amex Send Account?
Want to achieve secure and convenient cross-border transfers? This article teaches you how to set up an American Express Send account and send money internationally via linked PayPal accounts. It details the funding steps, potential cash advance interest costs, and leverages Amex’s security system to ensure fund safety.
How to Make International Remittances via MoneyGram and Complete Transfers Quickly and Securely
How to Make International Remittances via MoneyGram and Complete Transfers Quickly and Securely
This article provides a detailed introduction on how to use the MoneyGram application for international remittances, including the remittance process, handling fees, exchange rates, transaction limits, and security, to help users complete international transfers easily.
Those Matters Concerning the Exchange Rate of the Canadian Dollar against the US Dollar: Exchange Rate, Influences and Related Key Points
Those Matters Concerning the Exchange Rate of the Canadian Dollar against the US Dollar: Exchange Rate, Influences and Related Key Points
Wondering why the CAD to USD exchange rate fluctuates? This article dives deep into the three core factors—economic fundamentals, international oil prices, and central bank interest rates—and analyzes their specific impacts on study abroad, travel, and investment costs to help you make informed decisions.
Analysis of the Influencing Factors and Trends of the Exchange Rate of the US Dollar against the Offshore Chinese Yuan
Analysis of the Influencing Factors and Trends of the Exchange Rate of the US Dollar against the Offshore Chinese Yuan
This article deeply analyzes the core factors influencing the USD to offshore CNH exchange rate, including Fed policy, US-China interest rate differentials, economic fundamentals, and tariff conflicts, combining the latest data to predict short-term fluctuations and long-term trends to help you navigate market directions.
Analysis of Apple Pay Fees: How to Reduce the Costs of Sending and Receiving Money?
Analysis of Apple Pay Fees: How to Reduce the Costs of Sending and Receiving Money?
Wondering where Apple Pay fees come from? This fee breakdown reveals the hidden costs of personal transfers, withdrawals, and merchant payments. Learn how to minimize transaction costs by using debit cards, free withdrawals, and optimizing payment processors.
Management and Transfer of Google Play Balance: How to Use It Safely?
Management and Transfer of Google Play Balance: How to Use It Safely?
Google Play balance cannot be directly transferred or withdrawn, but you can share its value through gift cards or a family library. This article details official safe sharing methods, teaches you to identify and avoid transfer scams, and ensures your account funds remain secure.
Analysis of Remitly's Referral Program: How to Use the Referral Code to Get Rewards?
Analysis of Remitly's Referral Program: How to Use the Referral Code to Get Rewards?
This article provides a detailed analysis of Remitly's referral program, including the usage rules of referral codes, the reward mechanism, the scope of application, and matters needing attention, helping users maximize the utilization of remittance rewards.
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BIYA GLOBAL LLC is a licensed entity registered with the U.S. Securities and Exchange Commission (SEC No.: 802-127417); a certified member of the Financial Industry Regulatory Authority (FINRA) (Central Registration Depository CRD No.: 325027); regulated by the Financial Industry Regulatory Authority (FINRA) and the U.S. Securities and Exchange Commission (SEC).
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